Learn how travel insurance benefits may provide emergency evacuation abroad
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No matter where you’re traveling, accidents and sickness can happen at any time. But what happens if you get hurt while trekking through South America and the nearest hospital or appropriate medical facility is far away? You’ll need to get to a place where you can get medical care, and in some instances, you may need to come back home for treatment.
The US Department of State’s website states that most health insurance plans don’t pay to get you back to the US if you need medical evacuation. Per their estimates, an air ambulance back to the United States can cost up to hundreds of thousands of dollars. Medical transport could be a lifesaver, but it could also quickly deplete your savings. Because of that you, you may want to consider getting a quote for a single-trip or annual travel protection plan that includes travel insurance benefits for medical evacuation and repatriation. Those benefits may cover, up to the maximum benefit amounts, the cost to get you to the closest adequate medical facility or home for further treatment. If you’re going to be at the hospital for more than 7 consecutive days, it may also include the transportation of a family member or companion who can be with you at your bedside, or the return of a dependent child back to your home.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
| Up to $400,000 for medical evacuation and repatriation of remains, and up to $1,000 for baggage return Get a quote |
Up to $500,000 for medical evacuation and repatriation of remains, and up to $1,000 for baggage return Get a quote |
Up to $700,000 for medical evacuation and repatriation of remains, and up to $1,000 for baggage return Get a quote |
Up to $100,000 per trip for medical evacuation and repatriation of remains, and up to $1,000 for baggage return Get a quote |
World Nomads Travel Insurance may cover both medical evacuation and repatriation, but those are two different things. An emergency evacuation may cover transporting you to the nearest suitable medical facility where treatment is available if you have an acute, severe, or life-threatening medical emergency and there’s not adequate treatment in your immediate area.
Repatriation is a type of evacuation that may return you back home to the US when a doctor advises that you should no longer travel. This typically happens after your condition has stabilized. At that time, your travel insurance benefits for repatriation may cover your transportation to get you back home to the US to your point of origin or primary residence so you can seek further treatment.
World Nomads travel insurance also covers repatriation of remains. You may not worry about what happens after you die, but your family will, particularly if it happens overseas.
Here are our most frequently asked questions about cover for emergency evacuation. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
You’ll need to confirm that with your health insurance company. However, the US Department of State’s website states that most health insurance plans do not pay to bring you back to the United States if you need special medical evacuation by air ambulance.
All single-trip and annual travel insurance plans offered by World Nomads include travel insurance benefits for medical evacuation and repatriation. If you have an acute, severe, or life-threatening medical emergency and there’s not adequate treatment in your immediate area, you may be transported to the nearest suitable medical facility where treatment is available. If it is deemed medically necessary that you should go back to the US, you may be covered for the costs to get back for treatment. You must be pre-approved for these benefits by calling the 24/7 Non-insurance Emergency Assistance Team. Terms and conditions apply.
Emergency evacuation and repatriation typically takes place through a commercial flight, but may include air ambulance or Medevac flights if deemed medically necessary. You’ll need to make sure you get a pre-authorization from our 24/7 Non-insurance Emergency Assistance Team though.
In the event of a life-threatening emergency, call the local emergency authorities first to receive immediate assistance. If you’ve purchased a World Nomads plan that includes benefits for medical evacuation, and repatriation, contact the 24/7 Non-insurance Emergency Assistance Team as soon as possible. They’re available 24 hours a day, 7 days a week, 365 days a year.
You’ll want to have this information handy when you call:
If you die overseas as the result of an accident or a sudden and unexpected illness, our single trip and annual plans offer coverage for:
The return of your remains must be authorized in advance and approved by our 24/7 Non-insurance Emergency Assistance Team.
When you get a quote for a plan that includes medical evacuation and repatriation benefits, you’ll input information about your trip that includes the destination and dates. It just takes a few minutes and you’ll then be shown the prices for the different single-trip and annual travel protection plans. At that point, you can choose the best travel insurance plan for your needs.
You can file a claim online, but you must notify us within 20 days of any losses, or as soon as is reasonably possible, and submit documentation within 90 days – including all receipts and invoices from medical and transportation providers. In order to submit a claim for a medical evacuation, you will need to get a pre-authorization by our 24/7 Non-insurance Emergency Assistance Team before you’re evacuated, and you’ll need to submit proof of that as well.
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