Essential coverage for your gadgets, health, and unexpected incidents for Americans while traveling with World Nomads.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
The 9-5 grind of work isn’t so bad if you have your toes in the sand and a fruity drink by your side. How about a lunchtime surf lesson? Yes, please! These days, you can work from just about anywhere in the world with a strong WiFi connection. For good reason, an increasing amount of people are becoming digital nomads. If you are thinking about jumping on this trend, you may want to consider what happens if something unexpected pops up like a jellyfish sting or beach-side theft.
World Nomads’ travel insurance plans* are great for digital nomads and are designed to adapt to the choice and flexibility of your lifestyle on the road, beach, trail or mountain-side hut. Coverage is available for Americans on international trips or for domestic trips at least 100 miles away from home.
In today’s tech-centric world, taking your gadgets on the road is just as common and essential as packing an extra pair of socks. Whether you’re plugging into your social network or updating your blog in a hub, our plans may provide cover for your personal laptop, smart phones and other devices that you take with you on your trip. Our travel insurance plans are designed with digital nomads in mind.
Our plans are designed to provide cover for your baggage and personal effects, including electronic devices, personal computers, and cameras. Note though that our plans provide cover for your personal electronics that you own and take with you on your trip; we will not cover your professional gear that is owned by someone other than yourself or used for professional purposes.
The benefit limits available under our plans will depend on the plan you have selected. Our Single-Trip and Annual plans offer different per-item and total limits. The plans may offer coverage if:
If your checked baggage is lost or delayed by an airline, our partnership with non-insurance service Blue Ribbon Bags can help with a prompt recovery. Blue Ribbon Bags tracks and expedites your lost luggage, allowing you to continue your travels smoothly. Included in all plans, this service covers every flight on any airline worldwide. You'll receive updates at every step. Just report your lost bags to the airline, then provide Blue Ribbon Bags with the file reference, record locator number, and Property Irregularity Report.
Note: Depreciation and wear and tear will be considered when calculating the value of your electronic items.
Another important consideration for traveling for extended periods is medical coverage. What should you do if you get into an accident or get terribly sick?
First things first. You shouldn’t think of travel insurance as a replacement for a health care plan that you would purchase at home — or depend on the charity of another country to pick up your medical bills. Travel insurance won’t pay for everyday or preventative care, such as allergy medications, birth control pills, nutritional consultations or the CBD cream that could relieve the back pain that’s been nagging you for years. But a snake bite, bout with food poisoning or ski accident? You can count on World Nomads plans to come in handy during medical emergencies — and that includes evacuation when you need to get to a hospital urgently or back to the United States for care. Travel insurance is designed to cover losses from unforeseen and emergency circumstances only.
When you’re far from home, the last thing you want to do is to face a crisis alone. Don’t forget about the 24/7 Emergency Assistance team. You should contact us when you find yourself in an urgent situation. Besides offering hospital and physician referrals (we vet our providers very carefully), the team can provide other methods of support, such as notifying your family or even arranging food delivery to your hospital room.
On an overnight train from Mumbai to Jodhpur in India, I had the top sleeper berth. It was a very bumpy ride, and my tote bag tipped over while I was sleeping. I got woken up by the sound of my camera hitting the floor. When I picked it up, the display screen on the back of the camera was grey/black and hasn't worked since.
Protect your hard earned vacation from unexpected cancellation.
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Take the pain out of medical or dental costs.
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We'll provide assistance to get you to the hospital or home quickly.
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Covers the loss, theft or damage of your bags, tech and gear.
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The amounts listed represent the maximum benefit amount.
Protect your health
Protect Your Trip
Protect Your Stuff
Non-Insurance Services
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada
Here are our most frequently asked questions about tech gear coverage for digital nomads. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Before your trip, check the latest government advice for any travel alerts for your destination.