Can skiing and snowboarding be covered under World Nomads Travel Insurance?

Yes, the Standard and Annual plans include travel insurance coverage for losses related to incidents that occur while skiing (cross country/nordic skiing on marked trails, dry slope, heli, on piste or off piste within resort boundaries, power assisted, and snowblading.) Losses related to snowboarding (dry slope, heli, and on piste or off piste within resort boundaries) are also included. The Explorer Plan includes everything in the Standard plan, plus even more activities – including more extreme skiing and snowboarding, including acrobatics, free-style, jumping, flying, stunting, backcountry/outside of resort boundary/alpine ski touring, by helicopter/snow cat, racing, and skiing and snowboarding in a terrain park within a resort. Skiing with a miniwing (speed riding) is also covered, as is serving as a ski or snowboard instructor or guide (paid or volunteer.) If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan .

What types of incidents may be covered on your skiing trip?

If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you get hurt when skiing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags .

What happens if there’s no snow and I can’t ski on my trip?

We can’t control the weather, but a travel protection plan may help. For example, if you have a travel protection plan that includes ski insurance coverage for your trip to Europe , and your ski resort in the Dolomites closes all or part of its facilities for at least one day due to lack of snow or inclement weather that causes a cessation of services, you may get $250 per incident as a ‘ travel inconvenience ’ (up to plan limits). You must have purchased the Explorer or Epic plan within the time sensitive period in order to be eligible. Additional terms and conditions apply.

What happens if the ski slopes close during my trip?

Your travel protection plan from World Nomads may help ease the disappointment. For instance, if you have a travel protection plan that includes ski insurance coverage for your trip to Japan, and at least 50% of the trails or slopes at your ski resort in Niseko are closed for at least eight consecutive hours for various reasons, subject to terms and conditions, you may receive reimbursement for your ski lift ticket. Read your plan for details of this “ Trip Interruption ” benefit available on the Explorer and Epic Plans.

Can I purchase a plan after my trip starts?

Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for skiing online anytime, from anywhere in the world . World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for skiing, you’ll need to purchase your plan at least the day before you need coverage.

Does World Nomads Travel Insurance offer coverage for skiing overseas?

Yes, some of the best places to ski are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have a travel protection plan that includes travel insurance coverage for your skiing trip in Europe , you could have the opportunity to hit the slopes in Chamonix or the Dolomites. If you have travel insurance coverage for your skiing trip in Canada , you could ski in Whistler or Banff. When you get a quote for a travel protection plan that includes adventure sports insurance coverage for your skiing trip, you’ll need to input where you’ll be traveling.

What should I do if I get hurt while skiing?

If you get hurt while skiing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan.

Does World Nomads cover other activities during my trip?

Yes, when you purchase travel insurance and non-insurance services for skiing, you could be covered for more than 250+ other sports, activities and experiences . Things like snowmobiling and snowshoeing may be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.

Do I get my money back if I cancel a trip?

Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.

What happens if my bags are delayed?

When you purchase travel insurance coverage for skiing trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.

Skiing and Snowboarding Travel Insurance Coverage

At a glance:

All World Nomads plans cover losses resulting from skiing and snowboarding trips. Higher-tier plans offer coverage for more extreme skiing and snowboarding activities.
Emergency Medical Coverage may assist with medical costs and transport if you're seriously hurt while skiing or snowboarding.
Our travel protection plans include transportation if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. Additional terms apply.
Gear and baggage protection helps cover lost, stolen, or damaged ski gear and luggage.
An optional Cancel for Any Reason upgrade is available on some plans (additional cost and state restrictions may apply).

Why should I consider travel insurance for my ski trip?
Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?
What level of travel insurance coverage do I need for my ski trip?
What may not be covered when on your skiing trip?
Top safety tips we recommend for your skiing trips
FAQs

Are you dreaming of peaks in Italy, Austria, Switzerland or France? Or are you planning to stay in the United States to hit the slopes in Breckenridge, Vail, or Palisades? No matter where you’re headed for wintry fun, it helps to always be prepared for the unexpected when skiing and snowboarding. A travel protection plan that includes ski trip insurance coverage for Europe, the US, or any other snowy destination can help protect your adventure. Travel insurance benefits for skiing may help with everything from stolen ski gear to unexpected medical expenses.

Why should I consider travel insurance for my ski trip?

Unexpected issues can mess up even the most carefully planned ski trips. For example, those seeking fresh powder flock to Japan each winter to hit the slopes, but what happens if a blizzard hits and puts a halt to your fun? A travel protection plan that includes ski insurance coverage for Japan may help you bounce back quickly with support for emergencies, delays, and disruptions. Getting evacuated off a snowy mountain in a foreign country is not cheap and with a sport as risky as skiing, travel insurance can be even more important.

Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?

