If you have multiple trips planned this year, an annual plan could cover them all.
What do you do when you can’t decide between surfing in Costa Rica, going on a safari in Africa, or exploring the ancient ruins of Greece? If you’re anything like us, you book all three!
Sometimes we like to throw in some fun getaways closer to home too. There’s so many great things to explore here in the US - like taking a scenic drive through the Blue Ridge Mountains or exploring Arizona’s Sonoran Desert.
We’re booking multiple trips each year, and we know you may be too. No matter where you’re headed, and what you’re doing though, there’s always a chance of unexpected circumstances that can ruin your plans. Our nomads have dealt with everything while traveling - from broken legs, stolen iPhones, family emergencies back home, and more. None of those things are fun to deal with, but being covered by a travel protection plan with travel insurance benefits could help with those types of situations. If you’re a nomad who is roaming the world and you have multiple trips planned throughout the year, you may want to consider the Annual Travel Protection Plan.
The World Nomads Annual Plan allows travelers to cover multiple trips over a 12-month period. It’s designed for frequent travelers, weekend warriors, digital nomads, festival and event enthusiasts, and adventure junkies (like us!). You purchase just once and it covers an entire year’s worth of fun! There is no limit on the number of trips taken within a year, but the max length per trip is 45 days and the trips you take must be over 100 miles from your home.
Some of the insurance benefits and additional services included in the World Nomads Annual Plan include:
Adventure Activities: World Nomads covers more than 250 activities for US residents and you could be covered for things like scuba diving the Great Barrier Reef and roadtripping to all of your favorite National Parks.
Trip Cancellation: If you get sick unexpectedly before you depart for your trip and your doctor tells you not to travel, you may have to cancel. If something like this happens, trip cancellation coverage may reimburse you for non-refundable, prepaid expenses like airfare and hotel accommodations. If you cancel your trip for a covered reason, your Annual Plan that includes the trip cancellation insurance benefit could cover you for up to 100% of the non-refundable trip costs, up to a maximum of $5,000 per individual coverage term.
Emergency Medical Expense: If you get sick while or injured while you’re traveling, you may have to get emergency medical care. Depending on where you are in the world, your US health insurance plan may or may not be accepted. Your Annual Plan includes a travel insurance benefit for emergency medical expenses with coverage up to $100,000 per trip, and you could be reimbursed for things like x-rays, prescriptions, and hospital visits.
Emergency Medical Evacuation & Medical Repatriation: If you get hurt while hiking in a remote jungle, you may find limited medical services available. Emergency Medical Evacuation may help you get transported to a place where medically necessary treatment is available for severe, acute or life-threatening injuries. This can even mean air transport, which could be lifesaving. In some cases, it could be deemed appropriate to return home to the US for continued treatment. These coverages will need to be determined medically necessary by the local attending physician and pre-approved by the 24/7 Emergency Assistance Team.
Baggage Delay: If your bag is delayed by your common carrier for more than 12 hours on the way to your destination, your travel insurance coverage could help reimburse for things like toiletries or a change of clothes until you are reunited with your bag. Maximum Benefit Amounts apply, and you can learn more in your Summary of Plan Benefits.
Rental Car Damage: What happens if you rent a car while traveling and then get into a wreck or it gets stolen? Your Annual Plan may help cover the cost to repair the vehicle if damaged due to a covered reason, all of which must be beyond your control. Certain cars are not eligible, like exotic or off-road vehicles. Exclusions apply.
Some other insurance benefits included in the Annual Plan:
Political or Security and Natural Disaster Evacuation
The Annual Plan also includes the same non-insurance services as the other travel protection plans offered by World Nomads. These include:
When you get a quote for an Annual Travel Protection Plan with travel insurance benefits and non-insurance services, you’ll be able to learn more about the coverage in your Summary of Plan Benefits. If you have questions, feel free to contact us anytime.
The important thing to remember is that the Annual Travel Protection Plan is meant for digital nomads, festival goers, thrill seekers, culture lovers, and eager explorers. The new Annual Plan allows travelers to have coverage for unlimited trips during the year, with a maximum individual trip length of 45 days. This gives travelers the flexibility to be covered for multiple domestic or international weekend getaways or extended month-long trips, if travelling 100 miles away from home.
Before you get a quote for travel insurance, think about your travel plans for the next year. Maybe you’re planning to go skiing in the Rockies in winter, celebrate Spring Break in Mexico, and take a summer vacation in Europe. Or maybe you’re more of a spontaneous traveler and don’t have all of your year’s trips planned yet. That’s ok too - we also like to keep our calendar open and jump on those last minute travel deals. If you think you’ll be taking multiple trips throughout the year though, the Annual Plan may save you the hassle of purchasing a plan for each of these trips separately.
This plan may also save you time. Once you purchase your annual plan, you’re set for the year. While you’ll still have to book hotels and search for airline tickets for each of your adventures, you won’t have to get a quote for travel protection each time you book a trip. That will be one thing you’re able to cross off of your travel planning to-do list.
There’s a lot that is covered with the Annual Travel Protection Plan with travel insurance benefits and non-insurance services offered by World Nomads, but there’s some things that aren’t covered. A few things that wouldn’t be covered include:
Please see your state specific plan document for a full list of benefit specific exclusions and general exclusions and limitations.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services.
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