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Travel Insurance for France

From the museums of Paris to the vineyards of Bordeaux, here’s how World Nomads travel insurance could help Americans in France.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Home to the Eiffel Tower, the Louvre, and Palace of Versailles, there’s plenty to see and do in France for American sightseers.

If you want to see medieval fairytale villages and prehistoric caves, you’ll enjoy getting outside of the city with a visit to the Pyrenees mountains. Meanwhile, water lovers can flock to the French Riviera, and foodies can make the trek to Lyon, which has earned the title of gastronomic capital of France.

While a trip to France is definitely a tres bien experience, there are some things to be aware of. Our nomads have dealt with currency conversion confusion, delayed flights, and pickpockets on the Metro. We encourage you to check out our team’s travel tips for France before leaving the US so you can be prepared—and look into travel insurance* for France to help you travel with peace of mind.

Do I need travel insurance for France?

For the most part, you can spend your days promenading along the River Seine or swooshing down the slopes of Mont Blanc without any incident. But if you twist your ankle or take a tumble on the slopes, you may then realize that travel insurance for France would have been a good idea.

With any overseas travel, there are going to be some things you can’t plan for - like canceled trips, natural disasters, medical emergencies, and delayed baggage. Because of these situations, travel insurance for France may be something you consider. There are four plans to choose from. When you get a quote, compare the options to determine the best international travel insurance for your needs.

Travel insurance for activities in France

The Tour de France has made the country famous as a cycling destination. Even if you’re not competing, you can still explore France on two wheels and check out amazing cycling routes along the Seine or in Corsica. If you’re more interested in exploring France on four wheels, you may be interested in a safari tour to see the flamingos in Camargue. You may even want to leave land and set sail on the blue waters of the Bay of Cannes.

World Nomads covers more than 250 activities for Americans traveling to France including cycling, sailing, and safari tours. It's best to have an idea of your planned activities and adventures before you get a quote for travel insurance for France.

Different plans cover different activities so this will help you choose the best coverage for your trip. For example, bikepacking in Provence is covered under all plans, including the Standard Plan. However, if you’re hoping to go cliff jumping in Calanques National Park near Marseille, you may want to choose the Explorer or Epic Plan.

Travel insurance for medical emergencies in France

If there’s an avalanche when you’re skiing in the French Alps and you get hurt, you may not know where to go for help. With travel insurance for France, you’ll have access to the 24/7 emergency assistance team and they can help refer you to a place that offers the level of care that you need.

Your international travel insurance for France could also offer evacuation coverage if you need to be transported to another place to get care. If your attending physician (and the 24/7 emergency assistance team) determines that it’s best for you to go home to the United States to get medical treatment, the repatriation coverage that is included in your plan may cover the costs to get you there.

If you have an emergency and need to make a claim, call and report your emergency as soon as it happens, or as soon as you’re able. Also remember to save all paperwork and receipts for any unexpected medical expenses.

To streamline your experience seeking medical treatment in France, sign up for FootprintID. This non-insurance service is part of all plans and is a portable personal health record where your documents, prescriptions, test results, and emergency contacts are accessible in one place anywhere in the world. Whether you need to refill a prescription or deal with a more serious injury, FootprintID expedites the process.

Travel insurance for lost bags in France

What happens if you make it to Nice but your bags didn’t? If the airline loses your bag for 12 consecutive hours or more, you could be reimbursed for a change of clothes and toiletries until you and your bag are reunited.

If that reunion never happens, you could be reimbursed for your lost bags and belongings with your travel insurance for France. The first step is to contact the airline to try and track down your bag.

The second step is to contact Blue Ribbon Bags, which is a non-insurance service that comes with all plans and will track and expedite the return of your undelivered baggage by the airline. Make sure to have the file reference or record locator number and Property Irregularity Report on hand when you call Blue Ribbon Bags so you can file a lost luggage claim.

While baggage coverage is included in your travel insurance for France, know there are plan limits. If you’ve purchased expensive items in France, you may want to take it on the plane as carry on instead of checking it. If you have any questions, contact us and we can help explain what is covered.

Traveler's tip: if you are road tripping, don't forget to stop regularly for breaks to beat fatigue. Motorways have aires (approved roadside parking areas) which can be as simple as a picnic spot or a service center with more amenities.

Travel insurance for stolen items in France

Pickpocketing is something to watch out for when you travel to France - especially in crowded areas like Paris. One nomad found herself the victim of a pickpocketing scam in France in which her bag and sunglasses were stolen. While her travel insurance for France covered reimbursement for the stolen items, she would have preferred that this never happened to her in the first place.

This particular scam started with simple flattery from a stranger that distracted her. Check out our tips for avoiding travel scams in France before your trip, and always be aware of your surroundings. If anything does happen, make sure you contact the police and file a report. You’ll need that if you make a claim.

Make sure to do your part to keep your belongings safe too. If you’re in Bordeaux, overindulge at your wine tasting, and forget your purse at the vineyard, you won’t be covered.

Travel insurance for canceled, interrupted, or delayed trips to France

What happens if you get sick a few days before leaving for France? If your doctor tells you not to travel to France at that time, you could be forced to cancel your trip. Your travel insurance for France includes cancellation coverage and you could be reimbursed for those non-refundable flights, hotels, and activities you paid for in advance.

Sometimes situations happen that can disrupt your plans once you’re already in France. In the home of the French Revolution, strikes, protests, and demonstrations happen fairly frequently. If your train travel is affected by a strike and you can’t get from Paris to Reims, you may miss the hot air balloon ride you had booked. If you prepaid for your balloon ride and it’s non-refundable or transferable, your travel insurance for France may reimburse you for that excursion.

The Explorer and Epic Plans also cover various travel inconveniences you may encounter in France if you purchased during the time sensitive period. For example, if you planned a winter ski vacation to Chamonix, but the resort’s facilities are closed due to a lack of snow for at least a day, you may also get some compensation.

Tips for traveling to France from the United States

France is a beautiful country, and we’ve made many memories there. We think you’ll love it too. Any international travel comes with things to watch out for. Just be aware of your surroundings, and make sure to check out our travel safety tips for France before you go.

You’ll also want to check out the US government’s safety warnings for France before leaving the United States. Weather, safety, and political situations can change quickly, and this is where they list their up-to-date warnings on any advisories that may exist at that time.

If you purchase travel insurance for France, it’s a good idea to save the 24/7 Emergency Assistance phone number and your plan number in your cell phone so you don’t have to search for that if an emergency happens.

Finally, learn a few French words and phrases—it will go a long way. Bon voyage and make some wonderful memories!

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.
Traveler's tip: as with many other places in the world, credit card skimming in France is on the rise. In high-volume tourist areas and automated service stations, protect your PIN. If possible, use ATMs in more controlled and supervised areas such as banks, shops and shopping centers.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,500
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team