Essential coverage details and safety tips for American scuba divers.
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Before your trip, check the latest government advice for any travel alerts for your destination.
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Scuba diving brings about feelings of wonder and independence that can be hard to experience above the water. From coral reefs in Cuba to stingrays and dolphins in Japan, there is no shortage of divine dive sites around the world, so it’s just a matter of choosing which diving adventure suits you best.
And while calm waters, crystal clear visibility, and a bulletproof dive plan might make for the perfect underwater adventure, accidents can happen, even if you’ve taken all the steps to scuba dive safely. Whether you’re recently certified, or you’ve got hundreds of dives under your belt, World Nomads travel insurance* can help when the unexpected sinks your next dive trip.
As passionate divers ourselves, we’ve designed our plans to cover dives from the Great Blue Hole in Belize to The Yongala in Australia. We can offer travel insurance coverage for:
We offer four plans - Standard, Explorer, Epic and Annual - and each offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific scuba diving plans. You can’t upgrade your coverage after you purchase a plan, so it’s important to get this right on the first go.
We also offer gear coverage for your baggage and sporting equipment. If your baggage or scuba diving gear is delayed, lost, and/or damaged while checked in with a common carrier, you may be able to claim reimbursement up to your plans per item and total maximum limit. Terms and conditions apply so be sure to check the plan wording and contact us if you have any questions.
If your gear is delayed, lost or damaged, you must report the incident as soon as possible to a responsible officer for the carrier. Make sure you get a Property Irregularity Report, or a similar official report, in writing. In the event that your gear is either lost or delayed by an airline, call our non-insurance service partner, Blue Ribbon Bags. They will track and expedite the return of your airline baggage on any airline, anywhere in the world.
Please note we do not offer coverage for damage to sporting equipment while in use.
Your health and safety are a priority when you’re exploring oceans and seas, which is why our plans cover emergency medical expenses should you become sick, get into an accident or get hurt whilst diving or snorkeling, even when abroad. This could include the use of a decompression chamber, should it be warranted.
You might be on a reef far from medical assistance on your dive, and our plans include coverage if you need to be evacuated to a medical facility. An emergency evacuation must be ordered by a physician who certifies that the severity of your accidental injury or sickness warrants your emergency evacuation and authorized by the 24/7 Emergency Assistance team.
Having an emergency in a foreign country can be overwhelming, but buying a World Nomads plan gives you access to the 24/7 Emergency Assistance team. They can facilitate a range of services in whatever part of the world you’re traveling, can speak multiple languages and they’re available 24 hours a day, 365 days a year.
Travel insurance doesn’t cover everything. Things we don’t cover include, but are not limited to:
When you’re ready, head to our website to get a quote, and feel free to contact us if you have any questions.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Protect your hard earned vacation from unexpected cancellation.
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Covers the loss, theft or damage of your bags, tech and gear.
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The amounts listed represent the maximum benefit amount.
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Non-Insurance Services
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada