For our global nomads planning an overseas holiday, coverage is activated depending on where you are when you buy or extend your policy, the date of purchase, the date you choose the cover to start (start date), the date your trip actually starts and the date you choose your cover to end (end date).
The maximum duration available for any policy, including extensions, is 12 months from the start date. There are also some other key conditions of cover that you need to know before you buy a policy, these include:
The country you select as your country of residence is the country where you:
Remember: You have up to 21 days from the time you’re issued your Certificate of Insurance and policy wording to decide if this policy is right for you and cancel your policy.
Cancellation coverage will depend on your Country of Residence and the plan you’ve selected - Standard vs Explorer - each plan has different levels of coverage when it comes to cancellation and trip interruption. For example, you may be covered for:
You may want to consider buying World Nomads Travel Insurance as soon as you’ve booked and paid for your trip as you could be covered for certain Insured events before you depart. Terms and conditions apply.
Please be aware that if you have a pre-existing medical condition and you purchase a policy then you won’t be covered for any complications arising from any pre-existing medical condition between the time that you have purchased a policy and the start date of your policy.
If before you start your trip (and between the date your policy is issued and the start date of your trip) you or anyone you rely on for your trip receives medical advice or treatment for a serious illness or injury (which is not a pre-existing medical condition), cover is available if you have no option but to cancel your trip. Always check your policy wording as it will depend on your Country of Residence and the plan you have chosen.
All travel insurance plans are different, and cover will vary depending on what’s happened, your Country of Residence, the plan you choose, and any options or upgrades you buy. The above features and benefits are a summary of cover only, your Policy Wording will always have the full terms, conditions, limits, and exclusions for what you’re covered for. If you have any questions or if you’re not sure if something is covered, get in touch.
We’re here to help if you have a question about travel insurance. We’re available:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018:
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.