Travel Insurance for a trip to Portugal
Learn more about World Nomads travel insurance for your travel across the Old Continent.
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Thousands of Americans plan bucket-list vacations to Portugal each year to enjoy the enticing Douro Valley wine region, impressive architecture in cities like Porto or Lisbon, sandy-white coastlines like Camilo Beach in the Algarve and exciting foodie experiences. As you’re making your travel plans for Portugal, it’s a good idea to purchase a travel insurance policy from World Nomads to protect your trip investment, your well-being and your baggage.
Your World Nomads policy may include coverage for:
- Lost, delayed or stolen baggage coverage
- Overseas medical insurance and benefits for COVID-19-related events
- Access to our World Nomads skilled 24/7 Emergency Assistance Team
- Coverage for activities and sports you plan to partake in while in Portugal
When planning a vacation to Portugal, common setbacks American travelers can face are lost or delayed luggage and unforeseen medical issues, including COVID-19 illnesses.
What’s included in your World Nomads travel insurance policy for a trip to Portugal?
Lost, stolen or delayed baggage coverage
World Nomads may cover (up to the policy limits) the loss, theft or damage to your baggage or personal belongings depending on your specific situation. Here are more details:
Delayed baggage
Upon arriving to Lisbon to start your trip, if your luggage isn’t on the carousel at the airport, it can be very upsetting. But your World Nomads policy may provide coverage if your bags were lost in transit to Portugal for more than 12 hours. The first thing to do is file a report with your airline, and then keep your paperwork organized so you will have this documentation to file a claim. Your bag-delay benefits may provide reimbursement for a change of clothes and some personal care items until you are reunited with your luggage.
Stolen personal effects
Your personal belongings may be covered if stolen while vacationing in Portugal. If you are the victim of a crime, file a report with local police, your tour manager or hotel staff. Be sure to read your policy documents so you understand reimbursement guidelines. For example, if you are on a walking tour in Lisbon, and your camera gets stolen from your backpack while you’re strolling in a city square, you may be reimbursed. Read over your travel insurance policy so you understand how depreciation and exclusions may impact your claims.
To be best protected, keep your personal belongings close to you at all times. Keep valuables like credit cards and travel documents in a money belt or cross-body bag, and don’t draw attention by wearing flashy jewelry. Also, risky behavior that causes loss of property likely won’t be covered by travel insurance. For example, if you’re drinking wine in excess in Porto and leave your cell phone unsupervised at a bar, this probably won’t be reimbursable.
Overseas emergency medical coverage and benefits for COVID-19 related events
When traveling in Portugal, having overseas emergency medical insurance is very important in case you get injured or become ill. Your US based health insurance plan may not be accepted outside the US, so if you need medical attention you will have to pay out of pocket. With your World Nomads travel insurance policy in hand, if you break your wrist from a fall while hiking the Fisherman’s Trail from Porto Covo to Odeceixe, you could potentially be reimbursed for any medical care, imaging, hospital stays and medicine.
Regarding COVID-19, World Nomads Travel Protection Plan purchased by U.S. residents may provide coverage if you test positive for COVID-19. Benefits may cover emergency medical, emergency medical evacuation, trip delay and trip interruption coverage if you contract COVID-19 while traveling in Portugal.
If you need to cancel your trip due to a positive COVID-19 diagnosis, your policy may cover loss of pre-paid, nonrefundable expenses such as flights, hotel rooms and excursions if your doctor says you can’t travel on your scheduled departure day because you’re diagnosed with COVID-19. A positive COVID test must be accompanied by 3rd party verification for claims documentation purposes. Verifiable proof of positive COVID test includes physician consultation, PCR lab results (includes name of patient, date, result) or proctored COVID test witnessed by a physician or nurse.
Access to 24/7 Emergency Assistance Team
Your World Nomads travel insurance plan includes a team of professionals who can help with many issues. If you’re experiencing a medical emergency, for example, we can provide a helping hand to direct you to a medical center, talk to doctors, arrange pre-authorization for treatment and even offer translation services. We may also be able to contact your family or friends back home to keep them updated on your condition.
Coverage for sports and recreational activities in Portugal
If you’re headed Minho in North Portugal to hike or trek in the mountains, or plan to snorkel in The Azores, World Nomads offers travel insurance coverage for 150+ activities and sports. Be sure to read your plan documents to see if your intended pursuits are covered. We have two policy options: Standard and Explorer. Activity coverage differs by plan. Be sure to compare options and select the plan that best covers the activities you plan to do while in Portugal.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $10,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $100,000
- Standard Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $300,000
Emergency Evacuation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Accident & Sickness Medical Expense
- Repatriation of Remains
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage & Personal Effects
- Baggage Delay (outward journey only)
- Rental Car Damage – where permissible
- Accidental Death & Dismemberment
- Generali Global Assistance 24-Hour Assistance Services
- Generali Global Assistance Non-Medical Emergency Transportation Services
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
In partnership with: tripmate
Before your trip, check the latest government advice for any travel alerts for your destination.