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Does Travel Insurance Cover Dental?

Learn how travel insurance may cover emergency dental treatment abroad.

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Having insurance for emergency dental can mean the difference between a taste adventure or a disaster. That’s why we want to offer our Irish travellers cover for emergency dental treatment just in case you happen to indulge in some tasty food but which may leave a bad taste in your mouth if you chip a tooth or you get an infection.

Whether you’re sampling the ktefa in Morocco or taking the durian challenge in Thailand, sudden and serious pain in your teeth can stop you in your tracks.

What’s covered?

All of our plans can cover emergency dental treatment overseas if you urgently need to see a dentist for the immediate relief of sudden and acute pain to your teeth while traveling if:

  • You get an unexpected infection
  • You've broken your tooth

If you’re experiencing tooth pain, contact our 24/7 Emergency Assistance team who will help you locate a qualified dentist nearby.

What’s not covered?

Travel insurance isn’t designed to cover everything. Common dental claims we see where there's no cover include:

  • Dental work other than that related to emergency dental pain relief
  • Cosmetic dentistry or whitening
  • Pre-existing dental problems as explained in your Policy Wording
  • Major dental work, such as crowns, dentures, bridges and implants
  • Any dental treatment after your return to Ireland

The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.

How to get dental assistance

If you're in a serious accident, it’s essential that you get in contact with our emergency medical assistance teams as soon as possible so that our teams can support you.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number
  • The nature of your problem
  • Your location

If you've already visited a dentist and received emergency treatment, you can submit your claim online.

I bit on something hard

A bone chipped my front tooth, on the top row, and cracked it. Blood started to run down so I had an emergency visit to the dentist to repair it.
Claim paid: USD $82.33
B.P. U.S Resident in South Africa.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest suitable medical facility is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Disruption
  • 24-Hour Medical Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 Emergency Medical Assistance

Whether you need medical assistance or emergency medical evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of Emergency Medical Assistance right now?

For policies purchased on or after 27 June 2024:
Phone: +353 4 69 017 022

For policies purchased before 27 June 2024:
+353 (0) 90 640 6460

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • What do I need to do if I need a dentist?
    Call the emergency medical assistance team for advice on your dental condition or if you need directions to the nearest or most suitable dentist or medical facility.