Photo © Getty Images/Simon Winnall

Camping Travel Insurance Plans

Go Further, Camp Safer: Travel Insurance for Canadian Travellers

    As featured in:

  • As featured in:

At a glance:

  • Protection for Lowland & High‑Altitude Camping: World Nomads plans may provide cover for your camping trip up to 3,000 metres, with the ability to pay an extra premium and be covered for camping up to 6,000 metres
  • Medical Help When You’re Off‑Grid: Coverage for injuries and emergency medical transport if you're seriously hurt while camping
  • Protection for Cancelled or Interrupted Trips: Reimbursement for cancelled tours, delays, or interruptions due to covered events
  • Your Camping Gear, Protected: Gear & Baggage benefits can help cover lost, stolen, or damaged camping gear and luggage
  • 24/7 Support in the Great Outdoors: Access to emergency assistance anytime, anywhere

More than 10 million Canadian households identify as campers, highlighting just how popular sleeping under the stars has become. Maybe you're car camping in Banff National Park or taking your camping adventures to new heights in Europe—either way, you’ll surely have an epic experience. But whenever you're camping, it’s important to be prepared for the unexpected. If you’ll be camping while travelling, you may want to protect your adventure with World Nomads Travel Insurance for camping. Our travel protection plans include a range of benefits that may help with everything from stolen gear to unexpected emergency medical expenses.

Why should I consider travel insurance for my camping trip?

From a nasty case of poison ivy to a badly sprained ankle putting a halt to your adventure, unexpected issues can derail even the most carefully planned camping trips. Travel insurance for camping may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently – whether you're pitching a tent at a primitive site or living large in a luxury RV. 

Nomads tip: Each policy includes a '10-Day Right to Examine' period, giving you time after purchase to review the details, making sure the coverage works for you. If you're unsatisfied for any reason, you can cancel the policy and receive a full refund.

Camping travel insurance: What may be covered?

There’s nothing we love more than sitting around a campfire making s’mores. Since we love the great outdoors too, we’ve designed our plans to include travel insurance for camping.

  1. Emergency Medical Expenses
    For snake and spider bites that require emergency medical treatment

  2. 24/7 Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Damaged or stolen camping gear or luggage that is lost

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from enjoying your camping trip

Get a quote and compare the plans to see which level of coverage is right for you.

Choosing the Right Rock Climbing Travel Insurance Plan

World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.

Standard PlanExplorer PlanEpic PlanAnnual Plan

Ideal for:
Budget Travelers

Coverage Includes:

  • Emergency medical – up to $1.5 million CAD 
  • Emergency Medical evacuation – up to $250,000 CAD 
  • Trip cancellation – up to $2,500 CAD 

Covering the basics for your camping trip.

Get a quote

Ideal for:
Adventure Travelers

Coverage Includes:

  • Emergency medical – up to $5 million CAD 
  • Emergency Medical evacuation – up to $500,000 CAD 
  • Trip cancellation – up to $10,000 CAD 

Optional 'Cancel for Any Reason' available.

Get a quote

Ideal for:
Bucket-list trips

Coverage Includes:

  • Emergency medical – up to $10 million CAD 
  • Emergency Medical evacuation – up to $750,000 CAD 
  • Trip cancellation – up to $15,000 CAD 

Optional 'Cancel for Any Reason' available.

Get a quote

Ideal for:
Weekend warriors & avid travelers

Coverage Includes:

  • Emergency medical – up to $5 million CAD per trip 
  • Emergency Medical evacuation – up to $500,000 CAD per trip 
  • Trip cancellation – up to $2,500 CAD per trip 


Get a quote

When you’re camping, you’ll probably also be doing other things like hiking or biking. That’s totally fine, because there’s over 250 other sports, activities and experiences that could be covered when you purchase travel insurance for camping.  When you purchase your policy, you’ll need to list camping, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.  Costs may vary depending on the additional activities you list. 

  • Level 1 Activities: Camping, hiking, and backpacking up to 3,000 metres
  • Level 3 Activities: Camping, hiking, and backpacking up to 6,000 metres

If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered. 

Nomads tip: World Nomads Travel Insurance can also cover your camping trip within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province, too.

Coverage for 250 activities you love + more

Snow 31 activities
Water 74 activities
Air 15 activities
Land 65 activities
Sports 85 activities
Experiences 18 activities
Activities shown in blue are automatically included in the Standard, Explorer, Epic and Annual Multi-Trip Plans. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

Is there travel insurance for summer camps?

