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Travel Insurance for Brazil

Brazil is your place to get wild…From the wild parties during Carnival, to the wild animals of the Amazon

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Traveling to Brazil offers incredible opportunities to experience vibrant cultures and adrenaline-fueled adventures. Many Canadians visit Mount Corcovado to see the colossal Christ the Redeemer statue - one of the most famous landmarks in Rio de Janeiro. 

If you’re wanting to take in some of the country’s natural beauty, you may also want to head to Terra de Cachoeiras, known as the “Land of the Waterfalls.” Speaking of natural beauty, Brazil is also known for their pristine beaches like Baia do Sancho, Praia do Espelho, and Copacabana Beach. A visit to the Amazon rainforest is also a must-do for those seeking an off the beaten path adventure. 

While a trip to Brazil is an amazing experience, there are some things to be aware of when you’re visiting from Canada. Our nomads have danced the night away at the wild parties during Carnival and have searched for even wilder experiences in the heart of the Amazon. We’ve learned quite a bit in our travels and we encourage you to check out our team’s tips on what to know before you go to Brazil.

Because unanticipated things can always happen when traveling, you may also want to get a quote for travel insurance for Brazil

Aerial view of Ipanema, Arpoador and Copacabana in Rio de Janeiro.
Aerial view of Ipanema, Arpoador and Copacabana in Rio de Janeiro. Photo credit: Getty images / Giordano Cipriani

Do I need travel insurance for Brazil? 

International travel can bring all kinds of unexpected surprises. Some of those are awesome-like the amazing moqueca (fish stew) that you can try at many of the restaurants in Florianopolis

Some surprises that come along with traveling outside of Canada are not as great though. Nobody wants to think about things like canceled trips, delayed baggage and medical emergencies, but those things can happen unexpectedly. A good travel insurance plan for Brazil could help with those types of situations. 

Travel insurance can also assist if you get injured participating in any of the awesome adventures and activities you’ll find there. If you get hurt while cycling through Serra da Canastra, the emergency medical coverage included in your travel insurance for Brazil could help you get the care you need.

There are different plans to choose from, and when you get a quote you can compare the options to determine the best international travel insurance for your needs. 

Travel insurance for activities in Brazil

There are so many things to see and do in Brazil. Your trip may include some time lying on one of the country’s alluring beaches for a little rest and relaxation. If you’re up for some adventure though, there’s plenty to find in Brazil. World Nomads covers more than 250 activities for Canadians traveling to Brazil - including rafting on the Jacare Pepira River, hiking the Cachoeira da Fumaca Trail at Chapada Diamantina National Park, or scuba diving at Fernando de Noronha Marine Park.

When you get a quote for your travel insurance for Brazil, you’ll need to list your planned activities. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity that isn’t listed in your policy wording, you can contact us to determine if you will be covered.

Travel insurance for medical emergencies in Brazil 

Before you leave Canada, consult with your doctor to let them know where you will be traveling within Brazil and see if you may need certain vaccinations or antimalarial medication for your trip. We also recommend packing a strong mosquito repellent. 

There are steps you can take to stay safe in the Amazon, but with such a diversity of wildlife also comes a diversity of parasites and amoebas. If you get bit by a kissing bug, it may not be as romantic as their name leads you to believe. They’ve been known to carry the parasite that transmits Chagas Disease.

If you do get sick and need to see a doctor while you’re in Brazil, your Government Health Insurance Plan may only pay a small portion, if any, of your medical expenses there. In some situations, medical providers may also want their money upfront. The Canadian government recommends that Canadians get travel insurance when traveling to Brazil that includes coverage for medical evacuation and hospital stays.

In some rural areas, you may find limited services available, or find that your medical team only speaks Portuguese. If you have a medical emergency when traveling to Brazil, you can call the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need. They can also help communicate with your Brazilian medical team if language is a barrier. 

If you get hurt deep in the Amazon rainforest and don’t have the help you need close by, your international travel insurance could also offer evacuation coverage if you need to be transported to another place to get care. 

