World Nomads offers single-trip and annual multi-trip travel insurance plans for Canadian residents that may include adventure sports and activities. There are over 250 sports, activities and experiences that may be covered. When you purchase your plan, you’ll need to list out all the activities you plan to do and then purchase an upgrade if any of those activities are considered Level 2 and 3. Some examples of activities that may be included in your travel insurance plan (up to certain limits) include:
Some activities also have special conditions and exclusions, so make sure you read your plan and understand what is covered by travel insurance for activities and adventure sports. You can contact us if you have any questions.
Questions to ask when choosing a plan
It may be tempting to consider the cheapest coverage option without reading the plan wording. However, you’ll want to pick the plan that has the best travel insurance for the adventure sports and activities you’ll be participating in. If you get hurt while participating in a covered activity, travel insurance may help with emergency medical coverage that could cover things such as a hospital visit, ambulance ride, prescription medication and x-rays. Just remember, you must have Government Health Insurance Plan (GHIP) coverage in your home province for your entire trip to be eligible for the maximum emergency medical expenses benefit. If you don't, your total limit for all emergency medical expenses is limited to $40,000 CAD.
When deciding which plan is best matched to your adventures you might want to ask yourself:
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence.
It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.
We’re here to help if you have a question about travel insurance. We’re available:
Within Canada & continental USA, toll free:
1 877 328 2528
International collect:
+1 416 646 3723
Before your trip, check the latest government advice for any travel alerts for your destination.