Whether you’re on a black diamond at Chamonix Mont Blanc or on the bunny hill in the Dolomites, navigating steep (and even not so steep) terrain can be tricky. It only takes one bad fall or collision to end up with a broken ankle, a dislocated shoulder, or a wrist fracture. Since unexpected situations can happen on the slopes, we’ve designed our travel protection plans to include travel insurance coverage for skiing and snowboarding trips. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

Emergency Medical Expenses
For injuries that happen when skiing
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation on or off the slopes
Baggage & Gear Coverage
Damaged or stolen ski gear or luggage that is lost
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from going on your ski trip

Terms, conditions, and limitations apply to all mentioned coverages. Get a quote and compare the plans to see which level of coverage is right for you.

All plans include adventure travel insurance coverage for skiing, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

What level of travel insurance coverage do I need for my ski trip?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even when your main goal is to go skiing, you may want to enjoy other fun winter activities like snowmobiling or snowshoeing. That’s totally fine, because you may be covered for losses resulting from more than 250+ other sports, activities and experiences when you purchase a travel protection plan.

Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while skiing (cross country/nordic skiing on marked trails, dry slope, heli, on piste or off piste within resort boundaries, power assisted, and snowblading.) Snowboarding (dry slope, heli, and on piste or off piste within resort boundaries) is also included. It includes up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
Explorer Plan – This plan includes everything in the Standard plan, plus even more activities – including more extreme skiing and snowboarding activities such as acrobatics, free-style, jumping, flying, stunting, backcountry/outside of resort boundary/alpine ski touring, by helicopter/snow cat, racing, and skiing and snowboarding in a terrain park within a resort. Skiing with a miniwing (speed riding) is also covered, as is serving as a ski or snowboard instructor or guide (paid or volunteer.) It also has higher limits of coverage for most benefits.
Epic Plan – This covers everything the Explorer plan covers, plus even more activities – including glacier walking (up to 26,247 feet/8,000 meters) and ice climbing (up to 26,247 feet/8,000 meters). It also has the highest benefit limits of coverage.
Annual Plan – If you’re planning multiple trips throughout the year, this plan may be for you. Just buy once and stay protected all year. It includes adventure travel insurance coverage for skiing, as well as all of the other activities covered in the Standard Plan.

NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.

What may not be covered when on your skiing trip?

Save the cocktails for apres-ski. Travel insurance for skiing trips won’t cover you if you’re under the influence of drugs or alcohol. Some other things that aren’t covered include:

Horseback riding under the influence of drugs or alcohol
Unattended baggage, sporting equipment or personal items
Horseback riding or travel within 100 miles of your home
Injuries to your horse
Riding horses in a competition or for salary/compensation

Top safety tips we recommend for your skiing trips

Unattended baggage, ski gear or personal items
Damage to ski equipment while you’re using it
Not following ‘Do Not Travel’ warnings issued by the US government prior to departure
Participation in activities not listed in our 250+ sports, activities and experiences
Ignoring your doctor if they have advised in writing that you are not medically fit to travel
Traveling or skiing within 100 miles of your home
Wear and tear from everyday use of sporting equipment. Gear that is in use is not covered.
Skiing or snowboarding in a competition or for salary/competition
Pre-existing Conditions. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period and were medically able and not disabled from travel, based on the assessment of a physician, to travel at the time of purchase when you buy the plan. A definition of a pre-existing condition can be found in your plan document.

FAQ

Here are our most frequently asked questions about cover for skiing and snowboarding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

Can skiing and snowboarding be covered under World Nomads Travel Insurance?
Yes, the Standard and Annual plans include travel insurance coverage for losses related to incidents that occur while skiing (cross country/nordic skiing on marked trails, dry slope, heli, on piste or off piste within resort boundaries, power assisted, and snowblading.) Losses related to snowboarding (dry slope, heli, and on piste or off piste within resort boundaries) are also included. The Explorer Plan includes everything in the Standard plan, plus even more activities – including more extreme skiing and snowboarding, including acrobatics, free-style, jumping, flying, stunting, backcountry/outside of resort boundary/alpine ski touring, by helicopter/snow cat, racing, and skiing and snowboarding in a terrain park within a resort. Skiing with a miniwing (speed riding) is also covered, as is serving as a ski or snowboard instructor or guide (paid or volunteer.) If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.

What types of incidents may be covered on your skiing trip?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable tours that you paid for in advance. If you get hurt when skiing and require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.

What happens if there’s no snow and I can’t ski on my trip?
We can’t control the weather, but a travel protection plan may help. For example, if you have a travel protection plan that includes ski insurance coverage for your trip to Europe, and your ski resort in the Dolomites closes all or part of its facilities for at least one day due to lack of snow or inclement weather that causes a cessation of services, you may get $250 per incident as a ‘travel inconvenience’ (up to plan limits). You must have purchased the Explorer or Epic plan within the time sensitive period in order to be eligible. Additional terms and conditions apply.

