How unexpected trip changes for US Residents may be covered by the trip cancellation insurance benefit
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Even when you’ve meticulously planned out all of the details of your dream vacation, sometimes things happen that cause you to cancel your trip. It’s painful enough to have to miss out on your getaway, but it’s even worse to also lose all of the money that you’ve already paid towards your trip. With a single-trip or annual travel plan that includes trip cancellation insurance benefits, you may be reimbursed for the non-refundable, unused, forfeited, pre-paid money you’ve spent for things like tours, transportation, and hotel accommodations if you cancel for a covered reason.
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Standard Plan |
Explorer Plan |
Epic Plan |
Annual Plan |
| Up to a maximum of $2,500 Get a quote |
Up to a maximum of $10,000 Get a quote |
Up to a maximum of $15,000 Get a quote |
Up to a maximum of $5,000 per individual coverage term Get a quote |
Trip cancellation insurance benefits are included in all single-trip and annual travel plans offered by World Nomads and this gives you the opportunity to cancel your trip before you depart – but only for covered reasons. You may be reimbursed for unused, forfeited, prepaid, non-refundable expenses that you paid for in advance if your situation is one of the cancellation covered reasons listed in your plan document. For example, if you get sick before your trip and your doctor advises you not to travel at that time, you may be covered. If your flight is canceled by an airline and you aren’t able to make it to your destination, you may also be covered. (This is a real issue – almost 100,000 flights were canceled by U.S. air carriers in 2024.)
‘Cancel for any reason’ coverage allows you to cancel for any reason not otherwise covered by the plan, but it isn’t automatically included. It’s an optional add-on for US residents (not available to resides of New York) that’s available if you purchase the Epic or Explorer plan within seven days of the date your travel supplier receives you first trip deposit (like booking a hotel or airline ticket). This is called the ‘time sensitive period’. With ‘Cancel for Any Reason’ coverage, benefits may be paid for up to 75% of prepaid and non-refundable deposits and payments you made if you cancel your trip no later than 2 day prior to the scheduled departure date of your trip.
Should something unexpected happen that causes you to cancel your trip for a covered reason, you can file a claim online. In order to make a claim using your trip cancellation insurance benefit, you’ll need to provide required documents that may include but not limited to:
As travelers ourselves, we’ve felt the heartache of having to cancel trips. Nobody ever books a trip with the intention of canceling it, but we’ve dealt with everything from sickness to named storms that grounded flights. Here are a few of our personal travel tips that may help you avoid some of those situations.
Here are our most frequently asked questions about cover for trip cancellation. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Yes, all of the travel protection plans offered by World Nomads Travel Insurance include trip cancellation insurance benefits. You may be reimbursed for unused, forfeited, prepaid, non-refundable expenses that you paid for in advance, but only if your situation is one of the covered events listed in your plan documents.
(The optional ‘Cancel for Any Reason’ add-on allows you to cancel for any reason not already covered by the plan, but it is only available for those who purchase the Explorer or Epic plans, and it must be purchased during the time sensitive period. This add-on is not available for New York residents.)
Trip cancellation is a benefit that reimburses you for pre-paid, forfeited, unused, non-refundable trip payments if you need to cancel for an unforeseen, covered event such as an illness, injury, jury duty, a death in the family or an airline strike. Your plan documents list all the covered reasons.
Reimbursable costs may include things like airfare, train tickets, hotel rooms or tour expenses.
No. ‘Cancel for Any Reason’ coverage is an additional add-on that is available to US residents (not available to residents of New York) who purchase either the Explorer or Epic plan within the time sensitive period. When you get a quote for travel protection with insurance benefits and non-insurance services and choose either the Explorer or Epic plan, you’ll see the option to add-on ‘Cancel for Any Reason’ coverage if you’re not a resident of New York.
A travel protection plan from World Nomads includes a range of travel insurance benefits and non-insurance services that may help with things such as trip delays, lost baggage, and emergency medical expenses. It may also cover 250+ sports, activities and experiences.
If you need to cancel your trip due to a covered reason, you can file a claim online. Be sure to save all your trip receipts – you’ll need to show proof of those non-refundable expenses when you submit a claim. Make sure you have documentation showing the reason for your canceled trip as well. For example, if you are canceling your trip due to illness, you’ll need to show medical reports proving you were unable to travel.
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Before your trip, check the latest government advice for any travel alerts for your destination.