If your doctor determines that it’s best for you to go home to Canada to get medical care, the repatriation coverage that is included in your travel insurance for Brazil may cover the costs to get you there. 

Travel insurance for lost bags in Brazil

Nobody ever plans for lost bags, but it happens. What happens if you board your flight in Canada and then realize that you made it to Brazil but your bags didn’t? That could be even more frustrating if you also checked your surfboard in hopes of catching the stellar waves in Itacare. 

If you get to Brazil and then realize that the airline lost your bag, the baggage coverage included in your travel insurance for Brazil may reimburse you for the cost to replace your surfboard and other belongings. When you get a quote, you can check the policy wording in your international travel insurance policy to get the specific details on depreciation and policy limits. 

If you’re lucky, your bags and surfboard just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens, you could still be reimbursed for a change of clothes and toiletries until you and your bag are reunited. 

Botafogo bay, Rio de Janeiro
Botafogo bay, Rio de Janeiro, Brazil. Photo credit: Getty Images / Andre Pinto

Travel insurance for stolen items in Brazil

While it’s a good idea to always be cautious when you’re traveling in Brazil, it’s especially important to be vigilant during crowded, busy events like Carnival. Yes - it’s the party of all parties, and the Guinness Book of World Records even named the Carnival of Sao Paulo the world’s largest street carnival. 

You just can’t imagine how massive it is until you’re stuck in a sea of millions of people. It’s a great time to make new friends, but it’s also unfortunately a prime spot for pickpocketing. It can be really easy for someone to snatch your phone or cash out of your pocket without you even knowing. Sometimes pickpockets operate in gangs around crowded areas. One person may cause a distraction, while one steals, another stashes the stolen items, and another keeps watch. 

As tempting as it can be to wear your bling out on the town, you may want to lock that up in the safe in your hotel room, along with your credit cards, passport, and other valuables. If anything does happen, make sure you make a police report. You’ll need that if you have to make a claim

You’ll need to do your part to keep your belongings safe too. If you have too many caipirinhas and leave your bag in a boteco, you won’t be covered if it’s not there waiting on you the next day. 

Travel insurance for canceled, interrupted, or delayed trips to Brazil

Sometimes you have the perfect getaway planned, but things happen that can cancel, interrupt, or delay your trip. 

If you get sick before leaving Canada and your doctor tells you not to travel to Brazil at that time, you could be forced to cancel your trip. A good travel insurance for Brazil that includes cancellation coverage could reimburse you for those non-refundable flights, hotels, and activities you paid for in advance. 

Unexpected things can also happen once you’re already in Brazil. If you get a call that an immediate family member back home has died, we understand that you may need to cut your trip short and head back home to Canada earlier than expected. 

When you’re searching for the best travel insurance for Brazil, check to make sure it has coverage for trip cancellation, delay, and interruption. If it does, you could be reimbursed for unused, prepaid, non-refundable travel expenses if something unexpected happens. 

Tips for Traveling to Brazil from Canada

Before you leave Canada, we encourage you to check out the Canadian government’s safety warnings for Brazil to review their up-to-date warnings on any advisories. Weather, safety, and political situations can change at any time, and this is where they list their up to date warnings on any advisories that may exist at that time. 

Take extra camera batteries. The worst feeling is to get set up for the perfect shot, only to find out you have a dead battery. Back home in Canada, you may be able to order a new camera battery and have it pretty quickly, but Amazon doesn’t do same day delivery to the Amazon rainforest. Also, with all of the wildlife you’ll see in Brazil, make sure to read up on some of our tips on how to photograph wildlife in an ethical way

If you purchase travel insurance for Brazil, it’s a good idea to save the 24/7 Emergency Assistance phone number and your policy number in your cell phone so you don’t have to search for that if an emergency happens. 

Overall, Brazil is an amazing country full of culture, natural beauty, and adventures. Our nomads have really enjoyed their time there, and we think you will too. To help you further plan, we invite you to check out more of our travel safety tips for Brazil before you leave Canada. 

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team