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Buy Away From Home

Forgot to buy travel insurance before you left? Here’s what US residents can do now

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At a glance

  • Emergency medical help abroad: Coverage for hospital stays, ambulance transport, prescriptions, and emergency dental treatment when you’re injured or sick overseas.
  • Medical evacuation and repatriation: If medically necessary, World Nomads can arrange and cover your transport to the nearest suitable hospital—or even back home.
  • 24/7 global assistance: Our Emergency Assistance team is on call 24/7 to help you find suitable care, communicate with doctors, and coordinate logistics in any language and in any time zone.
  • Stay healthy on the road: Get pre-trip telehealth advice, upload portable medical records, and follow simple steps to prevent foodborne illness and altitude sickness while traveling.

For information relating to policies purchased prior to October 23, 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23, 2024, please see below.

With all the excitement of packing your bags, jumping on a plane, and jetting off to a faraway destination, travel insurance may slip your mind. You may be asking yourself “Can I buy travel protection while already traveling?” The answer is yes!

If you’ve left home without travel insurance or your plan has run out while you’re still on the road, don’t panic. World Nomads Travel Insurance has got you covered with simple and flexible travel protection plans that you can buy online, anytime, from anywhere in the world.

How can I purchase a plan if I’m already traveling?

It’s easy - all you need is a good internet connection. Head to our website to get a quote. Answer a few simple questions about your trip and follow the prompts that will outline the coverage and benefits we offer. World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Get a quote and compare the plans to see which level of coverage is right for you. Terms and conditions apply.

What losses may be covered by World Nomads Travel Insurance?

We’ve designed our travel protection plans to be simple, flexible and include the things our travelers have told us are most important to them.

Our plans include a range of coverage options. Please review highlights below, then confirm that the plan you select includes the specific benefits you’re looking for:

Trip Length Maximums:

Standard Plan

Explorer Plan

Epic Plan

Annual Plan

180 days

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180 days

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180 days

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45 days per trip

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Terms, conditions, and limitations apply to all mentioned coverages.

All plans include travel insurance coverage, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records and pre-departure telehealth services.

Are there any waiting periods if I buy a travel protection plan after departure?

World Nomads Travel Insurance for U.S. residents takes effect at 12:01am local time the day after you purchase your plan. So, if you’re already traveling and want to get coverage, you’ll need to purchase your plan at least the day before you need coverage.

You may want to consider purchasing your protection plan during the time sensitive period of 7 days after your initial trip deposit or payment. If you purchased the Explorer or Epic Plan, buying it in this time sensitive period unlocks additional insurance components and plan offerings that could be very valuable to you on your trip.

20251106-4960341. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

FAQ

Here are our most frequently asked questions about buying cover away from home. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Can I purchase a plan after my trip starts?
    Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a travel protection plan that includes travel insurance coverage online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents take effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage, you’ll need to purchase your plan at least the day before you need coverage. Terms and conditions apply.
  • When does my coverage start if I buy a plan after departure?
    If you buy a World Nomads plan while traveling, terms and conditions may apply. For U.S. residents, coverage take effect at 12:01am local time the day after you purchase your plan. That means if you need coverage for a trip or activity, it’s best to buy your plan at least one day in advance.
  • How do I submit a claim?
    Make sure you have all of your documentation together if you need to submit a claim. You’ll need to show proof of the things that you’ve purchased in advance, such as flights and hotel accommodation. That documentation will also need to show the dates that you made those purchases. Once you have everything together, you can start a claim.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Pre-Departure Telehealth Services
  • Portable Health Records
  • Delayed or Lost Baggage Tracking and Delivery
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.