Can I Buy a Travel Insurance Policy if I'm Already Overseas?

For information relating to policies purchased prior to 27 June 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024, please see below.

For citizen and legal residents, you are most welcome to buy a policy while already travelling...no problem at all!

You can buy a policy even if you’re already travelling, working or studying in another country.

If you buy a policy while away from home, there is a waiting period of 72 hours before the insurance takes effect. In the event of serious injury in connection with an accident, cover is available from the Start Date, subject to the accident being witnessed and verified by an independent third party.

Please note that your country of residence will determine the laws, regulations and tax that apply. 

You can also extend your trip while away from home by signing into your World Nomads membership, as long as you extend it before the policy End Date (before midnight on the End Date shown on your policy for the capital city of your country of residence and the same product remains available). The maximum policy duration is 12 months from the original date of issue; an extension is not available if you have claimed or need to claim on your policy.)

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.


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