Travel Insurance for Croatia
What Americans should know before visiting Croatia
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At a glance
- World Nomads offers four travel protection plans for your trip to Croatia. Plans range from standard to higher-limit protections.
- Coverage may apply to popular activities in Croatia like scuba diving, hiking and sailing.
- Plans for Americans include protection for medical emergencies, trip cancellations and lost luggage.
From Dubrovnik’s medieval walls to the islands of Hvar and Korčula and the waterfalls of Plitvice Lakes National Park, Croatia packs coastline, culture and natural beauty into one fun trip. Dubrovnik’s Old Town, better known to many as King’s Landing from Game of Thrones, is a must-see for its dramatic setting and sea views. Along the Adriatic, historic towns meet clear blue water, while inland, national parks and quieter regions invite travelers to slow down. With short distances and easy ferry connections, hopping between cities, islands and nature is easy. Purchasing a travel protection plan can help set you off for Croatia with confidence, knowing you’re prepared for the unexpected.
Plan Comparisons
Choosing the right travel protection coverage depends on your trip type and planned activities. Each of our four plans – Standard, Explorer, Epic and Annual – offers different coverages and benefit maximums.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
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Ideal for: Coverage Includes:
Covering the basics for your trip to Croatia. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available.* Get a quote |
Ideal for: Coverage Includes:
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Travel insurance for adventure activities in Croatia
Ready for some outdoor excitement? Croatia is made for it. Scuba dive in the clear Adriatic waters to explore shipwrecks and underwater caves, or kayak past cliffs and coves around Dubrovnik and the islands. Along the coast, cliff jumping is a popular way for thrill seekers to cool off, and you can sail between Hvar and Korčula for breathtaking scenery, swimming and snorkeling. Hiking trails and waterfalls await at inland national parks like Plitvice and Krka, while river canyons near Omiš are where to go for rafting, kayaking and ziplining. For a change of pace, explore Croatia by bike or on horseback, and be sure to head into the mountains of Biokovo or Vidova Gora for spectacular views.
Coverage for activities in Croatia
Common insurance considerations for Croatia
Accidents and emergencies
No one likes imagining the worst, but if you do get sick or have an accident that sends you to the hospital, you’ll be glad you purchased travel protection before you left home. Had a spill cliff jumping along the Adriatic coast? Had an accident on a winding road? Ate some dodgy seafood got a nasty bout of food poisoning? Emergency assistance is a phone call away. All World Nomads plans include non-insurance services like portable health records. This enables medical staff to access your records 24/7. Having that information available may be critical if you experience an unexpected medical emergency while travelling.
Trip interruption
No matter how good of a time you’re having, things can happen that mean you have to finish your trip early or you’re unable to participate in your full planned itinerary. If you get injured or sick while you're traveling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip. World Nomads offers trip interruption coverage that may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
Trip Cancellation
The best trips are often the ones you’ve planned months in advance, but you can’t predict the future and unexpected situations can sometimes happen before you even set off. Trip cancellation coverage is included in all single-trip and annual travel protection plans offered by World Nomads and gives you the opportunity to cancel your trip before you depart – but only for covered reasons. Optional Cancel For Any Reason coverage allows you to cancel for any reason that’s not otherwise covered by your plan. Split up with your partner? You can cancel your trip. Sick dog? You can stay home. Change your mind about traveling? There’s no judgment here. Just make sure you purchase the Cancel For Any Reason benefit within 7 days of making your first trip payment (like booking a hotel or flight) and remember to cancel no later than two days before your departure date. Additional cost, terms and conditions apply; not available to New York residents.
Missing luggage
Nothing gets a trip off to a rocky start quite like arriving in Croatia without your bags. If your checked luggage is lost or delayed, travel insurance benefits may help reimburse you for lost items. Keep original receipts for any personal items you buy – like a toothbrush or a change of clothes. The first step is always to report missing luggage to your carrier and check what compensation they may provide. Travel insurance benefits for lost, damaged, destroyed, stolen or delayed bags are included in all World Nomads plans. Also, our non-insurance service included in every plan assists with tracking and delivering missing checked bags.
