Travel Insurance for the Czech Republic
Travel advice for Canadians visiting Prague and the Czech Republic
- As featured in:
As featured in:
At a glance
- World Nomads offers four travel insurance plans for your trip to Prague. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Prague like rock climbing, skydiving and hiking
- Policies for Canadians include protection for medical emergencies, trip interruptions and lost luggage.
While Prague often steals the spotlight – and why wouldn’t it – it’s well worth exploring the smaller towns that unfold around market squares and castle towers, their strong café and beer culture woven into everyday life. The Czech Republic is easy to explore, with short distances, good transport and an unhurried feel. Before you leave Prague, though, walk the beautiful Charles Bridge at sunrise and again at sunset for two dramatically different experiences. If you’re hoping to master some Czech words to help you get around the country, you might want to think again – it’s among the most complicated languages in the world. What will help you navigate any hiccups that arise on your trip to the Czech Republic is travel insurance.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your trip to the Czech Republic. Get a quote |
Ideal for: Coverage Includes:
Optional ‘Cancel for Any Reason’ available Get a quote |
Ideal for: Coverage Includes:
Optional ‘Cancel for Any Reason’ available Get a quote |
Ideal for: Coverage Includes:
|
Travel insurance for adventure activities in the Czech Republic
The Czech Republic offers a mix of low-key outdoor experiences and high-octane thrills. Ride horses through open fields and forest trails to a lake, where horse bathing adds a memorable twist to the day. Paddle along the scenic Berounka or Sázava rivers, stopping at historic sites and riverside pubs along the way; cycle (or dust off your inline skates) and whizz along forest tracks in the Orlické Mountains; or get your adrenaline pumping on a rock climbing, whitewater rafting or skydiving adventure.
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Common insurance considerations for Czech Republic
Trip cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future – unexpected situations can arise before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home to care for your fur baby. Change your mind about travelling? There’s no judgment here.
Missing luggage
Nothing gets a trip off to a rocky start quite like arriving at Prague Airport without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush, prescription medication or a change of clothes. The first step is always to report missing luggage to your airline or other common carrier and check what compensation they may provide.
Accidents and medical emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to the hospital, you’ll be thankful you sorted your travel insurance before you left home. Struck by a car crossing the street? Fell off your bike and need stitches? Came down with a bad bout of food poisoning? Emergency assistance is a phone call away.
Lost or stolen gear
Even the most careful of travellers can face that sinking feeling – realising they’ve left a passport or wallet on the train, or that an opportunist has taken off with their phone or camera and there's no hope of getting it back. Whether you bought the lost or stolen item on your trip (and have the receipts to show for it) or carried it with you from home, travel insurance may be able to reimburse you for some or all of an item’s value.
Tips for travelling to the Czech Republic
- The EES (Entry/Exit System) in the Czech Republic requires all non-EU visitors to have their biometric data recorded – it’s free but there have been reports of fraudulent websites misleading travellers, claiming they must register and pay fees before travelling to the EU/Schengen area.
- Watch for currency confusion – the Czech Republic uses the koruna (CZK), not the euro.
- Keep an eye on your belongings and be cautious of strangers offering help or asking to see your passport.
- Stay aware at night – cities are generally safe, but it’s best to stick to well-lit areas and travel with others where possible.
FAQ
Here are our most frequently asked questions about cover for the Czech Republic. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
-
Do Canadians need a visa to visit the Czech Republic?
Canadians don’t currently need a visa for short stays in the Czech Republic (up to 90 days within a 180-day period).
-
Do Canadians need ETIAS or EES to enter the Czech Republic?
Yes – travel rules are changing. The EU’s Entry/Exit System (EES) replaces passport stamps with biometric checks like fingerprints and photos at borders to the 29 countries within the Schengen area, including the Czech Republic. The ETIAS travel authorisation is expected to launch in late 2026. Once in place, Canadians will need to apply online before travelling to the Schengen Area, including the Czech Republic.
-
Is the Czech Republic part of the Schengen Area?
Yes, the Czech Republic is part of the Schengen Area. This means you can travel between most European countries without border checks, but your total stay across the region is limited to 90 days in any 180-day period.
-
How long can Canadians stay in the Czech Republic without a visa?
Canadians can stay for up to 90 days within a 180-day period across the entire Schengen Area, not just the Czech Republic.
-
Is the Czech Republic safe for tourists?
The Czech Republic is generally a safe destination, with low levels of violent crime. Petty theft can occur in busy areas like Prague’s Old Town and at train stations, so keep valuables secure and stay aware of your surroundings.
-
What currency is used in the Czech Republic and can I use euros?
The Czech Republic uses the Czech koruna (CZK). Some tourist areas may accept euros, but you’ll usually get a better rate paying in local currency.
-
Can I drink tap water in the Czech Republic?
Yes, you can safely drink tap water in the Czech Republic. The tap water is of high quality and meets strict European Union safety standards.
-
Do I need travel insurance for the Czech Republic?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, trip cancellations, trip delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
-
How do I make a claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
-
What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
-
What if my passport gets stolen?
World Nomads travel insurance plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the policy towards the replacement of your passport or one or more other travel documents mentioned above.
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
Before your trip, check the latest government advice for any travel alerts for your destination.