Travel insurance designed for adventures while traveling.
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Whether you’re planning a trip to Costa Rica, Iceland, South Africa or Canada, make sure you’re prepared for any adventure activities you plan to do while abroad. Before you go, be sure to check your route and the weather, and pack the correct gear for a safer experience.
You may want to consider purchasing travel insurance as our plans offer coverage for more than 150 adventure sports and activities ranging from hiking, snowboarding, scuba diving, hot-air ballooning, skiing, and more.
Check your policy as your level of activity and sports cover is subject to terms and conditions, limitations and exclusions.
The following is a sample of what World Nomads plans offer (up to the benefit limits):
Emergency medical and evacuation: If during your trip, you or any of your traveling companions become sick or injured, then you’ll need to contact our 24/7 Emergency Assistance team as soon as possible. Our team can help to locate the nearest hospital or medical facility and may transport you back to the U.S. if your treating doctor deems this to be medically necessary.
Trip cancellation: If you or anyone in your party gets sick or injured and you need to cancel your plans, we may cover prepaid and non-refundable travel expenses up to the policy limits. You’ll need to submit documentation when filing a trip cancellation claim for a covered reason listed in your policy. Depending on your case, you'll need copies of:
Coverage for extended stays: if you’re having a great time on your trip and choose to delay your return to the US, then you may extend your travel insurance policy. You must not have had any change to your health, submitted a claim or intend to, and are 69 years old or younger at the time to be eligible to extend. This must be done prior to 11:59pm on the return date listed on your policy. The policy may be extended for a total of 12 months from the start date on your Certificate of Insurance.
Coverage for baggage and personal belongings: if your baggage or personal items are lost, damaged or stolen, then you’ll need to submit receipts, along with police reports or an incident report from your carrier (if your belongings were lost in transit). Your coverage will vary according to your specific policy and whether you choose a Standard or an Explorer plan. Read your policy for details on terms and conditions, maximum benefit limits, and exclusions of your coverage.
Extra coverage in case Covid-19 catches you off-guard: You may be covered for medically necessary expenses if you get Covid-19. To find out what cover applies to you, read our Covid-19 coverage article, which has all the details, including benefit limits, conditions, and exclusions.
If you forgot to buy travel insurance before you left home, you can still purchase while you’re traveling. Note that a waiting period may apply for some benefits.
During your trip, you may wish to try activities and sports that aren’t commonly done in the U.S. If the activity is listed in your policy, and if something unexpected happens, your coverage may include benefits for:
Before purchasing your travel insurance policy, ensure that all the sports and activities that you intend to do are covered. World Nomads provides travel insurance for over 150 activities, sports and experiences. While this list might seem huge, it doesn’t cover everything. That’s why you shouldn’t take for granted that your preferred activities will be covered.
To have cover for a specific sport or activity, you may need to add it to your policy or select a plan with more coverage when you buy and pay the extra premium. You can contact us if you have question. We can assist you with making sure you are covered for the activities you plan to do.
It may be tempting to consider the cheapest coverage option without reading the policy wording. Different plans may cover different types of trips and although reading the document can be a tedious task, it’s best to familiarize yourself with all the benefits, policy limits and exclusions before you buy.
World Nomads offer two travel insurance plans, the Standard Plan and the Explorer Plan. Both plans may offer protection for many of the same types of risks and could cover the costs associated with hospitalization, repatriation, replacing lost baggage, as well as other unplanned expenses.
However, the Explorer Plan offers a wider level of coverage, with a greater range of benefits, and higher policy limits. For instance, you might wish to include coverage for hiking or diving on your trip. When choosing between the two plans, you’ll need to know the exact altitudes of your hiking trips and the depths of your planned dives.
When deciding which policy is best matched to your adventures you might want to ask yourself:
Note: please choose your policy carefully as you can’t upgrade from a Standard Plan to an Explorer Plan mid-trip.
Here are some examples of what is not covered under our plans. Please refer to your policy for the complete list.
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information read your policy carefully before you buy.
Protect your hard earned vacation from unexpected cancellation.
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Take the pain out of medical or dental costs.
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We'll provide assistance to get you to the hospital or home quickly.
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Covers the loss, theft or damage of your bags, tech and gear.
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Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check the latest government advice for any travel alerts for your destination.