Sometimes during your trip, something unexpected happens that makes you change your itinerary or warrants your return home. Under the Trip Interruption benefit, you could get reimbursed for your pre-paid, non-refundable travel costs if you need to shorten your travels for a covered reason, up to the maximum amount specified in your policy. You could also be covered for additional transportation expenses, such as change fees charged by the airline or airfare to get you home.
Covered reasons for Trip Interruption could include:
Read the Trip Interruption section of your policy for more details.
Our policies don’t cover you in the event you can’t board your flight or you have been ‘bumped’ to another flight because it’s been overbooked. We also do not cover flight cancellations or delays due to airline or airport staffing issues.
If you choose to purchase another flight with a different airline, be aware that your original airline carrier may not cover for these additional expenses.
In these cases, you should:
Travel insurance doesn’t cover every circumstance or loss. In addition to the general exclusions of the policy, when it comes to Trip Interruption there are additional exclusions that apply. The following are some examples of circumstances that will not be covered:
For a list of the exclusions specific to trip interruption coverage, please refer to the policy wording. Additional general exclusions also apply. Read your policy for full details.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
We’re here to help if you have a question about travel insurance. We’re available:
Within Canada & continental USA, toll free:
1 877 328 2528
International collect:
+1 416 646 3723
Before your trip, check the latest government advice – for your destination and any travel alerts including important COVID-19 coverage advisory and limitations.