If you’re a Kiwi heading to Nepal, it's important that you understand the unique risks involved and how your travel insurance can help you if things don’t go to plan – especially if things go wrong and you require helicopter evacuation.
Our policies can offer cover for hiking and trekking up to 6,000 meters in elevation. Keep in mind that you may require a policy upgrade to be covered.
We do not offer cover for hiking over 6,000 meters in elevation. See the ‘what’s not covered’ section below for more information.
We offer two plans – Standard and Explorer – each of which offers different levels of coverage for hiking and more than 150 other activities and adventures. It is up to you to choose what plan has the right level of coverage to meet your travel needs.
If you have any questions about our policies, please contact us.
Medical evacuation from the mountains by helicopter may be covered by the policy when it is medically necessary. However, there are a few things to keep in mind:
For a few reasons:
With World Nomads you can get an instant quote anytime, anywhere, before you leave home or while you’re on the road.
Unfortunately, there have been instances of scams related to helicopter evacuations in Nepal. To combat this, we only work with reputable operators and guarantee direct payment to them. We prioritise your safety and well-being throughout the process. We can also transfer you to an appropriate medical facility.
Wherever possible, contact the 24/7 Emergency Assistance Team yourself or ask a friend to do it for you. This is because we have had cases where some unscrupulous operators and guides say they’ve received our go-ahead when they haven’t and leave you with a hefty evacuation bill.
Travel insurance isn’t designed to cover everything and there are some things we can’t cover, including, but not limited to:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
We’re here to help if you have a question about travel insurance. We’re available:
Within New Zealand:
0800 666 237
From anywhere in the world:
+61 2 8256 1542
Within Australia:
1300 787 375
Before your trip, check the latest government advice for any travel alerts for your destination.