If you’re an Aussie traveller planning ahead for that big trip and want to buy a policy with World Nomads then you can buy travel insurance up to 12 months in advance of your departure date.
Please note that the maximum duration available for any policy, including extensions, is 12 months from the start date. You can buy a policy if you’re an Australian citizen or resident, and you must be 69 years old or younger at the time your policy is purchased.
Remember: You have up to 21 days from the time you’re issued your Certificate of Insurance and policy wording to decide if the policy is right for you and cancel your policy for a full refund.
Coverage will depend on the plan you’ve selected - Standard vs Explorer - each plan has different levels of coverage. You may want to consider buying World Nomads Travel Insurance as soon as you’ve booked and paid for your trip as you could be covered for certain Insured events before you depart. For example, for some Coronavirus related events, unexpected cancellations and trip interruptions, a relative gets sick or is injured, tour operators going bankrupt, a natural disaster strikes, or an airline strike occurs.
We understand that things happen that may result in your travel plans being thrown into disarray, that’s why we have tailored our plans to offer cover for 14 insured events if you need to cancel or reschedule your trip. Please note the events must be unexpected and unforeseen and out of your control. These include, but are not limited, to the following:
For a full breakdown of what you may or may not be covered for if you need to cancel or reschedule your trip, you can read our Cancellation and trip interruption cover FAQ guide.
Please be aware that if you have an existing medical condition and you purchase a policy then you won’t be covered under our policies for any complications arising from any existing medical condition between the time that you have purchased a policy and the start date of your policy.
However, there are some automatically covered existing medical conditions under this policy when specific requirements are met. For more information on cover for existing medical conditions and to see a list of covered existing medical conditions, read our existing medical conditions FAQ article.
If before you start your trip (and between the date your policy is issued and the start date of your trip) you or a close relative, or a member of your travelling party/business partner receives medical advice or treatment for a serious illness or injury (which is not an existing medical condition), cover may be available if you have no option but to cancel your trip.
Always check your Product Disclosure Statement (PDS) as all travel insurance plans are different, and cover will vary, depending on what’s happened, the plan you choose, and any options or upgrades you buy. Your PDS will always have the full details of what you’re covered for.
Travel insurance isn’t designed to cover everything. The above features and benefits are a summary of cover only so make sure you read the PDS to understand what’s included and what’s not, as well as the terms, conditions, limitations and exclusions. If you have any questions get in touch.
We’re here to help if you have a question about travel insurance. We’re available:
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.