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Annual Multi-Trip Travel Protection

If you have multiple trips planned, an annual multi-trip travel protection plan may cover them all

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At a glance

  • World Nomads offers annual multi-trip travel protection coverage that may protect multiple trips over a 12-month period
  • There is no limit on the number of trips taken within a year, but the max length per trip is 45 days. Annual travel protection plans include coverage for trip cancellation, emergency medical coverage, lost or delayed bags and more

Why should you consider getting annual multi trip travel protection coverage?

What do you do when you can’t decide between surfing in Costa Rica, going on a safari in Africa, or exploring the ancient ruins of Greece? If you’re anything like us, you book all three!  If you’re booking multiple trips per year, you’re not alone. A survey showed that Americans said they need three vacations per year. (Some of us need even more, though!) But more trips can mean more potential for unexpected travel challenges. Medical emergencies, lost bags, and natural disasters are just a few of the things you can’t plan for when traveling. If you have multiple trips planned throughout the year, you may want to consider a travel protection plan that includes annual multi-trip travel protection.

You just buy one plan, and you may be covered for all of your trips within a year – international and here in the US (trips you take must be over 100 miles from your home), for up to 45 days at a time.

What’s Included in the Annual Plan

Important to Know

  • Per day and maximum benefit amounts apply
  • Trips you take must be over 100 miles from your home.
  • The Annual Plan one-year period becomes effective on your selected plan Start Date, or on a future Start Date you selected at the time of purchase, and we received the required plan cost.
  • Always save all of your receipts and correspondence related to each trip. Make sure you have all of your documentation together if you need to submit a claim. 

Annual Multi Trip Maximum Amounts*

Accident & Sickness Medical Expense: Up to $100,000 per trip

Trip Cancellation: Up to $5,000 per individual coverage term

Trip Delay: Up to $250 per day and up to $1,500 maximum per trip

Trip Interruption: Up to $5,000 per individual coverage term

Medical Evacuation: Up to $100,000 per trip

Baggage Delay: Up to $200 per day and up to $1,000 per trip

Baggage and Personal Effects: Up to $2,000 per trip

Rental Car Damage: Up to $35,000 per trip

*Offerings may vary based state of residence. Full terms of the plan apply.

Single Trip vs. Annual Multi-Trip Travel Protection Plan:

World Nomads offers plans for both single-trip and annual multi-trip travel protection, but only you can decide on the best coverage for your particular needs. We encourage you to think about your travel plans for the next year before you get a quote. Maybe you’re planning to go skiing in the Rockies in winter, celebrate Spring Break in Mexico, and take a summer vacation in Europe. Or maybe you’re more of a spontaneous traveler and don’t have all of your year’s trips planned yet. That’s ok too - we also like to keep our calendar open and jump on those last minute travel deals.

You can get a quote and can compare the pricing and coverage for a single trip vs. the cost of an annual travel protection plan with travel insurance benefits and non-insurance services with World Nomads. Take a look at the maximum benefit amounts in your quote, and make sure they meet your needs. That will help you determine the most suitable travel protection plan for you. 

What you may need to file a claim

If something happens and you need to make a claim on your annual multi-trip travel protection plan, you’ll need to provide required documents that may include:

  • Copies of receipts and invoices per scheduled trip showing the unused, forfeited, prepaid non-refundable expenses that you paid for in advance and weren’t able to use
  • Copies of receipts and invoices for additional expenses per scheduled trip that you incurred
  • Documentation showing proof of what caused your trip to canceled, delayed or interrupted
  • Supporting documentation such as police reports, medical statements and more depending on your specific claim
20251209-5036707.This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

FAQ

Here are our most frequently asked questions about cover for Annual Multi-trip travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Does an Annual Plan cover all of my trips within a year?
    The annual travel protection plan with travel insurance benefits offered by World Nomads covers all of your insurable 45-day trips in a one-year period, so long as the trips take place 100 miles or more from your home. For specific information on coverage for each trip, you’ll want to review the Maximum Benefit Amounts listed in your Summary of Plan Benefits as well as your full plan document.
  • Does the Annual Travel Protection Plan cover domestic travel?
    Our annual plan offers coverage for international and domestic travel, when US residents are traveling more than 100 miles from their home. If you want to visit the theme parks in Orlando, Florida or hike your way through the U.S. National Parks, those trips may be covered, too.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Pre-Departure Telehealth Services
  • Portable Health Records
  • Delayed or Lost Baggage Tracking and Delivery
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.