Travel Insurance for Nicaragua
Take a journey to the land of lakes and volcanoes in Nicaragua
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As featured in:
- Do I need travel insurance for Nicaragua?
- Travel insurance for activities in Nicaragua
- Travel insurance for medical emergencies in Nicaragua
- Travel insurance for cancelled, interrupted, or delayed trips to Nicaragua
- Travel insurance for theft in Europe
- Travel insurance for cancelled, delayed, or interrupted travel in Europe
- Travel insurance for lost bags in Nicaragua
- Travel insurance for crime in Nicaragua
- Tips for Traveling to Nicaragua
Nicaragua has so much to offer visiting Canadians - whether that be nature, nightlife, history, or beaches. You can surf all day and party all night in San Juan del Sur, check out the colonial architecture in Granada, and swim among the unusual rock formations in the Somoto Canyon.
A trip to the ruins of Leon Viejo will take you to one of the oldest Spanish colonial settlements in the Americas, and you may even get lucky enough to spot toucans and monkeys as you hike at Apoyo Lagoon Natural Reserve.
There are so many adventures that await in Nicaragua, but there are also some things to be aware of. We encourage you to check out our tips on things to know before travelling to Nicaragua. You may also want to consider getting a quote for travel insurance for protection against some of the unexpected things that can happen during your travels.
Do I need travel insurance for Nicaragua?
You booked the flights to Managua and even pre-booked a private tour of the Masaya Volcano. You’ve taken the steps to plan an awesome vacation, but there’s some things you just can’t plan for.
Nobody wants to think about things like cancelled trips, delayed baggage and medical emergencies, but these things can happen unexpectedly.
Hiking through Miraflor’s cloud forest is an amazing experience - unless you get hurt and need to see a doctor.
There’s also a possibility that natural disasters can affect your travels. What happens if an earthquake disrupts your travel plans? You may then wish you had travel insurance for Nicaragua.
There are different plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs.
Travel insurance for activities in Nicaragua
World Nomads covers more than 250 activities for Canadians travelling to Nicaragua - including surfing and hiking. Want to explore Nicaragua from beneath the surface? No problem! Scuba diving among the spectacular corals around the Corn Islands may also be covered. Kayaking through the mangroves of Isla Juan Vanado may be covered too.
While there are so many adventures that may be covered, you’ll want to think about the activities you’ll be doing while you’re there. When you get a quote for travel insurance for Nicaragua, you’ll need to list your planned activities. You won’t be able to add or remove activities after you make your purchase so make sure you add them all at that time. If you’re participating in an activity that isn’t listed in your plan wording, you can contact us to determine if you will be covered.
Travel insurance for medical emergencies in Nicaragua
Good health care can be limited in Nicaragua and some hospitals are below Canadian standards. The Canadian government recommends getting travel insurance for Nicaragua that includes emergency medical coverage.
Keep in mind that your Government Health Insurance Plan may only pay a small portion, if any, of your medical expenses in Nicaragua. In some situations, medical providers may also want their money upfront. Nobody plans to get sick or injured on vacation, but it happens.
With a good international travel insurance plan, you may be reimbursed for certain emergency medical expenses like an ambulance, hospital stay, or medication prescribed to treat your emergency medical condition.
If you become injured or sick during your trip, and our emergency assistance team and your treating physician recommend that you travel back to your home province in Canada because of your medical condition, the repatriation coverage that is included in your travel insurance for Nicaragua may cover the costs to get you there.
If you have a medical emergency after you’ve left Canada, you can call our 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. You must contact our emergency assistance team before seeking medical attention, unless your emergency medical condition prevents you from calling. If this case, you should call as soon as medically possible or have someone call on your behalf.
Travel insurance for cancelled, interrupted, or delayed trips to Nicaragua
Even if you’ve planned the perfect getaway to Nicaragua, sometimes things happen that can cancel, interrupt, or delay your trip.
Nicaragua has multiple active volcanoes such as Concepcion and San Cristobal. They can be so fascinating to see, but they aren’t as cool when they mess up your travel plans. If, after you have departed on your trip, you miss a connection or your flight is cancelled due to inclement weather caused by a volcanic ash cloud, your travel insurance for Nicaragua could help you be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance.
Travel insurance could also help if you’re already on your trip and it gets interrupted. For example, you may need to go back to your home province in Canada early if an immediate family member back home has an unexpected medical emergency or dies.
Make sure to keep all documentation and receipts for things you paid for in advance - you’ll need those if you make a claim.
Travel insurance for lost bags in Nicaragua
What happens if you check your bags in Canada, and then realize you made it to Managua but your bags didn’t? If you’re left sitting at the airport carousel anxiously waiting for the bag that never comes, the baggage coverage that is included in your travel insurance for Nicaragua may help you be reimbursed for a change of clothes and toiletries until your bag makes its way to you.
Sometimes that bag just never comes though. If that happens, you could be covered for the cost of replacing your belongings (up to plan limits) if the airline isn’t able to remedy the situation. You will be asked to prove that you own what you are claiming for, so be sure to save receipts and take photos.
When you get a quote, you’ll be able to review what’s included in your travel insurance
coverage for lost or stolen bags, as well as information on depreciation and policy limits.
Travel insurance for crime in Nicaragua
Even with all of the friendly locals, crime is still a problem in Nicaragua. Pickpocketing
is common there, and you’ll want to be extra careful when you're in crowded areas or
using public transportation. The markets tend to be a hotspot where visitors are targeted as well. Pay attention to your surroundings, avoid putting anything valuable in your back pockets, and never take your hands off your bags. You’ll also want to leave the flashy jewelry at home.
Even when you’re being cautious, things can happen. If you’re robbed, make sure you
file a police report and save a copy - you’ll need that if you have to make a claim.
Just make sure you’re doing your part to try to avoid lost and stolen items. If you
overindulge on the Flora de Cana and leave your phone in a bar, we won’t be able to
cover that.
Tips for Traveling to Nicaragua
Before you leave Canada, we encourage you to check out the Canadian government’s safety warnings for Nicaragua to review their up to date warnings on any advisories that may exist at that time.
If you purchase travel insurance for Nicaragua, it’s also a good idea to save the 24/7 Emergency Assistance phone number and your policy number in your cell phone so you don’t have to search for that if an emergency happens.
Demonstrations and civil unrest may occur and even peaceful demonstrations can become violent. Stay away from areas where these are happening - Nicaraguan law prohibits political activity by foreigners.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
True Claims Stories
Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
U.S resident in Spain
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.