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Why buy travel insurance.

Traveling is expensive and accidents can be even more so. Get covered by World Nomads Travel Insurance.

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Most parts of your trip you can plan for - and for the unexpected, there’s travel insurance. Long story short, travel insurance safeguards the financial investments you’ve made towards your trip and can step in when there’s an emergency.  

Depending on your plan, travel insurance may help when: 

·         Your vacation gets interrupted or cancelled (such as when you’re seriously ill and can no longer travel). 

·         Your personal belongings (such as your luggage, sports gear or passport) get stolen or damaged.  

·         You have an accident and need medical treatment or air evacuation.

 

Travel Insurance versus Health Insurance 

Government health plans won’t cover you once you’re out of your province (and if they do, it would most likley be for a limited number of circumstances or for an inadequate amount of money). That’s why it’s important to buy travel insurance when going overseas or in parts of Canada that aren’t your home.   

Travel insurance is valid for the duration of your trip and for emergencies that happen during that length of time. It isn’t meant to be a substitute for health insurance and doesn’t cover routine care.  

 

What we won’t cover 

Travel insurance doesn't pick up the tab for non-emergency care such as: 

·         Annual check-ups 

·         Treatment for pre-existing conditions 

·         Cosmetic procedures such as Botox 

·         Eyeglasses and contact lenses prescription 

 

But since most health plans don’t cover medical costs out of province, it’s important to purchase travel insurance when you’re far from home. Some hospitals and clinics abroad may refuse treating patients without proper coverage or adequate funds, plus medical bills can run up to astronomical amounts of money in places such as the United States. With insurance, you can also get access to emergency assistance teams who can help you locate doctors, get prescriptions, and book transportation to nearby hospitals or a flight back home. 

 

Another reason to buy: Even when you encounter bumps in the road, travel insurance can keep your adventure going. Got your suitcase stolen? You may get reimbursed for overnight stays and a change of clothes and toiletries. Has a storm rained on your flight plans? You may have saved yourself the change fee.  

That said, it’s common for policies to have exclusions, such as pre-existing medical conditions; limitations to the maximum amount of coverage; and optional premiums for higher levels of cover (example: adventure sports.)  

That may seem to add up to a lot of caveats but on the whole travel insurance can prevent minor problems from scaling into full-blown disasters. It’s a small price to pay for one of the most valuable things that you can arm yourself with: reassurance. With that confidence, you can be ready for any adventure. Go ahead, explore your boundaries. 

Have questions? 

If you have more questions about travel insurance, you can contact us. 

Appendicitis in Chiang Mai.

I just wanted to let everyone know how deeply and forever grateful I am for all the help I received from World Nomads insurance in one of my more painful and scary moments of my life. I never wished or intended to EVER use my insurance, and I have never used any of the ones I had in previous travels, but this time a sudden and excruciating stomach pain forced me to the Hospital while being in Thailand (Chiang Mai Ram Hospital). I thought I would get the right antibiotic and more powerful meds through an IV and end of story. But no, the actual case was that my appendix was inflamed and infected, and the only way of dealing with this was surgery. I just couldn't believe it! So yeah, it was scary, I was alone, and they were awesome, replied right away through e-mail, which was fantastic because I did not have time to make phone calls, then alongside the International Patient Services from the Hospital, took care of everything and saved my life. I just want everyone to be aware of the importance of having insurance, and a good one, even if they think they're healthy and nothing bad is going to happen, unexpected things happen all the time, and it can ruin your fun AND your budget. I am very thankful I had my World Nomads insurance by my side, and you can be sure I will always have it on every future trip.
Chilean Nomad in Thailand.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech Trashed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 16 December 2016 and rated 4 stars

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FAQ

Here are our most frequently asked questions. You can also visit our community page at Ask a Nomad, or ask the team your own question by pressing the link below.

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