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Travel Insurance for European Residents

Simple and flexible trip insurance for international travel. Buy and claim from anywhere in the world.

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World Nomads Travel Insurance

Travel insurance for independent travelers and their families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.

World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.

Buy travel insurance while travelling

If you're travelling and want to travel longer, World Nomads lets you purchase a new policy to keep you on the road.

24/7 Emergency Medical Assistance

Our Emergency Medical Assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Cover for 150+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing a broad list of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

My son was bitten on the face (bleeding cuts under the lower lip and by the eye!) by a dog at the place we stayed in Toronto. My son (age 4) jumped in front of the dog and the dog nipped him. We took him to the emergency room for stitches.

French Resident in Canada
At the end of 3 day visit to a very remote area of Sierra Leone, I started to have a strong headache on the way back home. The trip to the city of Makeni was 3 around hours. During those hours I lost all my energy and almost my conscious. Once in Makeni, I was brought to the hospital. They immediately did a blood test - I was positive to malaria and typhoid. The hospital admitted me until for all the treatments. Once discharged I continued to take other drugs to finish the treatment.

Italian Resident in Sierra Leone
I got a food poisoning from a buffet dinner in Siem Riep, Cambodia. I was feeling unwell at night, had diarrhoea and vomiting. I had to go to the bathroom again, so I got up from bed and I fainted before getting there, hitting my head against the door's frame. When I recovered consciousness, my husband noticed that the wound in my head was bleeding a lot, so he called to the emergency number of World Nomads. You referred us to the Royal Angkor International Hospital (about 3 Km from our guesthouse). The woman in charge of the guesthouse called a tuk-tuk driver to get us there at about 3:15 am. World Nomads had already contacted the hospital for the physician evaluation, the treatment of the wound and the medication.

Spanish Resident in Cambodia

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

Explorer Plan: €10,000
Standard Plan: €4,000

Trip Protection

Unexpectedly hospitalised?
Travel buddy in an accident?
Sudden death of an immediate relative?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

Explorer Plan: €10,000,000
Standard Plan: €5,000,000

Emergency Medical Insurance

Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation

Injured abroad?
Need to get to hospital urgently?
Medical evacuation home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear (just not sports equipment when in use).

Explorer Plan: €3,000
Standard Plan: €1,500

Protect your gear

Luggage lost by a carrier?
Passport pilfered?
Tech trashed?

Help starts here.

Overseas Emergency Medical & Dental Expenses
24 hour Emergency Medical Assistance
Emergency Medical Transport
Repatriation & Travel Expenses

Trip Disruption
Travel Delay (Explorer)
Missed connection (Explorer)

Baggage & Personal Items
Passport & Travel Documents
Personal Liability
Personal accident

*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover 150+ Adventure Activities you love + more

Snow

Water

Air

Land

Sports

Experiences

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Curling Ice skating – indoor Sleigh rides - horse drawn Sledding
- Optional extras
  Glacier walking-ice walking Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding(Terrain Park)

Water Activities
- Included for all
  Banana boat rides Black water rafting Boating inland and coastal waters Fishing / angling Hydro foiling Jet boating Parasailing River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters
- Optional extras
  Boating - outside coastal waters Outrigger canoeing Sailing / yachting - outside coastal waters Kite boarding Kite surfing Surfing Spearfishing Water skiing - barefoot

Air Activities
- Included for all
  Abseiling Aerial safari Hot air ballooning Zip line
- Optional extras
  Bungee / bungy jumping Parachuting/Skydiving (tandem jumps only)

Land Activities
- Included for all
  Aerobics Ballet Bowling Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving / spelunking - sightseeing Cycling / biking - on an organised tour Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres In-line skating Kite flying Moped riding / scooter biking Motor biking - as a pillion passenger - under 125cc Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance Outward bound up to 3,000m Paint balling Rock climbing - indoor Safari tours Segway Skateboarding - ramp / half pipe / skate park / street Snooker Theme parks / fairgrounds Tuk Tuk - as a passenger Walking up to 3,000 metres War games / military simulation
- Optional extras
  Camel trekking - overnight Camping up to 6,000 metres Cycling / biking - independent cycle touring Cycling / biking - on an organised tour Dirt boarding Elephant riding - overnight Fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Land surfing Rock climbing - bouldering Sandboarding / sand skiing Trekking up to 6,000 metres

Sports Activities
- Included for all
  Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Darts Football / Rugby / Soccer / Gridiron Football Frisbee / Ultimate frisbee Golf Gym training Gymnastics Handball / Tchoukball Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Rambling - up to 3,000 metres Rifle range / sports shooting Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Table tennis Tchoukball Tennis / Pickeball Trampolining Triathlon - up to sprint distance Volleyball Wake skating Wakeboarding Weight training Yoga
- Optional extras
  Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata

Experience Activities
- Included for all
  Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
- Optional extras
  Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level

Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

Contact our Claims Team

We're here to help if you have a question about your claim. We're available.

For policies purchased on or after 27 June 2024

Claim online

Country of residence	Phone
Belgium	+44 (0) 333 333 9621
Denmark	+44 (0) 333 333 9619
Germany	+44 (0) 333 333 9618
Netherlands	+44 (0) 333 333 9617

Country of residence	Email
Belgium	worldnomads.clmsbe@collinsoninsurance.com
Denmark	worldnomads.clmsdk@collinsoninsurance.com
Germany	worldnomads.clmsde@collinsoninsurance.com
Netherlands	worldnomads.clmsnl@collinsoninsurance.com

For policies purchased before 27 June 2024

Country of residence	Phone
Belgium	+32 (0)2 808 66 32
Denmark	+45 89 87 30 23
Germany	+49 (0)335 5622 3012
Netherlands	+31 (0)20 8080731

Claim online

FAQ

Here are our most frequently asked questions. You can also visit our help center for more answers.

Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 150 adventure sports and activities.

Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.

Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.

Can I buy travel insurance if I'm already overseas?
Yes - If you're a resident of Belgium, Denmark, Germany or the Netherlands then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,