Travelling to France? From Lille to Perpignan, here’s how World Nomads travel insurance could help Canadians overseas.
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One of the top reasons our nomads buy travel medical insurance is to protect themselves if they get sick or injured while abroad. Food poisoning, car accidents, or sudden illness can strike when you least expect it. Sometimes you just need a doctor to prescribe medicine, but serious cases may require hospitalization, surgery, or emergency evacuation.
Your regular health insurance back home may not cover you once you leave the country, which can make getting care abroad expensive and complicated. With travel insurance that includes overseas medical coverage, you can get help arranging treatment and avoid paying high out-of-pocket costs if you end up in a hospital or need emergency care while traveling.
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Ideal for: Coverage Includes:
Covering the basics for your Asia trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available (not in NY). Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available (not in NY). Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available (not in NY). Get a quote |
Motorbike accidents are all too common in certain parts of Asia. We encourage you to have the proper in-country license for operating a motorbike and follow all local laws. Check out country-specific requirements before renting a motorbike and learn more here.
In case of unexpected illness or injury on your trip to Asia, the medical expense travel insurance benefit may reimburse necessary emergency medical expenses while traveling. If local care is inadequate in your immediate area, the emergency evacuation and repatriation insurance benefit may cover transport to the nearest adequate medical facility or home for treatment if you suffer an injury that is severe, acute or life- threatening. (Exclusion applies to Adventure or Extreme Activities.).
If your checked luggage is lost by your common carrier en route to your trip to Asia, travel insurance benefits may help reimburse you for lost items. If your baggage is lost on your flight, contact the airline first and then contact our Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners.
Unexpected events like natural disasters, illness, or family emergencies may force you to cancel your trip to Asia. Trip cancellation insurance coverage may help reimburse prepaid, non-refundable expenses if your trip to Asia is cancelled due to a covered reason.
Here are our most frequently asked questions about cover for non-insurance services. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
In most cases, your domestic health insurance or Medicare won’t cover you outside the U.S. That’s where travel medical insurance comes in — it can help pay for hospital stays, doctor visits, or emergency medical evacuations abroad.
If you’re admitted to a hospital overseas, contact the 24/7 Emergency Assistance team right away. They can help arrange treatment, provide translation support, and in some cases, coordinate direct payment with the hospital so you can focus on recovery, not paperwork.
If you’re traveling to a remote area or a destination with limited medical facilities, including cruise ships, medical evacuation coverage can be a lifesaver. It covers the cost of transport to the nearest suitable hospital or even back home if medically necessary.
Yes, we cover 250 adventure activities, including hiking, diving and motorbike riding. Always check your policy for included sports and coverage limits before heading out.
Some pre-existing conditions may be covered if you buy your plan within the time-sensitive period and you’re medically fit to travel at the time of purchase. Check your plan details to see if your condition qualifies.
Save all documentation — medical reports, receipts, and discharge papers. You can file your claim online within 20 days of treatment, and our claims team will guide you through the process.
Travel medical insurance helps cover emergency medical expenses and evacuations while you’re abroad, while trip cancellation insurance coverage helps reimburse prepaid, nonrefundable trip costs if you have to cancel for a covered reason. Many travelers choose plans that include both.
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
We’ve got your back.
We’ll get you to hospital or home quickly.
Help starts here.
Covers the theft, damage or delay of your bags, tech and sports gear.
Help starts here.
Before your trip, check the latest government advice for any travel alerts for your destination.