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Travel Insurance for the Czech Republic

Canadian Residents can 'Czech' out all that awaits in the Czech Republic

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Exquisite castles and cathedrals…UNESCO World Heritage Sites… some of the most premium beer in the world… The Czech Republic “czechs” all of the boxes for a great getaway for visiting Canadians. Add in some savory Czech cuisine, a trek to the mountains, and a visit to the city of a hundred spires, and you’ll see why the Czech Republic has become such a desired vacation destination. 

There are so many great things to see and do in the Czech Republic, but there are also some things to be aware of. We encourage you to check out our tips on what travelers need to know when travelling to the Czech Republic. You may also want to consider getting a quote for travel insurance for protection against some of the unexpected things that can happen during your travels.

Do I need travel insurance for the Czech Republic? 

Even with all of the planning, there’s a possibility that unexpected situations can happen when you’re travelling outside of Canada.

What happens if you or your travel buddy get sick before your trip and you aren’t able to travel - or if you get hurt while hiking at Krokonose National Park? At that time, you may think travel insurance for the Czech Republic is a good idea. Unfortunately, it’ll be too late to get travel insurance after something happens. Travel insurance should be purchased as soon as you incur prepaid, nonrefundable expenses towards your trip. If you’re interested in travel insurance and want to protect your travel investment, you’ll want to get a quote before your trip.

Travel insurance for activities in the Czech Republic 

World Nomads covers more than 250 activities for Canadians travelling to the Czech Republic, including hiking and rock climbing in the Bohemian Paradise. If you want to kayak on the Elbe River or spend a day cross country skiing in the Jizera Mountains, those adventures could be covered too. 

Keep in mind that you will be covered under the base plan to participate in various adventure sports, activities, volunteer, and work experiences, shown as Level 1, under both our Standard and Explorer Plans. For coverage for adventures sports, work and activities listed as Level 2 or Level 3, you will need to upgrade your adventure sports coverage and pay an extra premium. Note: Special conditions and exclusions may apply to while taking part in certain sports and activities. For the full policy terms and conditions please review the policy wording.

When you get a quote for your travel insurance for the Czech Republic, you’ll need to list your planned activities. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you are participating in an activity that isn’t listed in your policy wording, you can contact us to determine if you will be covered.

We cover 250 activities you love + more

Snow 20 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Activities shown in blue are automatically included in the Standard Plan and the Explorer Plan. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Travel insurance coverage for medical emergencies in the Czech Republic

Nobody plans to get sick or injured on vacation, but it happens. If you get injured while cycling through Sumava National Park, you may need to see a doctor.

Keep in mind that your Government Health Insurance Plan may only pay a small portion, if any, of your medical expenses in the Czech Republic. In some situations, medical providers may also want their money upfront. Because of this, you may want to consider travel insurance that covers overseas emergency medical costs. If you have a medical emergency and can’t find a doctor that speaks English or French, you can also call our 24/7 emergency assistance team and they can help translate. 

If you’re so sick or injured that our emergency assistance team and your treating physician thinks it’s best for you to travel back to your home province in Canada for treatment, travel insurance that covers repatriation may also help cover the costs to get you there. 


Travel insurance benefits for canceled, interrupted, or delayed trips to the Czech Republic

Even when you spend so much time and money planning the perfect trip, unexpected situations can happen. A good travel insurance for the Czech Republic could reimburse you for unused, prepaid, non-refundable travel expenses if your trip is cancelled or interrupted for a covered reason. For example, if your trip to the Czech Republic gets cancelled because an airline strike stops you from getting there, you could be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance. 

Travel insurance could also help if you’re already on your trip and it gets interrupted. For example, you may need to go back to Canada early if an immediate family member back home has an expected medical emergency or dies. 

Just make sure you keep all receipts and documentation in case you need to make a claim


Travel insurance coverage for lost or stolen bags in the Czech Republic

A common insurance claim that we get from Canadians is lost luggage. If you’re left waiting at the airport carousel in Brno and your bag never comes, the baggage coverage that is included in your travel insurance for the Czech Republic could help you be reimbursed for a change of clothes and toiletries until your bag makes its way to you. 

If you and your bag are never reunited, you could be covered for the cost of replacing the bag and your belongings in it, minus depreciation and up to your policy limits.

Prague is known for its luxury shopping, and we know it can be tempting to carry your souvenirs back home to Canada in your new Dolce & Gabbana backpack. While baggage coverage is included, just know there are policy limits. You may want to take your high dollar bag with you as a carry on instead of checking it. If you have any questions, contact us and we can help explain what is covered. 


Travel insurance for crime in the Czech Republic

Violent crime isn’t a big problem in the Czech Republic, but pickpocketing and purse snatching is unfortunately a common occurrence. You'll want to be extra careful when you're in crowded areas and transportation hubs. Pay attention to your surroundings, avoid putting anything valuable in your back pockets, and never take your hands off your bags.

Even when you’re being cautious, things can happen. If you’re robbed, make sure you file a police report and save a copy - you’ll need that if you have to make a claim

Just make sure you’re also doing your part to try to avoid lost and stolen items. If you sample too many of the delicious beers in the Czech Republic and leave your phone in a bar, we won’t be able to cover that. 


Tips for traveling to the Czech Republic

Before you leave Canada, we encourage you to check out the Canadian government’s safety warnings for the Czech Republic to review their up to date warnings on any advisories that may exist at that time. 

If you purchase travel insurance for the Czech Republic, it’s also a good idea to save the 24/7 Emergency Assistance phone number and your policy number in your cell phone so you don’t have to search for that if an emergency happens. 

Canadians need an international driver’s license to drive in the Czech Republic, so make sure to apply for an IDP before your trip. 

Never try to exchange money with vendors on the street. Only use official currency exchange offices or banks for exchanging CAD for CZK. 

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team