Travel Insurance for Surfing
Surf smart: Learn how travel insurance coverage for surfing can help when the unexpected hits, for Canadians
- As featured in:
As featured in:
- Why buy surf travel insurance?
- Travel insurance for surfing
- Besides surfing, World Nomads may also cover:
- What surf travel insurance does not cover:
- Travel tips for surfing
Whether you're catching waves in Bali, tackling reef breaks in Fiji, or just learning to surf on vacation, accidents can happen. Wipeouts, board collisions, reef cuts, or even jellyfish stings can quickly turn your dream surf trip into one you’d rather forget. That’s where travel insurance can step in — helping with emergency medical costs and other unexpected events.
What’s covered by World Nomads Travel Insurance for surfers?
World Nomads Travel Insurance for Canadians may cover a range of problems you could face on and off the water. These include:
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Emergency Medical Expenses
Broken bones or gashes from epic wipeouts -
24/7 Emergency Assistance
Your first call in any emergency situation -
Baggage & Gear Coverage
Broken or damaged surfboards
(if transported via a common carrier, like a commercial airline) -
Trip Cancellation
Reimbursements if you’re too sick to go on your surf trip
Get a quote and compare the plans to see which level of coverage is right for you.
At World Nomads, we know your surf trip is about more than just riding waves. That’s why our travel insurance coverage for surfers includes protection for over 250 other adventure sports and experiences – from jungle hikes and scuba dives to zip-lining and snorkeling. Whether you’re chasing swells or exploring off the beach, we offer two travel insurance plans with different levels of activity coverage to suit your trip style, budget, and adventure level. Check out our (lengthy) activity list and ensure you pick the plan and activity level that covers everything you plan to do.
*All coverage is subject to plan terms and conditions. Be sure you read and understand your plan documents. Any questions, just ask!
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
What level of travel insurance coverage do I need for my surf trip?
- Standard Plan – Best suited for backpackers, budget travelers and families. Includes up to $5,000,000 CAD in emergency medical expenses and $2500 for trip cancellation. This is our most basic plan, but it packs a punch.
- Explorer Plan – For those trips you’ll be talking about for years to come! Provides enhanced benefit limits, like up to $500 CAD for baggage delays.
You can compare plans and coverage limits when you get a quote.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels, too.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What’s not covered by the travel insurance plan I buy for surfing internationally?
Sorry – we won’t cover you if you do something careless or out of control (like tackle big-wave off-shore surfing when you’re only a beginner). For example, some things we may not cover include:
- Surfing under the influence of alcohol or drugs
- Reckless behavior or failure to follow safety advice
- Search-and-rescue costs.
- Any damage related to the wear and tear of sports equipment.
- Unattended baggage, sporting equipment or personal items.
- Travel within your home province.
Top safety tips for your surfing adventure
- Always check local conditions and surf reports
- Wear reef booties and rash guards for protection
- Know your limits — and don’t surf alone
- Use a leash and inspect your gear before hitting the waves
- Respect local surf etiquette
- Save the 24/7 Emergency Assistance Line on your phone and print out a copy of your travel insurance documents. If you need help in a pinch, you don’t want to be searching for who to call.
- Keep your receipts and paperwork. Any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you need to make a claim.
Need destination inspiration?
Already picked your surf spot? Nice. But if you’re dreaming about your next wave—or just want to daydream between sessions—check out some of our surf stories for inspiration. You might just discover your next favorite break.
Surfing in Europe: 6 unexpected spots to explore
Where to find the best surfing on Mexico’s West Coast
Surf town hopping in Costa Rica
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.