Photo © Getty Images / martin-dm

Trip Exchange Benefits Included in Your Travel Protection Plan

Learn How US Residents Could Be Covered for Unexpected Date Changes for Group Tours and Cruises

    As featured in:

  • As featured in:

For information relating to policies purchased prior to October 23, 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23, 2024, please see below.

Group tours and cruises are such a fun way to travel. You have experts planning your trip to make sure you see and do all the best things. As a bonus, you’ll probably meet some other fun nomads on your tour as well. 

What happens though if you book a group tour to Africa, and are notified just before the trip that the dates are being changed? This can happen sometimes if your guide gets sick, there’s bad weather, or not enough people signed up for your particular trip. If your tour now leaves 5 days later, you may need to change pre-booked travel arrangements, and we know that may not be cheap. Because of these unexpected situations that can sometimes change the dates of your trip, you may want to consider getting a quote for a travel protection plan that includes the trip exchange insurance benefit. 

How can the trip exchange travel insurance benefit protect my travels?

The trip exchange benefit is available for US residents who purchased the Explorer or Epic plans. If the dates get changed by the travel supplier for your group tour or cruise prior to your scheduled departure or if you cancel your trip due to one of the unforeseen reasons listed under trip cancellation, you could be reimbursed for the following up to the plan maximum: 

  • Change fees paid to transfer your travel arrangements
  • The difference in the cost between the original and the new travel arrangements
  • Cancellation penalties for travel arrangements which cannot be transferred

Your travel protection plans from World Nomads includes multiple benefits and could also cover you for things like trip cancellation and trip interruption. Make sure to read your plan documents to understand what is included with the travel protection plan you purchased. 

Examples of when Trip Exchange could come into play:

While we know travel suppliers can sometimes switch things up with your land-based adventures, it can also happen when you’re traveling at sea as well. Cruises can be an exciting way to see the world and experience multiple destinations over a short period of time, but they aren’t immune to changes. 

Maybe you’ve booked that cruise that departs from Florida, and you have your flight booked to Miami. You may even have a hotel booked on South Beach for a few days before the cruise. You then get the dreaded email saying the dates are changing. Just as the trip exchange benefits could cover your land-based group tours, they could also cover cruises that change dates on you as well. 

If your trip includes a tour or cruise, there’s sometimes a possibility of dates being changed by your travel supplier. Because of that, it may be advantageous to look into travel insurance coverage that includes the trip exchange benefit. When you get a quote, you’ll be able to review all of the options and pick the travel protection plan that best fits your needs. 

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage.
20250213-4227412

Baggage Delay in a Delhi Winter.

I arrived in Delhi from Rome. Baggage claim help desk informed me that my bag had been delayed in transit. I was without my bag for almost a week before it was finally delivered to me. It was cold in Delhi (being winter, December) and my warm jacket was in my bag, requiring that I purchase a jacket and other items of warm clothing that I had not taken in my carry-on.
Claim paid: USD $51.74
S.N. U.S Nomad in India.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

FAQ

Here are our most frequently asked questions about cover for trip exchange. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • How do I submit a claim for Trip Exchange?

    Make sure you have all of your documentation together if you need to submit a claim. Always save all of your correspondence – and make sure it shows the new dates of your trip, as well as the costs associated with the date change. You’ll also need your original receipts showing what you paid. Once you have everything together, you can log in to your member account online to start a claim.