Learn how travel insurance may cover emergency dental treatment abroad.
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Broken or chipped teeth can happen at any time. It can be seeded bread in Berlin, olives in Athens, or dried fish in Krasnodar. If pain suddenly strikes, World Nomad travel insurance may cover the emergency dental treatment to get relief.
All of our policies can offer cover dental expenses if you have to see a dentist while traveling, for the immediate relief of sudden pain to healthy, natural teeth if:
Not all of our policies are the same. Terms, conditions, limits, and exclusions of cover vary depending on the policy you buy and your past dental history.
Always read the policy wording as you go through the purchase path, as there are terms and conditions, limits, and exclusions on the cover. Cover will depend on your Country of Residence and which plan – Standard vs Explorer – you buy.
Travel insurance tip: Your dental illness or injury must be confirmed in writing by your treating medical practitioner overseas. You must get copies of all medical and dental records, reports, and clinical notes before you leave the hospital or medical facility as well as original receipts to document your expenses so we may verify your claim. Cover is limited to the amount shown in the Summary of Cover.
Travel insurance isn’t designed to cover everything. Common dental claims we see where there isn't cover include:
Experiencing a dental emergency? Our Emergency Assistance team helps take the stress out of already stressful situations and is available 24 hours a day, 7 days a week, 365 days a year.
If you're experiencing a dental or medical emergency, contact our 24/7 Emergency Assistance Team who can help direct you to medical help, and if necessary, work with local authorities to repatriate you home, subject to the terms, conditions, limitations, and exclusions of your policy.
The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations, and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
For more information, check out our article on dental cover, all you need to do is select your country of residence from the country picker to access the right information. Always read your policy carefully before you buy.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
World Nomads travel insurance is designed to help you come unstuck in sticky situations, like when you show up, but your bags don’t. Fill out the quick quote form below and get an instant quote today.
If you're in a serious accident, it’s essential that you get in contact with our emergency assistance as soon as possible so that our teams can support you.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
If you've already visited a dentist and received emergency treatment, you can submit your claim online.
A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
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Take the pain out of medical or dental costs.
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Don’t stress, we’ll get you there quickly.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHere are our most frequently asked questions about dental insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
If you’ve had to see a dentist while on your trip and you receive dental treatment, then you will need to get a medical report confirming the dental injury, illness or sickness and also the treatment received was required for the immediate relief of sudden and acute onset of pain to support your claim.
Contact the 24/7 Emergency Assistance Team as soon as possible as they may be able to speak to the medical facility to authorise payment or answer any questions you may have.
As part of our policy cover, we can only cover dental work which is only required for the immediate relief of acute pain on healthy teeth. This means that major dental work like crowns, bridges, dental prostheses, treatment involving the use of precious metals and cosmetic dentistry will not be covered as this can wait until you return to your country of residence.
With this in mind, any dental surgery or other medical treatment which, in the opinion of the attending medical practitioner, our 24/7 Emergency Assistance Team or us, that can be reasonably delayed until your return home, will not be covered.
Before your trip, check the latest government advice for any travel alerts for your destination.