Travel Insurance for Medical Costs - Upfront or Reimbursement?

Who pays depends on what’s happened!

If it’s an emergency situation where hospital admission and/or medical evacuation is required, we'll cover these costs upfront (provided the incident is covered as per the policy wording, of course).

You, a member of your travelling party, a friend or a close relative must contact our 24/7 Emergency Assistance team as soon as possible to confirm cover, manage costs and any potential claim if you:

  • Have been admitted to hospital as an in-patient;
  • Get medical treatment or need ongoing treatment, where the cost of treatment is likely to exceed £500;
  • Are injured, are hospitalised or suffer psychological trauma in an assault; or
  • Need emergency transport, medical repatriation or a medical escort.

If it's not an emergency and the costs are less than £500 e.g. you see the doctor at the local medical centre, then you would pay upfront and make a claim online once all treatment is complete.

 


Was this article helpful to you?

I found this article to be helpful
No, this is not the info I need

Related Articles

View more

Can't find the answer you are looking for?

Contact us
  • All contact details
  • Emergency Assistance Contact
  • Claims contact

Contact our Emergency Assistance Team

For help in an emergency, contact the Emergency Assistance Service. They are available 24 hours a day, 7 days a week.

Contact us

Phone

For policies purchased on or after 1 September 2021:


+44 (0) 2030931750

_________________

For policies purchased on or after 1 November 2018:


+353 21 237 8005


+61 2 8263 0470

Email

For policies purchased on or after 1 September 2021:

worldnomadsassist@axa-assistance.com

_________________

For policies purchased on or after 1 November 2018:

assist@worldnomads.com

Contact our Claims Team

We’re here to help if you have a question about your claim.

Contact us

Phone

For policies purchased on or after 1 September 2021:


+44 (0) 2030931750

_________________

For policies purchased on or after 1 November 2018:


0800 260 5081


+353 21 237 8000

Email

For policies purchased on or after 1 September 2021:

https://worldnomads.uk.axa.travel/

_________________

For policies purchased on or after 1 November 2018:

claimsGBR@worldnomads.com