If you get sick or injured overseas, learn how you may be covered for emergency medical treatment overseas.
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We’ve seen some pretty hairy accidents and illnesses, from aneurysms to scooter crashes, and at least one shark bite! When the unexpected happens, our 24/7 Emergency Assistance Team will support you and your family, so you can focus on getting better.
If you’re injured in an accident or suddenly get sick while traveling, you may be covered for emergency medical treatment overseas including:
Depending on your Country of Residence and the travel insurance plan you choose, you may also have access to Coronavirus (COVID-19) coverage for certain events. Some of our plans offer:
To find out what cover applies to you, read our What’s Covered for Coronavirus article which has some of the details, including benefit limits, conditions, and exclusions. Coverage depends on your Country of Residence and varies between plans.
Whether you’re young, old, or anywhere in between, one of the key reasons why many travelers take out travel insurance is to make sure they are covered for any unexpected injury or illness while on holiday.
That’s why World Nomads policies offer two different plans – Standard vs Explorer – that offer different levels of cover for overseas emergency medical situations. In many cases, if you get sick, the hospital may not treat you without upfront payment or providing proof of a travel insurance policy. World Nomads travel insurance can offer cover for overseas emergency medical expenses including:
This is not a full list of what's covered. There are terms, conditions, limits, and exclusions that apply, and cover will depend on your Country of Residence, and which plan you have purchased.
The Emergency Assistance team can help get you find local medical facilities if needed, and in the worst-case scenario, help get you home if you’re seriously injured or ill and need to be repatriated. When you call (free from anywhere in the world), make sure you have your policy number and a contact number for where you are so we can help.
Some of the most common events our EA team has helped with include:
Note: coverage may depend on your past medical history, what's happened to you and any other conditions, limits, or exclusions of cover as described in your policy.
Travel insurance isn’t designed to cover everything. Common claims we see, where there's no cover for overseas medical expenses, include:
The above features and benefits are a summary of cover only. Take the time to read the terms, conditions, limitations, and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
World Nomads travel insurance is designed to help you come unstuck in sticky situations, like when you show up, but your bags don’t. Fill out the quick quote form below and get an instant quote today.
It’s essential that you get in contact with our Emergency Assistance teams as soon as possible so that they can support you from the time you fall sick or get injured until the time you're well again.
So that our Emergency Assistance teams can assist you quickly, please be ready with the following:
While visiting the Monkey Forest in Bali, I was bitten by a monkey and blood was drawn. After returning to our hotel we then visited a local doctor the same evening of the bite. I received my first rabies vaccination and then went to the International SOS office in Bali for an examination. There I received a second rabies shot, and then immunoglobulin shots.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
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Contact the teamHere are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.
Before your trip, check the latest government advice for any travel alerts for your destination.