EN Contact us
Member
Photo © Getty Images/Simon Winnall
  1. World Nomads
  2. Usa
  3. Travel Insurance
  4. Activities
  5. Camping Travel Insurance

Camping Travel Insurance Coverage

Protect Your Camping Trip with Travel Insurance for U.S. Residents

    As featured in:

  • As featured in:

At a glance:

  • All World Nomads plans cover camping, with some plans that offer higher limits of coverage and the ability to camp at high altitude elevations.
  • Coverage may include reimbursement for injuries and medical transport if you're seriously hurt while camping.
  • Gear & Baggage benefits help cover lost, stolen, or damaged camping gear and luggage. 
  • Plus, optional Cancel for Any Reason upgrade available on some plans (additional cost and state restrictions may apply.)

Maybe you’re car camping in Zion National Park or taking your camping adventures to new heights in Patagonia. Either way, you’ll surely have an epic adventure when you’re sleeping under the stars. But whenever you're camping, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for camping that may help with everything from stolen gear to unexpected medical expenses.

Why should I consider travel insurance coverage for my camping trip?

From a nasty case of poison ivy to bad weather that can put a halt to your plans, unexpected issues can derail even the most carefully planned camping trip. Travel insurance and non-insurance services designed for camping may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently – whether you're pitching a tent at a primitive site or living large in a luxury RV.

Travel insurance and non-insurance services for camping trips: What services may be covered?

There’s nothing we love more than sitting around a campfire making s’mores. Since we love the great outdoors, we’ve designed coverage for losses resulting from camping while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.

  1. Emergency Medical Expenses
    For snake and spider bites that require emergency medical treatment

  2. Non-insurance Emergency Assistance
    Available 24/7 to assist in an emergency situation

  3. Baggage & Gear Coverage
    Damaged or stolen camping gear or luggage that is lost

  4. Trip Delays, Interruptions & Cancellations
    A money-saver if inclement weather keeps you from enjoying your camping trip

Get a quote and compare the plans to see which level of coverage is right for you.

NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.

What level of travel insurance coverage do I need for my camping trip?

World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go camping, you’ll probably be doing other things like hiking also. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase travel insurance coverage for camping. If you’re camping and hiking at a high elevation though, you’ll want to make sure to pick the correct plan based on your maximum altitude. 

  • Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while camping and hiking up to 19,685 feet/6,000 meters, including up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation. 
  • Explorer Plan – This is for those that want to take their camping to new heights! It covers more activities, including camping and hiking up to 21,325 feet/6,500 meters. It also has higher limits of coverage for most benefits.
  • Epic Plan – This is for the true adventurers. It covers everything the Explorer plan covers, plus even more activities – including camping and hiking up to 26,247 feet/8,000 meters. It also has the highest benefit limits of coverage. 
  • Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year. It includes travel insurance coverage for camping, as well as all of the other activities covered in the Standard Plan.

Do you offer travel insurance for summer camp?

Summer camp brings back such fond memories of our childhood, but we know from our own experience, accidents can happen. If you’re sending your children to summer camp, travel insurance benefits may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery.

If the camp is more than 100 miles away from your home, you can purchase a travel protection plan for your child that includes non-insurance services and travel insurance coverage for summer camp. If you have more than one child, you can even include them in the same plan. 

Can I get travel insurance coverage for Everest Base Camp? 

If you’re headed to Everest Base Camp, travel insurance coverage for Asia may help with a variety of situations – even while you’re hiking there. Travel insurance coverage for Everest Base Camp may also include benefits such as emergency medical evacuation. That may help if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. (Subject to approval. Additional terms apply.) To avoid scam risks, you’ll want to contact the 24/7 Non-Insurance Emergency Assistance team before arranging your own evacuation. Before you purchase a travel protection plan that includes non-insurance services and travel insurance coverage for Everest Base Camp, review the four plans offered by World Nomads to choose the right one for you. Each includes maximum elevations for hiking and camping. 

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A woman kneeling in a tent packing away her sleeping bag

What may not be covered when on a camping trip?

Some things we may not cover include:

  • Unattended baggage, camping gear, or personal items
  • Not following ‘Do Not Travel’ warnings issued by the U.S. government prior to departure
  • Participation in activities not listed in our 250+ sports, activities and experiences.
  • Injuries incurred while intoxicated
  • Camping and hiking at heights over 26,247 feet/8,000 meters
  • Camping or traveling within 100 miles of your home 

Top safety tips we recommend for your camping trip

  • Pay attention to the weather. Take a look at the forecast before you go, but since conditions can change quickly, always keep an eye on it while you’re camping.
  • Don’t leave unsecured food out, as that can attract wildlife. You can store it in your car, a bear-safe container, or a food storage locker.
  • Use insect repellent, but still check for ticks at least once a day when outdoors.
  • Keep campfires small and contained, and never leave them unattended.
  • Arrive at your campsite before dark to get everything set up.
  • Choose the right camping gear for your particular trip.
  • Don’t camp over 26,247 feet/8,000 meters since you may not be able to have camping travel insurance coverage and non-insurance services from World Nomads. 

FAQ

Here are our most frequently asked questions about cover for camping. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • Can camping be covered under World Nomads Travel Insurance?

    Yes, camping may be covered under all four plans offered by World Nomads Travel Insurance. If you’re camping and hiking at a high elevation though, you’ll want to make sure to pick the correct plan based on your maximum altitude. The Standard and Annual Plans include travel insurance coverage for incidents while camping up to 19,685 feet/6,000 meters, the Explorer Plan includes camping up to 21,325 feet/6,500 meters, and the Epic Plan includes camping and up to 26,247 feet/8,000 meters. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan. 

  • What should I do if I get hurt while on a camping trip?

    If you get hurt while camping, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for camping. 

  • Do I get my money back if I cancel a trip?

    Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased. 

  • What happens if my bags are delayed?
    When you purchase travel insurance coverage for camping, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.

Need destination inspiration for your next camping trip?

Not sure where your next camping adventure should take you? Check out some of our favorite camping locations around the world and get destination-specific travel insurance tips to help you plan with confidence.

Camping in Argentina: A Nomad’s Guide

4WD Northern Namibia: Camping on the Huab River 

Nature Getaways: Hiking and Camping in Glacier National Park 

Mexico Travel: Kayaking and Camping in Baja’s Loreto Bay 

20250822-4760671. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Pre-Departure Telehealth Services
  • Portable Health Records
  • Delayed or Lost Baggage Tracking and Delivery
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact 24/7 Emergency Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team