Photo © Getty Images / Sylvain Sonnet

Travel Insurance for the Czech Republic

From castles to the mountains, enjoy the Czech Republic worry-free with travel insurance.

    As featured in:

  • As featured in:

Exquisite castles and cathedrals…UNESCO World Heritage Sites… some of the most premium beer in the world… The Czech Republic “czechs” all the boxes for a great getaway for travelers. Add in some savory Czech cuisine, a trek to the mountains, and a visit to Prague and you’ll see why the Czech Republic has become such a desired destination. 

There are so many great things to see and do in the Czech Republic, but there are also some things to be aware of. Check out our tips on what travelers need to know when traveling to the Czech Republic. You may also want to consider getting a quote for travel insurance for protection against some of the unexpected things that can happen during your travels.

Do I need travel insurance for the Czech Republic? 

Even with plenty of advance planning, there’s a possibility that unexpected situations can happen when you’re traveling. 

What happens if you or your travel buddy get sick before your trip, and you can’t travel? Or what happens if you get hurt while hiking in Krokonose National Park? At that time, you may think travel insurance for the Czech Republic is a good idea. Unfortunately, it’ll be too late to get travel insurance after something happens. Travel insurance should be purchased when planning your trip.

Depending on you’re country of residence and the travel insurance plan you have chosen, you’ll have at least two plans to choose from When you get a quote you can compare the options to determine the best international travel insurance for your needs. 

Travel insurance for activities in the Czech Republic 

World Nomads covers at least 150 activities travelers visiting the Czech Republic, including hiking and rock climbing in the Bohemian Paradise. If you want to kayak on the Elbe River or spend a day cross country skiing in the Jizera Mountains, those adventures could be covered too. 

Think about the types of activities you’ll be doing while you’re there. Each plan covers different adventures so an advance plan will help you choose the best insurance for your trip—and make sure even your most daring adventure is covered.

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Snow
  • Bobsledding
  • Ice Hockey
  • Ice Skating
  • Kite Wing
  • Skiing
  • Snowboarding
  • Snow kiting
  • Snowmobiling
  • Tobogganing
Water
  • Canoeing
  • Kayaking
  • Paddle Boarding
  • Sailing
  • Scuba Diving
  • Snorkelling
  • Surfing
  • Tubing
  • Windsurfing
Air
  • Aerial Safari
  • Ballooning
  • Bungee Jumping
  • Hang Gliding
  • High Diving
  • Hot Air Ballooning
  • Passenger in a commercial aircraft
  • Skydiving
  • Tandem Skydiving
  • Zip Line
Land
  • Bushwalking
  • Camel Riding
  • Camping
  • Caving
  • Hiking
  • Orienteering
  • Motorbiking
  • Mountain Biking
  • Trekking
Sports
  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Go Karting
  • Golf
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
Experiences
  • Childcare work
  • General farm work
  • Hospitality
  • Restaurant
  • Teaching
  • Fruit Picking
  • Admin work
  • Office work
  • WWOOFing
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

Travel insurance coverage for medical emergencies in the Czech Republic

Nobody plans to get sick or injured on vacation, but it happens. If you get injured while cycling through Sumava National Park, you may need to see a doctor. 

Not all health insurance plans cover out-of-area coverage. Because of this, you may want to consider travel insurance that covers overseas emergency medical costs. If you have a medical emergency and can’t find a doctor that speaks your native language, you can also call our 24/7 Emergency Assistance Team and they can help translate. 

If you’re so sick or injured that our emergency assistance team and your treating physician thinks it’s best for you to travel back home for treatment, travel insurance that covers repatriation may also help cover the costs to get you there. 


Travel insurance benefits for canceled, interrupted, or delayed trips to the Czech Republic

Even when you spend lots of time and money planning the perfect trip, unexpected situations can happen. A travel insurance plan for the Czech Republic could reimburse you for unused, prepaid, non-refundable travel expenses if your trip is canceled or interrupted for a covered reason. For example, if your trip to the Czech Republic gets canceled because an airline strike stops you from getting there, you could be reimbursed for non-refundable tours and hotel accommodations that you paid for in advance. 

Travel insurance could also help if you’re already on your trip and it gets interrupted. For example, you may need to go home early if an immediate family member back home has an expected medical emergency or dies. Just make sure you keep all receipts and documentation in case you need to make a claim


Travel insurance coverage for lost or stolen bags in the Czech Republic

A common insurance claim that we get is lost luggage. If you’re left waiting at the airport carousel in Brno and your bag never comes, the baggage coverage that is included in

your travel insurance for the Czech Republic could help you be reimbursed for a change of clothes and toiletries until your delayed bag makes its way to you. 

If you and your bag are never reunited, you could be covered for the cost of replacing the bag and your belongings in it, minus depreciation and up to your policy limits. Make sure to keep your receipts when you file a lost luggage claim to be reimbursed for covered expenses.

Prague is known for its luxury shopping, and we know it can be tempting to carry your souvenirs back home in your new Dolce & Gabbana backpack. While baggage coverage is included, just know there are policy limits. You may want to take your high value bag with you as a carry on instead of checking it. If you have any questions, contact us and we can help explain what is covered. 


Travel insurance for crime in the Czech Republic

Violent crime isn’t a big problem in the Czech Republic but pickpocketing and purse snatching unfortunately can happen. You'll want to be extra careful when you're in crowded areas and transportation hubs. Pay attention to your surroundings, avoid putting anything valuable in your back pockets, and never take your hands off your bags. 

Even when you’re being cautious, things can happen. If you’re robbed, make sure you file a police report and save a copy - you’ll need that if you have to make a claim

Just make sure you’re also doing your part to try to avoid lost and stolen items. If you sample too many delicious Czech beers and leave your phone in a bar, we won’t be able to cover that. 


Tips for traveling to the Czech Republic

Before you leave home, we encourage you to review up to date warnings on any advisories that may exist at that time to prepare you for things like poor weather or political unrest.

If you purchase travel insurance for the Czech Republic, it’s also a good idea to save the 24/7 Emergency Assistance phone number and your policy number in your cell phone so you don’t have to search for that if an emergency happens. 

Read up on these common scams in the Czech Republic to lower the risk of travel mishaps— and enjoy your adventure!

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team