Cover is provided for sailing/yachting, but before you cast off, it’s wise to know exactly what’s covered under your World Nomads Travel Insurance policy, as not all sailing adventures are covered.
If you’re going to set sail on coastal waters or international waters, both the Standard Plan and Explorer Plan can provide cover for you, in specific circumstances.
When you buy your policy, you’ll need to select the sailing activities you’ll be undertaking and add them to your policy. If you can’t see your chosen sailing adventure in the options available, please contact us and we'll tell you what cover is provided.
You must take all the required safety precautions when sailing, as we will not cover you if you’re reckless, do something stupid or sail somewhere dangerous.
World Nomads travel insurance offers cover for sailing, but you must:
If you’re accidentally hurt or injured while sailing World Nomads Travel Insurance can provide cover for:
If you believe you are in need of a medical evacuation or repatriation, you or someone with you must contact the 24/7 Emergency Assistance team immediately.
If you are wondering, Who pays for medical treatment?, and by this we mean either you pay upfront and claim later or we pay, the answer is that it depends on what’s happened to you and the necessary treatment required.
In the first instance contact our 24/7 Emergency Assistance team and they can help you access medical help and organise payment for treatment if necessary.
Any medical claim submitted will have the policy excess deducted per person, per claimable event.
There’s a number of things our policy doesn’t cover for sailing as well as a number of general exclusions. Some of these include:
The policy isn’t designed to cover everything. Take the time to read the terms and conditions, limitations and exclusions in the Policy Wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
If you are unsure of whether or not you have the right cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
For policies purchase on or after 2 December 2018:
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For policies purchased before 2 December 2018:
Before your trip, check the latest government advice for any travel alerts for your destination.