Get ready to get your wheels rolling as we can offer cover on both our Standard Plan and Explorer Plan for cycling, cycle touring and mountain biking, but cover will depend on how high you want to go up your next mountain.
You’ll need to decide what level of cover is best for you:
Please be aware that we’ve excluded the Yungas Road cycle route, a 69km / 43 mi long mountain bike trail, also known as the ‘Death Road’, located in Bolivia, on both the Standard Plan and Explorer Plan.
| Cycling Activity | Conditions of Cover |
|---|---|
| Cycling - recreational | All stylers including touring and organised tours |
| Cycle touring | Independently or as part of an organised tour |
| Mountain biking | All styles including touring and organised tours |
Once you’ve taken all reasonable safety measures and have kept in touch with local weather conditions and the advice given by local authorities, there can be cover if you’re seriously injured while riding a bike for:
We won’t cover damage to any sporting equipment while in use or left unattended.
In the case that your brakes decide to stop working (and you end up hitting a brick wall or land in some poison ivy) and need medical evacuation or repatriation, you or your riding partner must contact the 24/7 Emergency Assistance team as soon as possible, as they can make all necessary arrangements.
If you are wondering, who pays for medical treatment (and by this we mean either you pay upfront and claim later or we pay upfront), the answer is it depends on what’s happened to you and the kind of treatment required.
Don’t forget that any medical claim or sporting equipment claim we settle to you will have the policy excess deducted per person, per claimable event.
The policy isn’t designed to cover everything. Take the time to read the terms and conditions, limitations and exclusions in the Policy Wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
If you are unsure of whether or not you have the right cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018:
Before your trip, check the latest government advice for any travel alerts for your destination.