Get covered by World Nomads, even if you're already on the road.
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I’m already overseas – can I get travel insurance?
Are there any special conditions?
How does a waiting period work?
Need to extend your policy?
FAQs
If you're a New Zealander and you’ve left home without travel insurance or your policy has run out and you’re still on the road, World Nomads may have you covered. With World Nomads, you can buy a policy online, anytime, from anywhere in the world.
We know it's easy to forget to buy travel insurance. With World Nomads, you can buy a travel insurance policy even after you've left home (waiting periods apply).
If you forgot to buy a policy before you started your trip, are outside New Zealand without insurance, or your cover has ended but your trip hasn’t, you can buy a World Nomads policy 24/7 online.
If you buy a policy while travelling, you'll have to wait up to 72 hours for full cover to apply. However, cover may apply straight away for emergency medical and dental expenses and medical evacuation and repatriation if you suffer a serious injury as a result of an accident that occurs after you buy your policy.
Your Policy Document will have full details to understand the cover, limits, and exclusions.
If you buy a policy while you’re already travelling, you will need to wait 72 hours after purchasing before your cover will start. This is called a waiting period.
With World Nomads you can Get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
While there is a 72-hour waiting period if you purchase your travel insurance after you’ve started travelling, both our Standard and Explorer policies may offer cover for overseas medical expenses and medical evacuation and repatriation after the policy departure date and before the end of the 72-hour waiting period.
If something goes wrong and you suffer a serious injury as the result of an accident, there may be cover for emergency overseas medical and dental expenses, and emergency evacuation and repatriation expenses, without having to wait 72 hours.
All other cover and benefits still begin 72 hours from when your certificate of insurance is issued, and only for events first occurring after the 72-hour waiting period.
If you’re travelling and decide you want to travel for longer, we can help you stay covered by extending your existing policy for up to 12 months. Simply sign into your World Nomads membership to check eligibility and extend your cover before 11:59pm AEST/AEDT on the return date shown on your certificate of insurance. Check out our Helpdesk guide for more information on how to extend your cover.
Traveller tip: our 24/7 emergency assistance team is here to help if things go wrong. They can help organise medical transport, payment of hospital bills and assist with medical emergencies.
If you aren’t sure of anything, or have questions, be sure to check out our comprehensive FAQs or you can also contact us.
Waiting periods apply
Here are our most frequently asked questions about buying away from home. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
With World Nomads, you can buy a policy online even if you’re already overseas. Just note that a 72-hour waiting period applies before full cover begins.
As soon as the payment goes through, it will be emailed to you or you can access it in your membership.
Learn how you can buy your travel insurance policy while traveling anytime from anywhere in the world by watching this video.
This is only a summary of coverage and does not include the full terms, conditions, limitations, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
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If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)
Within Australia (Free call): 1800 611 210
Before your trip, check the latest government advice for any travel alerts for your destination.