What happens if the ski slopes close during my trip?
Your travel protection plan from World Nomads may help ease the disappointment. For instance, if you have a travel protection plan that includes ski insurance coverage for your trip to Japan, and at least 50% of the trails or slopes at your ski resort in Niseko are closed for at least eight consecutive hours for various reasons, subject to terms and conditions, you may receive reimbursement for your ski lift ticket. Read your plan for details of this “Trip Interruption” benefit available on the Explorer and Epic Plans.

Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes adventure travel insurance coverage for skiing online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for skiing, you’ll need to purchase your plan at least the day before you need coverage.

Does World Nomads Travel Insurance offer coverage for skiing overseas?
Yes, some of the best places to ski are outside of the US and World Nomads doesn’t want to limit your fun. For example, if you have a travel protection plan that includes travel insurance coverage for your skiing trip in Europe, you could have the opportunity to hit the slopes in Chamonix or the Dolomites. If you have travel insurance coverage for your skiing trip in Canada, you could ski in Whistler or Banff. When you get a quote for a travel protection plan that includes adventure sports insurance coverage for your skiing trip, you’ll need to input where you’ll be traveling.

What should I do if I get hurt while skiing?
If you get hurt while skiing, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help cover the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan.

Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for skiing, you could be covered for more than 250+ other sports, activities and experiences. Things like snowmobiling and snowshoeing may be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.

Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.

What happens if my bags are delayed?
When you purchase travel insurance coverage for skiing trips, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.

Need destination inspiration for your next ski trip?

While there are great places to ski here in the United States, there’s an abundance of great places around the world to also check out. Check out a couple of our favorite locations and get destination-specific travel insurance tips to help you plan with confidence.

Five Great Ways to Experience Germany in Winter

Skiing in Japan: The Best Resorts to Check Out Now

Skiing in Italy’s Dolomites

Four Reasons to Visit Turkey in Winter

Bluebird Colorado: A Local’s Guide to Skiing in the Rockies

Austria Essential Skiing and Snow Tips

Four Winter Wilderness Adventures in Central and Eastern Canada

20251014-4898509. TThis is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

Standard Plan: $2,500
Explorer Plan: $10,000
Epic Plan: $15,000
Annual Plan: $5,000

Trip Protection

Work emergency?
Weather delay?
Travel companion sick?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

Standard Plan: $125,000
Explorer Plan: $150,000
Epic Plan: $250,000
Annual Plan: $100,000

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?
Need a hospital?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

Standard Plan: $400,000
Explorer Plan: $500,000
Epic Plan: $700,000
Annual Plan: $100,000

Emergency Evacuation

Ambulance transfers
Medevac flights
Medical escort services

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

Standard Plan: $1,000
Explorer Plan: $2,000
Epic Plan: $3,000
Annual Plan: $2,000

Protect your gear

Stolen I.D.s
Checked-in sports equipment
Damaged luggage

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

24/7 Emergency Assistance Help Line
Emergency Medical & Dental Expenses
Emergency Evacuations
Bedside Companion Travel
Emergency Medications

Protect Your Trip

Trip Cancellation
Optional Cancel for Any Reason (Explorer or Epic)
Trip Delay & Trip Interruption
Missed Connection (Explorer or Epic)
Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

Baggage Delay
Passport and Visa Loss
Lost or Stolen Bags
Personal Tech, Equipment & Gear
Baggage Return After Evacuation

Non-Insurance Services

Medical & Non-Medical 24/7 Emergency Assistance Line
Translators Available
Pre-Departure Telehealth Services
Portable Health Records
Delayed or Lost Baggage Tracking and Delivery

This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact 24/7 Emergency Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

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INFORMATION YOU NEED TO KNOW

This advertisement contains highlights of the plans developed by Trip Mate, a Generali Global Assistance & Insurance Services brand, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al and non-insurance Travel Assistance Services. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, a Generali Global Assistance & Insurance Services brand; we are licensed in all states; 880 SW 145th Ave, Suite 400, Pembroke Pines, FL 33027; 1-844-207-1930; assistancefees@tripmate.com. While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans.

Skiing and Snowboarding Travel Insurance Coverage

Why should I consider travel insurance for my ski trip?

Travel insurance and non-insurance services for skiing and snowboarding trips: What may be covered?

What level of travel insurance coverage do I need for my ski trip?

Get a travel insurance quote

What may not be covered when on your skiing trip?

Top safety tips we recommend for your skiing trips

FAQ

Need destination inspiration for your next ski trip?

Travel Insurance Benefits: how we can take care of you

Trip Protection

Trip Protection

Emergency Medical Insurance

Emergency Medical Insurance

Emergency Evacuation

Emergency Evacuation

Protect your gear

Protect your gear

24/7 emergency assistance