Discover the coverage options of travel insurance for Americans on your next road adventure.
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One of the best things about road trips is the freedom to explore at your own pace, an on our own terms. Travel insurance is designed for many modes of transport, but there are specific reasons why it’s important for road trips.
Anything from falling ill to jury duty can prevent you from taking your trip. With this coverage, you may be able to recuperate your pre-paid, non-refundable deposits.
Safety is a priority when you’re getting behind the wheel and traveling to new destinations. A trip protection plan can buffer the hazards of being on the road.
Car breakdowns and traffic accidents can put a dent in your wallet (as well as your car) if you don’t have vehicle coverage. World Nomads' Explorer plans offer damage collision waiver coverage.
If you’re in a crisis, whether you’re stranded in the middle of nowhere or need urgent medical attention, our Emergency Assistance team is available 24/7 in whatever part of the world you’re traveling.
You may need help getting your trip back on track when you encounter problems, whether that be a sudden illness, or an incident caused by bad weather.
If thieves get into a locked car or break into your hotel room, you can make a claim for a replacement or a reimbursement of your stolen items.
For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Road trips are a great way to experience local culture, see sights off the beaten track and immerse yourself in your travel destination. But, with the unknowns of driving in an unfamiliar place, it pays to research and plan ahead.
One of the best things about road trips is the freedom to explore at your own pace, on your own terms. Our travel insurance* plans are designed by travelers for travelers, and they have some key benefits to make sure you’re protected on the open road.
We offer four plans – Standard, Explorer, Epic and Annual Travel Insurance – each offering different levels of coverage. You’ll want to read about the differences between plans to make sure your all your adventures are covered under the plan you pick. Our single trip plans offer protection up to 180 days at a time. Our Annual Plan offers a full year of protection, with trip lengths up to 45 days at a time. You can compare our plans side by side to find out which one best matches your needs on your road trip.
Travel insurance is designed for many modes of transport, but there are specific reasons why it’s important for road trips.
Anything from an unexpected illness, an accident or a call to do jury duty can prevent you from taking your trip. Trip cancellation coverage may help you recuperate your pre-paid, non-refundable trip deposits when an emergency happens.
Your health and safety are a priority when you’re getting behind the wheel and traveling to new destinations. Many health insurance plans won’t cover you when you’re a certain distance from home or when you’re using out-of-network providers, so a travel insurance plan can make up for the gaps in emergency medical coverage. If your injuries are beyond minor bumps and scratches, you may need to check into a hospital. Our plans include emergency evacuation coverage for ambulances or transfers to an appropriate facility. Be sure to check the maximum benefit amount specified in your plan.
Car breakdowns and traffic accidents can put a dent in your wallet (as well as your car) if you don’t have vehicle coverage. Our Explorer, Epic and Annual insurance plans offer rental car damage coverage, so you can head out on the road with an extra layer of security. While most cars are covered, certain vehicles are not including RVs, motorbikes, and luxury-model cars. Be sure to read your plan details for more information.
When you’re in an unfamiliar place, it’s hard to know where to go for help. When you buy a World Nomads plan, you’ll have access to the 24/7 Emergency Assistance team to support you in a crisis. Whether you’re stranded in the middle of nowhere, need urgent medical attention or a referral for roadside assistance, the Emergency Assistance team can facilitate a range of services in whatever part of the world you’re traveling.
It’s a shame to make a big trip investment only to lose everything if an incident throws a wrench in your plans. Trip interruption and trip delay coverage can help salvage your pre-paid, non-refundable trip expenses that you’ve had to forfeit because of a covered event (like a natural disaster, inclement weather, sickness, rental car breakdown, etc) that has disrupted or delayed your travels.
You may also need help getting your trip back on track. If you get delayed, you may need a hotel or a meal as you catch up to your itinerary... that is where your trip delay insurance benefit can come in. Check your plan for any conditions you need to meet: your delay needs to be a certain number of hours and be caused by a covered reason.
You may have coverage if your belongings and baggage are stolen during your road trip, up to the limits listed in your plan. But it’s important to note that theft from an unattended vehicle, even if locked, is not covered. So make sure you keep your valuables with you or locked in your hotel safe.
Road trips give you the flexibility to expand your adventures. Our plans cover more than 250 activities, sports and experiences including hiking, camping and surfing.
If you’re not sure whether the activity you want to do is covered, or have any questions about your plan, just ask us.
We parked a rental car in the parking lot of a restaurant in Haut Bay, an area of Cape Town. After eating dinner, we returned to the car to find that a window had been broken and anything within easy reach had been stolen. Luckily for us, we had been smart enough to bring our very expensive camera inside the restaurant with us, only leaving behind the case and an extra lens.
Protect your hard earned vacation from unexpected cancellation.
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Take the pain out of medical or dental costs.
We’ve got your back.
We'll provide assistance to get you to the hospital or home quickly.
Help starts here.
Covers the loss, theft or damage of your bags, tech and gear.
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
Protect Your Trip
Protect Your Stuff
Non-Insurance Services
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Before your trip, check the latest government advice for any travel alerts for your destination.