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Travel Insurance for Death Overseas

Don't make your grieving family pay to bring your body home.

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You may not worry about what happens to you after you die, but your family will, particularly if it happens overseas - so it’s important you get yourself covered just in case. Unexpected accidents or serious illnesses can sometimes be fatal, and our teams are here to help your family and friends if you die overseas.

The priority of your loved ones will be to bring you home. We’ll be there to help take away the added stress of navigating overseas laws, different languages and formalities.

What’s does travel insurance cover if I die overseas?

If you die overseas as the result of an accident or a sudden and unexpected illness, both our Standard and Explorer plans offer coverage for:

  • Local cremation overseas.
  • Return of your remains back to the United States.

In addition, we have Emergency Assistance teams who can assist your family – keeping them informed, putting them in contact with consular officials, and helping them with the often difficult administration that surrounds overseas death.

The return of your remains must be authorized in advance and approved by our Emergency Assistance team.

The World Nomads travel insurance policy for U.S. residents also includes an accidental death and dismemberment benefit to your beneficiary. See your policy wording and schedule of benefits for full details.

What happens if I die before my trip?

Death due to accidental injury or illness is a covered reason for cancellation under the World Nomads policy for U.S. residents. This means if you die unexpectedly before departure, your family can make a claim for the unused, prepaid, nonrefundable trip arrangements like flights and tours, subject to the limits outlined in your policy wording.

What's not covered by travel insurance?

Unfortunately, travel insurance is not designed to cover everything. We don’t provide coverage if you die while traveling due to any of the following circumstances:

  • Death as a result of drugs or alcohol.
  • Death as a result of engaging in illegal activities.
  • War or participation in any military training or exercise.
  • Participation in extreme sports not covered by World Nomads, or competition as a professional athlete. You can see a full list of our covered activities here.
  • Pre-existing conditions.
  • Suicide.
  • Any costs within your home country once your remains are returned to your next of kin.

This is not a full list of what's covered and not covered. Terms, conditions, limits and exclusions apply, so be sure to read your policy carefully before you buy. When you get a quote, you can compare our Standard and Explorer plans side-by-side, and download the policy wording for full details. If you have any questions about this or other coverage, please reach out – we’re happy to help.

How your family or friend can get assistance if you die overseas.

It’s essential that your family or travel buddy get in contact with our emergency assistance team as soon as possible, so that our team can support them from the time you die until your remains have returned home.

To help our Emergency Assistance teams assist them quickly, they'll need the following:

  • Your policy number
  • Your location
  • As many details as possible about the circumstances surrounding your death

So, leave a copy of your policy with your family or friend, just in case they need to use it.

How we help.

Overseas deaths are the most heartbreaking cases to help with. No one is ready to deal with the sudden death of a close relative overseas, let alone having to deal with the complex organisation and unexpected high costs. The World Nomads Emergency Assistance team can coordinate a local burial or bringing home loved ones with trusted partners on the ground, and ensure that families and friends are supported throughout such a difficult time.
Aurelie Menard
Operations Manager.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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