Travel Insurance for Portugal
Learn how travel insurance could cover your trip to Portugal.
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Portugal boasts endless opportunities to explore culture, bustling cities, beaches, wine regions, history, and culinary experiences. As you plan an itinerary that includes Portugal’s breathtaking architecture in cities like Lisbon, the wine scene of Porto, the scenic Azores Islands, and the coastal sophistication of Algarve, considering adding travel insurance to your list may be a good idea to protect your trip investment and your possessions.
Learn about World Nomads travel insurance coverage before you go.
- Delayed, lost or stolen baggage
- Overseas emergency medical expensess
- 24/7 Emergency Assistance Team
- Cover for adventure activities and sports
What's covered for travel to Portugal?
Delayed, lost or stolen baggage coverage
It’s always a worry when you fly internationally that your bags might not arrive when you do. The same is true if your baggage, sporting gear or personal items are stolen while you’re on vacation. If while in the Algarve, your golf clubs are stolen during a leisurely lunch, your policy may cover this loss.
World Nomads may cover (up to the policy limits) the loss, theft or damage to your baggage or personal belongings depending on your specific situation. Here are more details:
- Stolen or damaged luggage: As soon as you realize your bags or possessions have been damaged, lost, stolen or misdirected, file a report with your airline carrier, your tour operator, a hotel or restaurant manager, or the local authorities. You will be asked to provide this documentation when filing your claim. Generally, travel insurance won’t cover events where your baggage or personal items are left unattended. For instance, if you left your backpack unsupervised in the hotel bar, travel insurance may not cover this loss.
- Delayed baggage: Your World Nomads policy may provide cover if your bags were lost in transit to Portugal. The first thing to do is file a report with your airline, and then keep your paperwork organized so you will have this documentation to file a claim. Your baggage delay benefits may provide reimbursement for a change of clothes and some personal care items until you are reunited with your luggage. Waiting periods may apply and the cover available depends on your country of residence.
Your policy may also protect your personal belongings while on vacation. While traveling, to reduce the risk of theft, keep your valuables close. It’s a good idea to store travel documents, cash and credit cards in a money belt or cross-body bag at all times. Although Portugal is a safe European country, petty theft is more likely to occur in busy tourist spots in Lisbon and Porto. Don’t put valuables in your back pockets. Also, when traveling, keep receipts for all purchases.
Overseas emergency medical expenses
When traveling to Portugal, consider having travel insurance that can cover overseas emerency medical expenses, as your domestic health insurance is unlikely to be accepted abroad. If you become ill or injured while traveling in Portugal, without the right cover you need for emergency medical expenses, you’ll be responsible for paying any out-of-pocket costs for medical care, dental care, or in the worst-case, transport back to your home country.
You could twist your ankle on a cobblestone street during a walking tour or suffer a concussion while riding a bike in Southern Portugal, so having a policy with cover for overseas emergency medical expenses could be helpful for unexpected events that can happen.
Cover for some COVID-19 related events
Depending on your Country of Residence and the travel insurance plan you choose, you may have access to Coronavirus (COVID-19) coverage for certain events. To find out what cover applies to you, select your Country of Residence and read our What’s Covered for Coronavirus article which has all of the details, including benefit limits, terms, conditions and exclusions.
24/7 Emergency Assistance Team
Handling a medical emergency is unsettling. The 24/7 Emergency Assistance Team may help you to identify appropriate medical care, act as a liaison with medical providers, and assist with arrangements including upfront payment of medical care if deemed necessary.
Portugal is a melting pot of cultures, and you may not understand the local language. Just call the 24/7 assistance team to help with translation services in an emergency.
Cover for activities and sports when in Portugal
If you plan to surf on Portugal’s west coast in Nazare, or go zip-lining in Ribeira da Salga, World Nomads offers travel insurance coverage for 150+ activities and sports.
Read your policy carefully to ensure your chosen activities are listed and covered. Contact us if you need help or have any questions.
Travel Insurance Benefits: how we can take care of you*
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.