What happens if I hit a scheduling snag?
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You’ve been planning your trip to the Galapagos Islands (and dreaming about frolicking sea turtles) for months… and now your trip is finally here. You’ve checked in your gear and are ready for your flight – only to be alerted that a storm is rolling in and you won’t be able to leave until the following day.
Unfortunately, while irksome incidents such as trip delays are rarely anticipated, they can happen. And when they do, knowing you have travel insurance in your back pocket can help get your trip back on track… and calm you down fast.
There are a several events that can cause a trip delay. World Nomads covers delays of six hours or more when caused by:
Don’t forget to read your World Nomads policy, which explains in more detail the types of situations that are covered under trip delay. Also, when you get a quote, you can compare our Standard and Explorer plans side by side so you can compare the benefit maximums in each.
If the reason for your trip delay is covered, then you could be reimbursed up to the maximum plan benefit for:
Check out our article on baggage delay, in case your bags also take a detour en route to your destination.
To help ensure a seamless reimbursement, you will want to hold on to any receipts or other documentation for World Nomads, because (sadly) we can’t travel with you, so we have no way of knowing what happened.
World Nomads trip delay coverage is secondary to any reimbursement provided by your airline or other transportation provider. Reach out to your airline first to ask for hotel and meal vouchers, and make sure you get documentation from your airline listing the original and revised departure times and the reason for the delay.
When you submit your claim, provide the airline documentation and proof of travel, along with receipts for your out-of-pocket expenses. See our How to Make a Claim article for step-by-step instructions.
Not every incident that can cause a trip delay is going to be claimable... here are a few things that aren’t covered:
When it comes to World Nomads, a Trip Delay is defined as when you are delayed for at least six hours, hindering you from getting to your destination.
A Trip Interruption is when something happens that prevents you from taking advantage of your full itinerary or causes you to end your trip early, such as breaking your leg during a ski trip, and your doctor advises returning home from so that you can recover. It’s not fun, but as we all learned, it happens. For more information on Trip Interruption, go to our Help Center.
This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.
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Before your trip, check the latest government advice for any travel alerts for your destination.