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Bungee jumping, white water rafting, mountain biking, cycle touring, scuba diving, scooter riding, trekking, camel riding! There’s more than 220 covered adventure sports, work, study & volunteer experiences that you can try while you’re away.
First, check out the list of all the sports, work , study and volunteer experiences that can be covered (also found in detail in Section 8 of the Product Disclosure Statement (PDS).
Then, when you’re buying your policy, add all the activities you plan to try on your trip. Just remember that you won’t be able to make changes after you buy your policy.
Check the PDS carefully for any specific requirements related to the adventure sports, work or other activities you’ll be doing; e.g. you may need to be qualified/licensed or be with a professional qualified/licensed guide or operator in order to be covered (see Section 8 – Adventure, Work, Study & Volunteer)
Adding some higher risk activities may also add a bit extra to the cost of your policy (for obvious reasons).
If a sport or activity isn’t listed on your policy, this doesn’t necessarily mean that you can’t be covered if you want to give it a try during your trip. So how do you find out if it’s covered? Easy!
Choose carefully the first time (otherwise you’ll need to buy a new policy to cover your higher level activity).
When you’ve listed your activity correctly, if something goes wrong while participating, the cover that may be available includes:
We're pretty sure we've thought of most of the activities and experiences our adventurous travellers might want to try, but if what you want to do isn't listed, just contact us and we'll confirm if it can be covered or not.
There may be specific exclusions and terms and conditions that apply depending on what you'll be doing. Also, be sure to read the General Exclusions for other scenarios and expenses we don’t cover. Of course always read the full terms, conditions and exclusions in the PDS so there’ll be no surprises if you need to use it.
To give you an idea, there’s no cover:
We’re here to help if you have a question about travel insurance. We’re available:
Before your trip, check the latest government advice for any travel alerts for your destination.