Don't let your medical costs bury you.
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For information relating to policies purchased prior to 27 June 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased after 27 June 2024, please see below.
Broken bones in Mykonos, mystery illness in Madrid and bus accidents in Thailand, we’ve seen it all and know overseas medical travel insurance can literally be a lifesaver.
In order to help our Irish travellers get back on their feet our policy has been designed to help out when some unexpected illness or injury strikes and you’re ready to get back on the road again.
Keep in mind that you’ll first need to contact your private medical insurance (PMI) provider (if applicable) and follow their emergency medical procedures and their claims procedures. Cover available under this travel insurance policy is in excess of any cover provided by your PMI. Also, provide us with details of your PMI provider to help us co-ordinate your care. Where your PMI provider does not cover you, contact our 24/7 Emergency Medical Assistance team before incurring medical costs. You must let us know how you are going and keep in contact with our assistance team until you no longer require treatment or assistance.
World Nomads travel insurance covers accidents and emergencies when you’re travelling overseas.
If you’re accidentally injured or suddenly become ill while traveling, our 24/7 Emergency Medical Assistance team is on hand to help you. Cover may include:
All our plans include emergency medical cover for travellers who get sick with Coronavirus while overseas (excluding pre-existing medical conditions, as outlined in the Policy Wording). If you are diagnosed with COVID-19 while overseas your benefits may include:
You can check out our What’s covered for Coronavirus article which has all of the details, including benefit limits and exclusions.
World Nomads policies cover accidents and emergencies only, and it is not a private health insurance policy. Cover may apply only if there is a sudden and unexpected accident or illness and for expenses for which there is no reciprocal health agreement in the country in which you are travelling.
If you are travelling to a country where Ireland has a reciprocal healthcare agreement, such as Australia or EU countries, you will need to apply for reciprocal health cover before you leave Ireland.
Though our policy may cover accidents and emergencies, it’s not a catch-all for every incident you might find yourself in. Medical conditions or circumstances we don’t cover include:
For our Irish travellers, if you have private medical insurance (PMI) in Ireland, get in touch first with your PMI provider and follow their emergency assistance and claims procedures. If you do not have PMI or they can no longer assist, it’s essential that you get in contact with our 24/7 Emergency Medical Assistance team as soon as reasonably possible so that the team can support you from the time you fall sick or get injured until the time you're well again.
So that they can assist you quickly, please be ready with the following:
The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
While visiting the Monkey Forest in Bali, I was bitten by a monkey and blood was drawn. After returning to our hotel we then visited a local doctor the same evening of the bite. I received my first rabies vaccination and then went to the International SOS office in Bali for an examination. There I received a second rabies shot, and then immunoglobulin shots.
Been working hard for your trip?
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Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
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Know where the nearest suitable medical facility is?
Don’t stress, we’ll get you there quickly.
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Cover your bags, tech or gear.
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Whether you need medical assistance or emergency medical evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of Emergency Medical Assistance right now?
For policies purchased on or after 27 June 2024:
Phone: +353 4 69 017 022
For policies purchased before 27 June 2024:
+353 (0) 90 640 6460
Here are our most frequently asked questions about overseas emergency medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
Before your trip, check the latest government advice for any travel alerts for your destination.