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Travel Insurance for Asia: What You Need to Know

Protect your trip to Asia with travel insurance benefits

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Do I Need Travel Insurance for Asia? 

Natural disasters, medical emergencies, and trip cancellations can disrupt travel plans, no matter where you go in Asia. Travel insurance benefits for Asia can cover trip cancellations, emergency medical expenses, and evacuations, helping protect your investment. 


Additional travel insurance information for US Residents:

What Level of Travel Insurance Coverage Should I Get for My Trip to Asia? 

Choosing the right travel insurance coverage depends on your trip type and planned activities. 

  • Standard Plan: Ideal for budget travelers, covering the basics like trip cancellations, medical emergencies, and baggage loss. 
  • Explorer Plan: Designed for adventure travelers, offering higher coverage limits and protection for activities like scuba diving and high-altitude hiking. The popular ‘Cancel for Any Reason’ coverage can also be added (not available in NY). 
  • Epic Plan: Best for extreme adventurers or long-term travelers, covering a wider range of activities and providing maximum coverage limits. ‘Cancel for any Reason’ can also be added to this plan. 
  • Annual Plan: Planning an action-packed year of adventures? The Annual Plan could be for you. With one plan, you’re covered for multiple trips throughout the year, with each trip lasting up to 45 days. Designed for weekend warriors and avid travelers, this plan can keep you protected wherever your travels take you.

Compare plans carefully to ensure your insurance matches your travel needs and learn about the exclusions, terms and conditions. When you get a quote, you can also see the benefits side by side. 

Coverage for Activities in Asia 

From trekking in Nepal to scuba diving in Thailand, adventure activities are included in all plans. Adventure travel insurance coverage for Asia covers more than 250 activities, but some, like high-altitude hiking, may require the Explorer or Epic plan. 

We cover 250+ activities you love

Snow 42 activities
Water 56 activities
Air 31 activities
Land 80 activities
Sports 80 activities
Experience 11 activities
Blue activities are included in All Plans. Orange and blue activities are included in the Explorer Plan. Orange, blue and purple activities included in the Epic Plan.

Motorbiking in Asia

Motorbike accidents are all too common in certain parts of Asia. To be eligible for coverage under your travel insurance benefits for Asia, you must have the proper in-country license for operating a motorbike and must follow all local laws. Review plan details as they relate to motorbikes and check out country-specific requirements before renting a bike. 


Medical Emergencies & Evacuations 

Consult a doctor for necessary vaccinations before traveling. All our plans come with access to non-insurance service Runway Health, which can assist with pre-departure medicine. In case of illness or injury, medical travel insurance benefits for Asia may cover necessary emergency treatment costs. If local care is inadequate, emergency evacuation insurance coverage for Asia may cover transport home for treatment. 


Lost Baggage Protection 

If your checked luggage is delayed or lost, travel insurance benefits for Asia can help reimburse you for lost items. Contact the airline first and then contact Blue Ribbon Bags, which is another of our non-insurance service partners. If your stuff is stolen, we also may be able to help.


Trip Cancellation & Interruption 

Unexpected events like natural disasters, illness, or family emergencies may force you to cancel or cut short your trip. Trip cancellation insurance coverage for Asia may be able to reimburse prepaid, non-refundable expenses if your trip is affected. 

Essential Travel Tips

  • Check U.S. travel advisories for Asia before departure. 
  • Save your international travel insurance for Asia emergency assistance number on your phone. 
  • Keep documentation for any claims you may need to file. 

Get a quote for the best travel insurance coverage for Asia to compare plans and choose the most suitable coverage for your trip. 

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team