Travel Insurance for Croatia
What Canadians should know before visiting Croatia
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At a glance
- World Nomads offers four travel insurance plans for your trip to Croatia. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Croatia like diving, hiking and sailing.
- Policies for Canadians include protection for medical emergencies, trip cancellations and lost luggage.
From Dubrovnik’s medieval walls to the islands of Hvar and Korčula and the waterfalls of Plitvice Lakes National Park, Croatia packs coastline, culture and natural beauty into one fun trip – as more Canadians than ever are discovering. Dubrovnik’s Old Town, better known to many as King’s Landing from Game of Thrones, is a must-see for its dramatic setting and sea views. Along the Adriatic, historic towns meet clear blue water; inland, national parks and quieter regions invite travellers to slow down. With short distances and easy ferry connections, hopping between cities, islands and nature is easy. Travel insurance means you can set off for Croatia with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Ideal for: Coverage Includes:
Covering the basics for your trip to Croatia. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Travel insurance for adventure activities in Croatia
Ready for some outdoor excitement? Croatia is made for it. Scuba dive in the clear Adriatic waters to explore shipwrecks and underwater caves, or kayak past cliffs and coves around Dubrovnik and the islands. Along the coast, cliff jumping is a popular way for thrill seekers to cool off, and you can sail between Hvar and Korčula for breathtaking scenery, swimming and snorkelling. Hiking trails and waterfalls await at inland national parks like Plitvice and Krka, while river canyons near Omiš are where to go for rafting, kayaking and ziplining. For a change of pace, explore Croatia by bike or on horseback, and be sure to head into the mountains of Biokovo or Vidova Gora for spectacular views
Coverage for 250 activities you love + more
Common insurance considerations for Croatia
Accidents and emergencies
No one likes imagining the worst, but if you do get seriously sick or have an accident that sends you to hospital, you’ll be thankful you got travel insurance before you left home. Had a spill cliff jumping along the Adriatic coast? Had a traffic accident on a winding road? Ate some dodgy seafood and got a nasty bout of food poisoning? Emergency assistance is a phone call away.
Trip interruption
No matter how good of a time you’re having in Croatia, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get severely injured or sick while you're travelling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can arise before you even set off. Trip cancellation coverage is included in all single-trip and annual travel insurance plans offered by World Nomads, which means you can cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about travelling? There’s no judgment here. Just make sure you purchase Cancel For Any Reason insurance cover within 15 days of making your first trip payment (like booking a hotel or flight).
Missing luggage
Nothing gets a trip off to a rocky start quite like arriving in Croatia without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush, medication or a change of clothes. The first step is always to report missing luggage to your carrier and check what compensation they may provide.
Tips for travelling to Croatia
- Travel outside peak season (July and August) to avoid crowds and higher prices.
- Book ferries and accommodation ahead in summer, as popular routes and islands like Hvar can fill up quickly.
- Be mindful of pickpocketing in busy areas; keep your belongings close and avoid carrying large sums of cash.
- Use ATMs from official banks rather than Euronet machines or exchange booths to get better rates and lower fees.
FAQ
Here are our most frequently asked questions about cover for Croatia. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Canadians need a visa to visit Croatia?
Canadians don’t need a visa for short stays in Croatia (up to 90 days within a 180-day period), but must apply for ETIAS authorization before arrival. Check current requirements before you travel.
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Is Croatia safe for tourists?
Croatia is generally safe for travellers, with low levels of crime. Petty theft can occur in busy areas, so stay aware of your surroundings and keep valuables secure. Check Canadian government advice before travelling and consider travel insurance.
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What is the best time to visit Croatia?
May to June and September to October offer warm weather and fewer crowds. July and August are peak season, especially along the coast and islands.
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Can I drink tap water in Croatia?
Yes, tap water is safe to drink across Croatia.
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Do I need travel insurance for Croatia?
Travel insurance isn’t mandatory, but it’s strongly recommended. Cover for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload, and get started. If you get stuck, you can call us collect on +1 416 646 3723 or send an email to worldnomads@travelguard.com and we will assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Travel Guard are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 866 878 0192 (toll-free from Canada and the Continental U.S.); or
Phone: +1 416 646 3723 (collect from anywhere else in the world)
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Insurance protection for your hard earned vacation in the event of unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- AMT Plan: $10,000
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Standard Plan: $250,000
- Explorer Plan: $500,000
- Epic Plan: $750,000
- Annual Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Gear & Baggage Protection
Coverage for the theft, damage or delay of your bags, tech and sports gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $5,000
- Annual Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
Protect your health
- Emergency Medical & Dental Expenses
- Emergency Evacuation and Repatriation
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Return of Remains
- Return of Travel Companion/Dependent Children
Protect your trip
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Exchange (Explorer, Epic or AMT)
- Rental Vehicle Damage (Explorer, Epic or AMT)
Protect your stuff
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services
- 24/7 Worldwide Emergency Medical Assistance
- Worldwide Travel Assistance
- Personal Security Assistance
- Adventure Traveller’s Hotline
- Bag Trak
Before your trip, check the latest government advice for any travel alerts for your destination.