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Travel insurance for Spain

Discover how World Nomads Insurance can help you travel better

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From catching waves on the beaches of San Sebastian, to exploring the vibrant streets of Barcelona, or touring the tapas scene in Valencia, Spain has something for Australian nomads. If you’re heading on an adventure to La Roja, you should consider taking World Nomads travel insurance with you.

Barcelona
Barcelona skyline at sunrise. Image credit: Pol Albarrán

What's covered

Our policies can offer cover (up to policy limits) for benefits including:

World Nomads offers two plans – Standard and Explorer – each offers different levels of coverage and benefits. It is up to you to choose what plan has the right level of coverage to meet your travel needs.

Why should I consider travel insurance for Spain?

Travel insurance could help if you land in Barcelona but your baggage doesn’t, you suffer a travel delay, or you need to be medically evacuated.

Backpacking in Spain

With plenty of affordable accommodation, delicious food and a never-ending list of famous sights, Spain is a backpacker's dream! Our policies may cover you if your wallet is stolen whilst browsing the El Rastro markets, for travel delays or if your trip is cancelled.

Adventuring in Spain

Our policies can cover injuries and accidents for more than 150 activities, sports and experiences - whether you’re cycling the Basque country, kayaking in Costa Brava or hiking in the Pyrenees. Just be sure to specify the activities you intend to do when you purchase your policy, as you can’t add them afterwards.

Medical Mishaps

Our policies can cover you if you get sick from a dodgy prawn in your paella, or are in a serious accident that requires emergency treatment, evacuation. We can even bring you home for treatment. We can cover hospitalisation, evacuation, treatments and more.

What should I look out for when travelling around Spain

As fun and fascinating as Spain can be, there are some things you should be aware of:

Crime in Spain’s hotspots

Wandering the streets of Madrid, Barcelona, and Seville can be a wonderful experience, but remember to remain vigilant and keep your valuables in sight. Watch out for bag snatching, pickpockets, and theft from cars. If you’re taking tech gear and other high value items our policies can cover you with an upgrade.

Natural disasters in Spain

Spain experiences earthquakes, severe storms, and wildfires. Our policies offer cover for natural disasters. To be covered you’ll need to purchase your policy before the natural disaster event is known. Check your policy carefully as benefit limits apply and vary between plans.

Have fun at festivals but don’t overdo it

Spain has some of the best party spots in the world – Ibiza anyone? When going to party hotspots and festivals be aware of your surroundings, especially if you’re travelling solo and don’t know the language. Don’t overdo it when it comes to drinking and be careful of accepting drinks from strangers.

Remember that benefits limits apply, and benefits may differ depending on the plan you purchase. If you’re unsure of anything, contact us.

Exterior of the Cathedral of Plasencia, Extremadura, Spain.
Cathedral of Plasencia. Image credit: Emerson Mendoza Ayala

What's not covered

While there are several things we offer coverage for, there are also things we just won’t cover. These include, but are not limited to:

  • Travelling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the Australian Government (see www.smartraveller.gov.au)
  • Any activities or sports that aren’t covered by our policies or where you don’t purchase the appropriate level upgrade
  • Participation in a sport or activity not listed in the Product Disclosure Statement (PDS) or agreed by World Nomads where you haven’t paid the required additional premium.
  • Unsupervised baggage or personal items
  • Being intoxicated by alcohol or drugs or acting illegally.
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's travel insurance for medical emergencies)
  • Expenses you have not made every reasonable attempt to recover from the carrier, accommodation provider, booking or travel agents, any compensation scheme, or other source.

Travel and safety tips when going to Spain

  • Running with the bulls in Pamplona? It’s a no from us - our policies do not cover this activity.
  • Keep your personal items close: petty crime is a problem in big cities like Barcelona. Take care at busy tourist spots, beaches and on public transport.
  • Be mindful of tourist scams: common scams include the flower scam and pigeon poo scam.
  • Keep copies of all receipts, tickets, paperwork: you’ll need to provide these in the event of a claim.
  • Prepare for the outdoors: make sure you have adequate gear including sunscreen and water. Spain has a warm climate – you don’t want to ruin your holiday with severe sunburn or heatstroke!

Have more questions?

If you have more questions about travel insurance, feel free to contact us.

Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.

FAQ

Here are our most frequently asked questions about buying travel insurance for a trip to Spain. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. 

  • Do I need a Schengen Visa to travel to Spain?
    Yes! When in Spain, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. If you’re travelling to Spain on a short trip, you will likely need to apply for a Schengen short-stay visa for Spain. Consult the Schengen Visa website for more details.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital lickety-split

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for Australian residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Phone: +61 2 8263 0470 or Phone: +61 2 8292 1470 (reverse charges via an operator from anywhere in the world)

Contact the team