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  1. World Nomads
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  3. Travel Insurance
  4. Whats Covered
  5. Overseas Dental

Does Travel Insurance Cover Dental?

Learn how travel insurance may cover emergency dental treatment abroad.

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This page is for all travellers except for: Americans, Australians, Brazilians, Canadians, Irish, New Zelands and British.  

One minute you’re enjoying the local Kashmir bread, olives in Santorini… the next you’re in agony from a broken tooth as you unexpectedly chomp down on an extra pebble the locals threw in for good luck.

It’s hard to enjoy the sights when you can’t eat without gasping in pain which is why you need Dental Travel Insurance.

How does travel insurance cover overseas dental?

If you start experiencing pain to what were healthy natural teeth our policies cover pain relieving treatment as a result of:

  • A broken or chipped tooth
  • A lost filling
  • An unexpected dental infection
  • If you injure your mouth in an accident ( i.e. you fall over and knock a tooth out)

Policy limits, terms and conditions of cover vary depending on the policy you buy and your past dental history. It's a good idea to read through your policy, so you're not caught out with uncovered expenses. 

What you need to do if a dental emergency happens

  • Call the 24/7 Emergency Assistance team for advice on your dental condition or if you need directions to the nearest or most suitable dentist
  • Go to a licensed dentist for the emergency dental treatment you need.
  • You should pay the dental bills yourself then make a claim online once all your treatment is finished.
  • There is a USD$100 policy excess deducted per person, per claimable event

What’s not covered

  • Dental treatment which can wait until your return home.
  • Dental treatment not required for the immediate relief of acute pain
  • Any dental expenses considered a pre-existing medical condition or related to a pre-existing condition, which include conditions which are chronic or ongoing or where symptoms have appeared, you are aware of or where treatment has been received or surgery performed prior to your policy commencement date (and/or prior to a new extended period of insurance).
  • A dental condition for which advice, treatment or medication has been prescribed by a dentist within 180 days before you purchased your policy.
  • Any dental expenses in your home country.
  • Any other reason listed under the General Exclusions in your policy wording.

This is only a summary of cover and does not include the full terms and conditions, exclusions and limitations of the policy. You should read your Policy Wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it.

If you have any questions, please get in touch.

How to get dental assistance

It’s essential that you get in contact with our 24/7 Emergency Assistance team as soon as possible so that our teams can support you from the time you fall sick or have a dental emergency, until the time you get home.

So that our 24/7 Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

If you've already visited a dentist and received emergency treatment, you can submit your claim online.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: USD $10,000
  • Standard Plan: USD $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

  • Explorer Plan: Unlimited, up to 12 months
  • Standard Plan: USD $5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

We'll get you to hospital quickly.

  • Explorer Plan: USD $500,000
  • Standard Plan: USD $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: USD $3,500
  • Standard Plan: USD $2,500
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical & Dental Expenses
  • 24 hour Emergency Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Pre-Trip Cancellation
  • Trip Interruption
  • Resumption of Trip
  • Travel Delay
  • Missed connection (Explorer)
  • Hijacking (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Rental vehicle insurance excess (Explorer)
  • Personal accident (Explorer)
*This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team

FAQ

Here are our most frequently asked questions about overseas dental. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.