Summer camp brings back such fond memories of our childhood, but we know from our own experience, accidents can happen. If you’re sending your children to summer camp, travel insurance may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery. If the camp is outside of your home province, you can purchase a policy for your child that includes travel insurance for summer camp. If you have more than one child, you can even include them in the same policy. 

How about Everest Base Camp travel insurance? 

If you’re headed to Everest Base Camp, travel insurance coverage for Asia may help with a variety of situations – even while you’re hiking there. You’ll need to pay an extra premium to be covered for hiking and camping up to 6,000 metres, though. If you get hurt and your condition is severe, acute, or life-threatening, and adequate treatment is not available in your immediate area, travel insurance for Everest Base Camp may also include benefits such as evacuation and transportation to a medical facility best suited for your care, subject to approval from the treating medical physician and the 24/7 Emergency Assistance Team. To avoid scam risks, make sure you contact our team before arranging your own evacuation. Also, if you’re planning on heading for the summit, please be aware that hiking above 6,000 metres is excluded.

What may not be covered when on a camping trip?

  • Leaving your baggage, camping gear, or personal items unattended
  • Participation in other activities not listed as covered in your policy
  • Ignoring your doctor if they have explicitly advised you not to go camping
  • Not following government ‘Do Not Travel’ advisories issued by the Canadian government
  • Camping or travelling within your home province
  • Camping, hiking, or backpacking at elevations over 6,000 metres 

Top safety tips we recommend for your camping trip

  • Pay attention to the weather. Take a look at the forecast before you go, but since conditions can change quickly, always keep an eye on it while you’re camping. 
  • Don’t leave unsecured food out, as that can attract wildlife. You can store it in your car, a bear-safe container, or a food storage locker. 
  • Use insect repellent, but still check for ticks at least once a day when outdoors. 
  • Keep campfires small and contained, and never leave them unattended. 
  • Bring plenty of water and stay hydrated. 
  • Arrive at your campsite before dark to get everything set up. 
  • Choose the right camping gear for your particular trip. 

FAQ

Here are our most frequently asked questions about cover for camping. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Are camping trips covered under World Nomads Travel Insurance?

    Yes, camping is covered under all plans offered by World Nomads Travel Insurance, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Camping up to 3,000 metres is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your camping travel insurance policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like camping, hiking, and backpacking up to 6,000 metres. If you aren’t sure if something is covered, we suggest you contact us to ask.  

  • What types of incidents are covered while on a camping trip?

    If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, pre-paid, non-refundable tours that you paid for in advance. If you trip and fall while hiking and require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government travel advisories warning travellers not to travel to a destination on your itinerary. 

  • Can I get coverage after my trip starts?

    Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date. Your departure date will be 12:01am local time on the date that you are originally scheduled to start your trip as shown on your policy certificate. 

  • Can I purchase summer camp travel insurance for my kids? 

    If you’re sending your children to summer camp, travel insurance may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery. If the camp is outside of your home province, you can purchase a policy for your child that includes travel insurance for summer camp. If you have more than one child, you can even include them in the same policy. 

Need destination inspiration for your next trip?

Not sure where your next camping adventure should take you? Check out some of our favorite camping locations around the world and get destination-specific travel insurance tips to help you plan with confidence.

Camping in Argentina: A Nomad’s Guide

4WD Northern Namibia: Camping on the Huab River 

Nature Getaways: Hiking and Camping in Glacier National Park 

Mexico Travel: Kayaking and Camping in Baja’s Loreto Bay

This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Insurance protection for your hard earned vacation in the event of unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • AMT Plan: $10,000
Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Insurance

Help take the pain out of medical or dental costs.

  • Standard Plan: $1,500,000
  • Explorer Plan: $5,000,000
  • Epic Plan: $10,000,000
  • Annual Plan: $5,000,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Standard Plan: $250,000
  • Explorer Plan: $500,000
  • Epic Plan: $750,000
  • Annual Plan: $500,000
Emergency Evacuation & Repatriation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Gear & Baggage Protection

Coverage for the theft, damage or delay of your bags, tech and sports gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $5,000
  • Annual Plan: $2,000
Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

Protect your health

  • Emergency Medical & Dental Expenses
  • Emergency Evacuation and Repatriation
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Return of Remains
  • Return of Travel Companion/Dependent Children

Protect your trip

  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Exchange (Explorer, Epic or AMT)
  • Rental Vehicle Damage (Explorer, Epic or AMT)

Protect your stuff

  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy

Assistance Services

  • 24/7 Worldwide Emergency Medical Assistance
  • Worldwide Travel Assistance
  • Personal Security Assistance
  • Adventure Traveller’s Hotline
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.