Your policy can cover you wherever you choose to travel, however cover may be limited if you decide to travel to a country or region where the following specific events are occurring;
Policy Benefit | Policy Conditions |
---|---|
Emergency Medical cover and Medical Evacuation/Repatriation | No cover for any medical claims directly related to any of the above specific events. If a medical situation occurs that is proven to be completely unrelated to any of the specific events listed above, cover applies as normal. |
Compassionate Emergency Evacuation, Home Visit, Baggage and Personal effects, Delayed Baggage, Personal Liability, Rental Vehicle Insurance Excess | Cover as per policy limits no matter what the travel warning or specific events occurring within a region or country |
Non-Medical Evacuation | Cover for reasonable transportation to the nearest safe destination or home if, AFTER you have travelled to the area, there is a sudden outbreak of war, civil commotion, civil war, terrorist acts, martial law, revolution or other similar situations in the region where you are staying and evacuation is recommended. Must be pre-approved by insurer. |
Pre- trip cancellation or postponement or for Trip Interruption or termination expenses | No cover for Cancellation / Trip Interruption when due to a change of mind, disinclination to travel, changed conditions at the destination, natural disaster, acts of terrorism, war, nuclear disaster or similar situations. |
The following websites will give you more information on the status of a country or region:
Royal Danish Ministry of Foreign Affairs: http://www.um.dk/ Tel: +45 33 92 00 00
British Foreign and Commonwealth Office: www.gov.uk/foreign-travel-advice Tel: +44 (0) 20 7008 1500
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the policy wording for full details on what’s not covered.
There’s no cover for any expenses incurred related to the following:
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