Am I covered by travel insurance if I need to see a dentist?

Yes, there’s cover if you need to go to a dentist for emergency dental treatment to relieve sudden and acute pain to your healthy teeth while you’re travelling.

What’s covered for dental emergencies abroad?

Your policy covers dental expenses incurred for the immediate relief of sudden and acute pain to healthy, natural teeth* following:

  • an infection, or
  • a broken tooth due to an accident

*‘Healthy, natural teeth’ means they must be whole or properly restored (with fillings only) and without any other conditions or impairment.

How much you can I claim for dental issues?

Well, that depends on how many travellers are listed on your policy.

Plan1 Traveller2 + Travellers
Standard $500 $1000      (in total, not per person)
Explorer $500 $1000      (in total, not per person)
 

What should I do if I need dental treatment coverage while travelling?

  • call the Emergency Assistance team for advice on your dental condition or if you need directions to the nearest or most suitable dentist.
  • go to any registered and licensed dentist for the emergency dental treatment you need and pay the dental bills yourself.
  • make a claim online through your membership once your treatment is complete (for overseas emergency dental expenses only).

The $100 policy excess applies to all dental claims, per event.

Why travel insurance for dental emergencies matters

Unforeseen dental emergencies

Dental emergencies can happen unexpectedly, even when you're travelling, from toothaches to chipped teeth or more serious issues. World Nomads travel insurance can offer travel insurance coverage in case a dental emergency occurs.

Cost of overseas dental care

Dental treatment costs vary widely around the world, and emergency dental care abroad can be expensive. Our travel insurance plans give you access to dental cover and may help reimburse you for the costs of necessary treatments up to the policy limits, helping with unexpected financial burdens.

Helping you access quality dental and medical care

Finding a reputable dentist in a foreign country during a dental emergency can be challenging. World Nomads Travel insurance can help if you need assistance finding a qualified dentist and navigate the local healthcare system with ease.

Avoiding disruption to your trip

Dental issues can quickly disrupt your travel plans, especially if you're in pain or need immediate urgent treatment. The 24/7 Emergency Assistance team can help assist if you have a dental emergency, by locating a dental facility promptly so you can continue enjoying your trip without major disruptions.

Traveller tip: if you’re hospitalised, or if medical or dental expenses are more than $2,000, the Emergency Assistance team will co-ordinate payments where possible. If expenses are under $2,000, you can pay these direct and make a claim. Make sure you keep originals or copies of all of your travel documents, receipts and any medical documentation if you plan to make a claim.

What’s not covered for dental issues?

The policy isn’t designed to cover everything. Take the time to read the terms, conditions, limits and exclusions in the PDS for what is and isn’t covered.

Here are the main things that aren’t covered:

  • dental treatment which can wait until your return home
  • major dental work, such as crowns, dentures, bridges and implants
  • any dental expenses while at home
  • anything related to an existing medical condition, which includes ongoing or chronic dental conditions or related conditions of which you are aware, have received treatment in the 90 days prior to buying your policy (or in any previous insurance period for extended policies), which you have had surgery for or seen a medical specialist
  • anything else that’s listed in the General Exclusions and specific section exclusions in the policy wording.

Don't let dental emergencies spoil your travel plans. Ensure you're covered by travel insurance for dental issues and get an instant quote online, anywhere, anytime.

Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the PDS to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations and exclusions. If you have any questions get in touch.


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