Tips for travelling to Croatia
- Travel outside peak season (July and August) to avoid crowds and higher prices
- Book ferries and accommodation ahead in summer, as popular routes and islands like Hvar can fill up quickly
- Be mindful of pickpocketing in busy areas, keep your belongings close and avoid carrying large sums of cash
- Use ATMs from official banks rather than Euronet machines or exchange booths to get better rates and lower fees
FAQ
Here are our most frequently asked questions about cover for Croatia. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Americans need a visa to visit Croatia?
Americans don’t need a visa for short stays in Croatia (up to 90 days within a 180-day period). Check current requirements before you travel.
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Is Croatia safe for tourists?
Croatia is generally safe for travelers, with low levels of crime. Petty theft can occur in busy areas, so stay aware of your surroundings and keep valuables secure. Follow US Department of State travel advisories*. You may want to consider travel insurance for those unexpected situations that arise.
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What is the best time to visit Croatia?
May to June and September to October offer warm weather and fewer crowds. July and August are peak season, especially along the coast and islands.
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Can I drink tap water in Croatia?
Yes, tap water is safe to drink across Croatia.
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Do I need travel insurance for Croatia?
Travel insurance isn’t mandatory, but it’s strongly recommended. Benefits for accidents, medical emergencies, cancellations, delays and lost luggage can help protect you against unexpected costs. Whether you’re in a major city or off adventuring in a more remote location, it’s reassuring to know you can get the help you need – especially when it comes to an accident or sudden illness. All World Nomads plans for US residents include insurance benefits and additional non-insurance services like access to pre-trip medical support. A telehealth consultation can help you with a customized medical plan based on your destination. This may help you prepare for health concerns before you go and the best ways to avoid travel-related illnesses.
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How do I make a travel insurance claim?
You can make a claim online 24/7. Have your documents and receipts handy to upload and get started. If you get stuck, you can call us collect on +1 844-207-1930 and we can assist you with your claim.
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What do I do if I need emergency assistance?
No matter where you are in the world, our 24/7 Emergency Assistance partners at Generali Global Assistance are ready to help – 24 hours a day, every day of the year. Whether it’s a medical emergency, stolen gear, missing bags, or a natural disaster, they’re the first call to make. Need a translator? They can help with that too.
When you call, you’ll be asked if you are experiencing a travel emergency. If you are having a medical emergency, you’ll be connected with Emergency Assistance right away. If your situation is not urgent and you are calling outside of normal business hours, you’ll be able to leave a message and be called back.
The contact information for medical emergency assistance is:
Phone: +1 (877) 289-0968 (toll-free from the Continental US); or
Phone: +1 (954) 334-8143 (collect from anywhere else in the world)
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What if my passport gets stolen in Croatia?
World Nomads travel protection plans cover theft or damage of the following documents:
- Passports
- Driver’s licenses
- Birth certificates
- Travel visas
You can claim up to the maximum limit stated in the plan towards the replacement of your passport or one or more other travel documents mentioned above.
Need inspiration for your travels to Croatia?
Not sure where your next adventure should take you? Take a look at these travel and safety ideas and get destination-specific travel insurance tips to help you plan with confidence.
Why Eastern Croatia Should Be on Your Radar
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- Annual Plan: $5,000
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Standard Plan: $125,000
- Explorer Plan: $150,000
- Epic Plan: $250,000
- Annual Plan: $100,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
We'll provide assistance to get you to the hospital or home quickly.
- Standard Plan: $400,000
- Explorer Plan: $500,000
- Epic Plan: $700,000
- Annual Plan: $100,000
Emergency Evacuation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $3,000
- Annual Plan: $2,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
The amounts listed represent the maximum benefit amount.
Protect your health
- 24/7 Emergency Assistance Help Line
- Emergency Medical & Dental Expenses
- Emergency Evacuations
- Bedside Companion Travel
- Emergency Medications
Protect Your Trip
- Trip Cancellation
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Delay & Trip Interruption
- Missed Connection (Explorer or Epic)
- Rental Car Damage (Explorer, Epic or Annual)
Protect Your Stuff
- Baggage Delay
- Passport and Visa Loss
- Lost or Stolen Bags
- Personal Tech, Equipment & Gear
- Baggage Return After Evacuation
Non-Insurance Services
- Medical & Non-Medical 24/7 Emergency Assistance Line
- Translators Available
- Pre-Departure Telehealth Services
- Portable Health Records
- Delayed or Lost Baggage Tracking and Delivery
Before your trip, check the latest government advice for any travel alerts for your destination.