Travel Insurance for the Czech Republic
Travel advice for Americans visiting Prague and the Czech Republic
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At a glance
- World Nomads offers four travel protection plans for your trip to Prague. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Prague like rock climbing, skydiving and hiking
- Plans for Americans include protection for medical emergencies, trip interruptions and lost luggage.
While Prague often steals the spotlight – and why wouldn’t it – it’s well worth exploring the Czech Republic’s smaller towns that unfold around market squares and castle towers, their strong café and beer culture woven into everyday life. The Czech Republic is easy to explore, with short distances, good transport and an unhurried feel. Before you leave Prague, though, walk the beautiful Charles Bridge at sunrise and again at sunset for two dramatically different experiences. If you’re hoping to master some Czech words to help you get around the country, you might want to think again – it’s among the most complicated languages in the world. No matter where you go in the Czech Republic, you may want to consider travel insurance benefits just in case something unexpected happens.
Plan Comparisons
Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
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Ideal for: Coverage Includes:
Covering the basics for your trip to the Czech Republic. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
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Travel insurance for adventure activities in the Czech Republic
The Czech Republic offers a mix of low-key outdoor experiences and high-octane thrills. Ride horses through open fields and forest trails to a lake, where horse bathing adds a memorable twist to the day. Paddle along the scenic Berounka or Sázava rivers, stopping at historic sites and riverside pubs along the way; cycle (or dust off your inline skates) and whizz along forest tracks in the Orlické Mountains; or get your adrenaline pumping on a rock climbing, whitewater rafting or skydiving adventure.
Coverage for activities in the Czech Republic
Common insurance considerations for the Czech Republic
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Broke up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about traveling? There’s no judgment here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.
Missing luggage
Nothing gets a trip off to a rocky start quite like arriving at Prague Airport without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush, prescription medication or a change of clothes. The first step is always to report missing luggage to your airline or other common carrier and check what compensation they may provide. Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
Accidents and medical emergencies
No one likes imagining the worst, but if you do get sick or have an accident that sends you to the hospital, you’ll be glad you purchased travel protection before you left home.
Fell off your bike and need stitches? Came down with a bad bout of food poisoning? Emergency assistance is a phone call away. All World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while traveling.
Lost or stolen baggage
Even the most careful of travelers can face that sinking feeling – realizing they’ve left a passport or wallet on the train, or that an opportunist has taken off with their phone or camera and there's no hope of getting it back. Whether you bought the lost or stolen item on your trip (and have the receipts to show for it) or carried it with you from home, travel insurance may be able to reimburse you for some or all of an item’s value. Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
Tips for traveling to the Czech Republic
- Be sure you understand the transit system in Prague. It can be confusing to purchase metro tickets, especially when it doesn’t seem to be required. However, local police roam the stations checking tickets at random hours, issuing fines for those without one.
- Watch for currency confusion – the Czech Republic uses the koruna (CZK), not the euro.
- Keep an eye on your belongings and be cautious of strangers offering help or asking to see your passport.
- Stay aware at night – cities are generally safe, but it’s best to stick to well-lit areas and travel with others where possible.
FAQ
Here are our most frequently asked questions about cover for the Czech Republic. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do US residents need ETIAS or EES to enter the Czech Republic?
Yes – travel rules are changing. The EU’s Entry/Exit System* (EES) replaces passport stamps with biometric checks like fingerprints and photos at borders to the 29 countries within the Schengen area, including the Czech Republic. The ETIAS* travel authorization is expected to launch sometime in 2027. Once in place, Americans will need to apply online before travelling to the Schengen Area, including the Czech Republic.
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Is the Czech Republic part of the Schengen Area?
Yes, the Czech Republic is part of the Schengen Area. This means you can travel between most European countries without border checks, but your total stay across the region is limited to 90 days in any 180-day period.
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How long can Americans stay in the Czech Republic without a visa?
Americans can stay for up to 90 days within a 180-day period across the entire Schengen Area, not just the Czech Republic.
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Is the Czech Republic safe for tourists?
The Czech Republic is generally a safe destination, with low levels of violent crime. Petty theft can occur in busy areas like Prague’s Old Town and at train stations, so keep valuables secure. Stay aware of your surroundings and follow US Department of State travel advisories*. You may want to consider travel insurance for those unexpected situations that arise.
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What currency is used in the Czech Republic and can I use euros?
The Czech Republic uses the Czech koruna (CZK). Some tourist areas may accept euros, but you’ll usually get a better rate paying in local currency.
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Can I drink tap water in the Czech Republic?
Yes, you can safely drink tap water in the Czech Republic. The tap water is of high quality and meets strict European Union safety standards.
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How do I avoid getting sick in the Czech Republic?
Take sensible precautions with food and water and check which vaccinations are recommended well in advance of your trip. All World Nomads plans for US residents include additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses.
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What if my passport gets stolen in Prague?
World Nomads travel protection plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the policy towards the replacement of your passport or one or more other travel documents mentioned above.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 non-insurance Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 (877) 289-0968 (toll-free from the Continental US); or
Phone: +1 (954) 334-8143 (collect from anywhere else in the world)
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Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- Annual Plan: $5,000
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Standard Plan: $125,000
- Explorer Plan: $150,000
- Epic Plan: $250,000
- Annual Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Standard Plan: $400,000
- Explorer Plan: $500,000
- Epic Plan: $700,000
- Annual Plan: $100,000
Emergency Evacuation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $3,000
- Annual Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
- 24/7 Emergency Assistance Help Line
- Emergency Medical & Dental Expenses
- Emergency Evacuations
- Bedside Companion Travel
- Emergency Medications
Protect Your Trip
- Trip Cancellation
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Delay & Trip Interruption
- Missed Connection (Explorer or Epic)
- Rental Car Damage (Explorer, Epic or Annual)
Protect Your Stuff
- Baggage Delay
- Passport and Visa Loss
- Lost or Stolen Bags
- Personal Tech, Equipment & Gear
- Baggage Return After Evacuation
Non-Insurance Services
- Medical & Non-Medical 24/7 Emergency Assistance Line
- Translators Available
- Pre-Departure Telehealth Services
- Portable Health Records
- Delayed or Lost Baggage Tracking and Delivery
Before your trip, check the latest government advice for any travel alerts for your destination.