From the Outback Desert to the Great Barrier Reef, learn how travel insurance could help Americans in Australia.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Australia is a dream vacation spot for many Americans. Whether you’re visiting some of the larger cities like Sydney, Melbourne, or Brisbane, or venturing out into the remote Outback, there are so many incredible things to see and do.
You may even choose to leave the mainland and check out the many islands off the coast of Australia. Maybe you’ll visit Tasmania or take a trip to Kangaroo Island in South Australia. With thousands of islands to explore, you have plenty of choices.
In the Northern Territory you could explore Kakadu National Park, or if you’re in Far North Queensland you could take a hike to the top of Walsh’s Pyramid. Watch out for kangaroos, wombats, dingoes, and echidnas if you’re taking a road trip – you’ll definitely see plenty of amazing Australian wildlife.
No matter where you go, the unexcepted can happen. To protect your adventures, we recommend checking out travel insurance* plans for Australia.
International travel can bring unexpected surprises. Like accidentally stumbling upon one of the interesting pubs in the middle of the Outback. However, some surprises are not as exciting. Nobody wants to think about delayed flights or lost bags, but these things can happen unexpectedly.
A good travel insurance plan for Australia could help with those types of situations. It could also assist with helping you get the care you need if you get injured participating in any of the unbelievable adventures and activities you’ll find there.
If you fall and get hurt hiking on one of Australia’s trails, you may need to see a doctor. If you get bit by Australia’s Redback spider, you’re going to be headed to the doctor too - and your travel insurance for Australia could help you get reimbursed for the medical care you need.
When you’re doing your research and looking for the best travel insurance for Australia, check to make sure there’s coverage for things like trip cancellation, overseas medical coverage, natural disasters, and repatriation.
There are four plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance plan for your needs.
There’s certainly no shortage of adventures in Australia. World Nomads covers more than 250 activities for Americans traveling to Australia – and you could be covered for things like hiking the Larapinta Trail or rock climbing the Blue Mountains.
In a country surrounded by water, you’ll probably be enjoying aquatic fun. Home to the Great Barrier Reef, you’ll find extraordinary scuba diving spots in Australia. Whether you want to see shipwrecks like the SS Yongala in Queensland or dive with fur seals at Montague Island, there’s so much to witness beneath the water’s surface.
When you get a quote for your travel insurance for Australia, it’s advantageous to know your intended activities. Different plans cover different activities. For example, you can go scuba diving on the Great Barrier Reef with any of the plans (up to 165 feet), but if you wish to paraglide over the coastal regions of Australia, you’ll need to invest in an Explorer or Epic Plan.
Most Americans diving in Australia have no problems at all, but sometimes things happen. Make sure to protect yourself. Never dive deeper than your qualification limits and never dive solo. If you get decompression sickness, emergency medical coverage under your travel insurance for Australia may reimburse you for your medical expenses.
If you have a medical emergency in Australia, call the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. You’ll need to call and report your emergency as soon as it happens, or as soon as you’re able. Also, remember to save all paperwork and receipts.
If your medical team (and the 24/7 emergency assistance team) think it’s best for you to travel back home to the United States for treatment, travel insurance that covers repatriation may also help cover the costs to get you there.
To streamline your experience seeking medical treatment in Australia, we recommend signing up for FootprintID before your trip. This non-insurance service is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.
What happens if you land in the Australian city of Melbourne and find out your bags went to Melbourne in Florida? If you’re left sitting at the airport carousel anxiously waiting for the bag that is at least 12 hours delayed, your travel insurance for Australia may reimburse you for a change of clothes and toiletries until your bag makes its way to you.
Sometimes your baggage is lost forever. If you’re skiing Mt. Hotham and you packed your new ski jacket, you may be reimbursed for the cost of replacing it if the airline isn’t able to remedy the situation. The other belongings in your lost checked bag could be covered as well (up to plan limits, conditions and exclusions apply).
After contacting the airline, the next step is to contact Blue Ribbon Bags. This non-insurance service will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim.
With travel insurance for Australia, you could be reimbursed for unused, prepaid, non-refundable travel expenses if your trip is canceled, delayed, or interrupted for a covered reason. Just make sure you keep all receipts and documentation in case you need to make a claim.
Sometimes unexpected situations happen that can derail your plans. What happens if you get sick a few days before leaving for Australia? If your doctor tells you not to travel at that time, you could be forced to cancel your trip. A travel insurance plan for Australia that includes cancellation coverage could reimburse you for those non-refundable flights, hotels, and activities you paid for in advance.
Travel insurance could help if a natural disaster occurs. If heavy rain makes your destination accommodation unsafe or a wildfire breaks out near your resort, you may be thankful you have the 24/7 Emergency Assistance team to call.
With the Explorer and Epic Plans, several travel inconveniences are covered as well if you purchased your plan during the time sensitive period. For instance, if you’re driving along the Great Ocean Road and your rental car breaks down, causing you to be 12 hours late to your scheduled destination, you could be compensated.
Australians are very friendly people and will welcome you with a smile and a “G’Day” as soon as you arrive from the US. Crime is low there, but like any international destination, there are always things to look out for.
Before you leave the United States, we encourage you to check out the US government’s safety warnings for Australia. Weather, safety, and political situations can change at any time, and this is where they list their up-to-date warnings.
Remember the numbers 000. That's the emergency service number you can call if you need help from the police or fire department, or if you need an ambulance when you’re in Australia.
Take extra camera batteries. The worst feeling is to get set up for the perfect shot of a kangaroo, only to find out you have a dead battery. Prepare ahead of time, and make sure to read up on some of our tips on how to photograph wildlife in an ethical way.
Speaking of wildlife, Australia has plenty of it. Of course there are the cuddly looking koalas, but the crocodiles, snakes, spiders, sharks, and Irukandji jellyfish aren’t quite as cute and cuddly. Most Americans don’t have any issues, but it’s important to at least be aware of some of Australia’s dangerous wildlife.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Protect your hard earned vacation from unexpected cancellation.
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Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
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Contact Generali Global Assistance:
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Before your trip, check the latest government advice for any travel alerts for your destination.