The good news is that our policies can cover many types of scuba diving but there are terms and conditions that you should be aware of.
| Scuba Diving Certification | Conditions of Cover |
|---|---|
| Not a Qualified Dive | Cover to scuba with a professional, qualified and licensed guide or operator on a ‘discover diving’ tour |
| Qualified Diver | You can dive to the depth that your license allows up to a maximum depth of 40 metres |
| Shark Cage diving |
|
| Cave diving | Not covered |
| Cavern diving | Qualified divers to a maximum depth of 40 metres |
| Free Diving | Not Covered |
| Commercial Diving | Not Covered |
Note: the types of scuba diving listed above may require plan upgrades and an additional premium, so be sure to check the PDS and if you aren’t sure, you can contact us.
If you plan to go scuba diving at least once during your trip then be sure to select the type of scuba diving you'll be doing, and the depth e.g 'Scuba diving to 30 metres', when you purchase your policy.
If you don’t do this, you may not be covered, and you can’t add activities after you’ve purchased your policy. So, if there’s a chance you will go exploring underwater, you must add it at policy purchase to be covered.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage for all types of water sports. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific scuba diving plans.
With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
Our policies can assist you if you become seriously injured or suddenly ill while diving and need urgent medical assistance. This includes coverage, up to policy limits, for:
If you’re in need of a medical evacuation, repatriation or if you’re admitted to a hospital, you or someone with you must contact the 24/7 Emergency Assistance team immediately. Our 24/7 Emergency Assistance team can help with:
If you are wondering who pays for medical treatment (and by this we mean either you pay upfront and claim later, or we pay upfront) it depends on what’s happened to you and the necessary treatment required.
Our policies may also provide cover, up to policy limits, for baggage and personal effects, including:
Note: be aware that there is an AUD$100 policy excess per claimable event for medical and baggage claims.
While we can offer coverage for a lot of scuba diving events, there are also things we just won’t cover. These include, but are not limited to:
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation, and exclusions. If you are unsure of anything, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
Before your trip, check the latest government advice for any travel alerts for your destination.